1) Explain where and how chatbots might be effective in Higher Education (feel free to focus on the University of Akron), and

2) How you would feel about the University using them in this manner.

Q1.

Agarwal Technologies was founded 10 years ago. It has been profitable for the last 5 years, but it has needed all of its earnings to support growth and thus has never paid a dividend. Management has indicated that it plans to pay a $0.25 dividend 3 years from today, then to increase it at a relatively rapid rate for 2 years, and then to increase it at a constant rate of 8.00% thereafter. Management's forecast of the future dividend stream, along with the forecasted growth rates, is shown below. Assuming a required return of 11.00%, what is your estimate of the stock's current value? (12 points)

Q2.

ABC corporation suffers a declining of performance recently and shareholders are concerned that the executives might not do their best to run the company. Therefore, the company consults its board directors and people put up the following suggestions for consideration:

• Increase the percentage of executive compensation that comes in the form of cash and reduce the percentage coming from long-term stock options as managers prefer stable payment.
• Consider to issue shares to institutional investors such as mutual funds, pension funds, and hedge funds to increase the institutional ownership from 30% to 60%.
• Consider to hire more independent directors to sit on board.
• Change the way executive stock options are handled, with all options vesting after 2 years rather than having 20% of the options awarded vest every 2 years over a 10-year period.
• To grant the company’s outside auditing firm a lucrative year-by-year consulting contract with the company.

Please go through each suggestion and briefly state your thoughts on how the suggestion could possibly solve the conflicts between shareholders and the executives, and conclude your recommendations to the shareholders of ABC corporation.

1.The basic economic decision rule is to undertake an action only when the marginal benefits of that action are greater than its marginal costs.

a.true b. false

2.Microeconomics is the study of individual choice, and how that choice is influenced by economic forces.

a.true b. false

3.An economic system does all of the following except:

a.provide a mechanism for determining how goods and services are distributed and to whom.

b.provide a mechanism that determines how goods and services are produced.

c.provide a mechanism that determines what is produced

d.satisfy all the wants and desires if every individual in the society.

4.If a student is observed dropping a course from her Fall Quarter schedule, an economist is most likely to conclude that:

a.the course was the last additional course for which the marginal benefit was positive.

b.the marginal benefit of dropping that course must be greater than the marginal cost.

c.the additional cost in tuition and study time must be less than the additional benefit of that particular course..

Some transactions undertaken in 2018 by the country of Moyes with the rest of the world are shown below. The currency of Moyes is the Moyes marks-
BM
( i ) A French retail chain has imported 50,000 BM worth of wine from Moyes. The goods were invoiced in euros.
( ii ) Citizens of Moyes spent 30,000 BM abroad on hotel bills and 20,000 BM on souvenir purchases.
( iii ) A British company sold a radar, worth 10,000 BM to the army of Moyes. The radar was priced in pound sterling.
( iv ) As part of its portfolio diversification strategy, the National Pension Fund of Moyes purchased 15,000 BM worth of shares on the Tokyo Stock Exchange.
( v ) Bino Ltd received 25,000 BM worth of dividends from the investments it holds in a US company

Required:
Classify in Debit/Credit form, these transactions as sub-components of the current account or capital/ financial account.

Match each example to the type of bias that would result

Imagine you are the new Social Media Manager for Company XYZ. While you realize you must establish a balance between leveraging owned, earned, and paid media ... you also know that will come in time (when you have time!). For immediate success, you will focus on one. Which will it be? Why?

It is generally believed that the heights of adults males in the U.S. are approximately normally distributed with mean 70 inches (5 feet, 10 inches) and standard deviation 3 inches and that the heights of adult females in the U.S. are also approximately normally distributed with mean 64 inches (5 feet, 4 inches) and standard deviation 2.5 inches. A small university is considering custom ordering beds for their dorm rooms. Answer the following questions about the lengths of beds in dorm rooms at this university.

a) Should the university be concerned that females will not fit in the 75 inch beds? Numerically justify your answer.

b) The university decides it is too expensive to replace all the beds. Suppose the university has 2,150 beds all of which are 75 inches long. How many beds should they replace? You may assume that only those males taller than 75 inches will receive the longer beds and that females make up half of the population that will need a dorm room bed.

c) The university plans on ordering custom sized beds such that 99% of male students are expect to fit in them when lying perfectly straight. What length beds should they order? Round your answer to the nearest inch.

It is generally believed that the heights of adults males in the U.S. are approximately normally distributed with mean 70 inches (5 feet, 10 inches) and standard deviation 3 inches and that the heights of adult females in the U.S. are also approximately normally distributed with mean 64 inches (5 feet, 4 inches) and standard deviation 2.5 inches. A small university is considering custom ordering beds for their dorm rooms. Answer the following questions about the lengths of beds in dorm rooms at this university.

a) Should the university be concerned that females will not fit in the 75 inch beds? Numerically justify your answer.

b) The university decides it is too expensive to replace all the beds. Suppose the university has 2,150 beds all of which are 75 inches long. How many beds should they replace? You may assume that only those males taller than 75 inches will receive the longer beds and that females make up half of the population that will need a dorm room bed.

c) The university plans on ordering custom sized beds such that 99% of male students are expect to fit in them when lying perfectly straight. What length beds should they order? Round your answer to the nearest inch.

Using SHA 256 in Cryptool find the hash values (hash digests) for the following messages: (Show your work by capturing screen images)

1. Character 0 (note the word Character is not included)
2. Character 1 (note the word Character is not included)
3. Fort Valley State University is where talented students come simply for the opportunity to be brilliant. Located in the heart of Georgia, FVSU combines the personal attention and family feel of a small, private college with the resources and research found at large public universities. Located on the second largest acreage of any Georgia university, it is the only university in the world which at once is a University System of Georgia institution, a historically black university, and an 1890 land-grant institution, with a directive to use knowledge to improve the lives of students and non-students alike. Leveraging the reputation for excellence FVSU has built since 1895, the university is preparing students to embrace their genius as future global leaders and enabling discovery which will make real that only now imagined.
   That’s why our motto and tagline is “empower the possible.
4. Change the message in 3 by 1 bit and find the hash of it. You need to explain how you change the message by a single bit