Questions
Question 1 In our lectures, we have discussed different insights of understanding the distinction between fintech...

Question 1 In our lectures, we have discussed different insights of understanding the distinction between fintech and financial innovation. Briefly discuss the difference between fintech and financial innovation using your own words. (Max. 250 words) You are required to use an academic referencing convention. The word count does not include citations.

Question 2 Name the different banks and NBFCs in the Saudi market. List four different innovations that are incorporated in some of these institutes that have disrupted previous services.

Question 3 is an opportunity to explore and refine an idea or area that is of interest to you. Address the following points in your answer: • What is the innovation, technology, or sector you believe is most interesting in financial services? • What are the reasons why you think the context of your choice has the potential to be disrupted by your idea? • What are the potential implications of this new idea within your context? • Justify your response with your own opinion as well as research.

In: Finance

1. Suppose that a large public university is experiencing a budget shortfall. They decide to increase...

1. Suppose that a large public university is experiencing a budget shortfall. They decide to increase tuition to try to make up for the difference. Last year (2017) the school charged out-of-state tuition of $18,000 and instate tuition of $8,000. The enrollment numbers for 2017 were 5,000 out-of-state students and 12,000 instate students. During the 2018 academic year tuition for out-of-state students increased to $20,000, and for in-state it increased to $9,000. The enrollment for 2018 dropped to 4,000 out-of-state and 11,000 instate students. a. (3 points) Calculate the price elasticity of demand for out-of-state students. Then calculate the price elasticity of demand for in-state students. (Round to 3 decimal places).

b. (2 points) Based on part a, how would you characterize demand for each group of students? Explain whether these results are what you would predict for this situation.

c. (2 point) Did this university make the right decision by raising each tuition rate? How could the administration use this information to maximize revenue?

In: Economics

My topic for the assessment is Falls in residential aged care facility. |How are we going...

My topic for the assessment is Falls in residential aged care facility. |How are we going to prevent the fall in aged care facility along with rational for implementing this policy in the workplace for improving quality and safety in aged care facility. The description and criteria for the assessment is given below.

Description: For this task, students will be asked to develop an evidence-based policy (EBP) to address quality and safety as a component of their role as health service managers. The policy should address key components of policy-writing for public safety including, but not limited to definitions, guiding principles, patient expectations, roles and responsibilities, standards, clinical governance and incident management.

Criteria: - Clearly and concisely describes the issue that is being addressed by the policy with rationale and justification for managing the quality and safety issue

- Outlines the quality and safety issue that being addressed by the policy as well as ongoing monitoring

- Provides information and instruction for how the issue will be addressed with the workplace including worker training

- Policy document is structured appropriately and is consistent with HSM practices - Use of academic writing, language and tone

In: Nursing

SELECT only one, of the two following positions, for this discussion board. 1. You advocate for...

SELECT only one, of the two following positions, for this discussion board. 1. You advocate for economies of scale, at the state level, to streamline standard operating procedures for terrorism incidents. It is better to have a uniform system to respond to terrorism incidents so there is seamless interaction instead of chaos among agencies. There will no longer be ‘local’ police, per se; rather, there will one police force for the entire state. 2. You advocate against economies of scale, at the state level, to streamline standard operating procedures for terrorism incidents. Terrorist incidences are incredibly rare and using this fear mongering to consolidate the entire state police force does nothing more than centralize power. Such centralized power cannot address local policing needs as there is a wide variation of needs within states. In the replies: SELECT other students’ posts that advocate against your position. CRITIQUE the arguments in their position. * Make sure to use at least one academic source with proper APA citation format

In: Economics

Education unlimited Inc. produces very specialized adaptive educational products. The CFO of Education unlimited Inc. Bill...

Education unlimited Inc. produces very specialized adaptive educational products. The CFO of Education unlimited Inc. Bill M became aware that a major customer of theirs is closing a majority of their academic campuses and thus the demand for Education unlimited products is likely to be affected significantly. Education unlimited Inc. president and CEO, Jon M, was very concerned but still asked Bill not to disclose that information due to the potential effect on the stock price. To make things worse for Education unlimited Inc. questions about the efficacy of the adaptive products is being questioned by the vice president for assessment Doug M , which if valid is likely to affect the demand for the products even further. Jason M, the company’s production manager, hears the announcement of the campus closing and stops Bill M inquiring about the truth of the campus closing and the efficacy issues. Are there any ethical issues, should any of this information be disclosed to the public and what is the position of the relevant professional body (the IMA) ? *please NO recycled responses. Use 200 words or more*

In: Finance

Question: One criticism often heard about economics is that the models we use are unrealistic: in...

Question: One criticism often heard about economics is that the models we use are unrealistic: in seeking t...

One criticism often heard about economics is that the models we use are unrealistic: in seeking to keep the scope of our work more manageable by making certain assumptions or ignoring certain details, we may oversimplify the situation.

  1. Write one paragraph on whether you agree or disagree with this criticism.

Why do we use models at all, and how should we balance the need for simplicity with the need for accuracy?

  1. Write one paragraph explaining what makes a good model.

Find an example of a model (in economics or elsewhere) in the real world and explain if you think your example strikes the right balance between details and simplification of use.

  1. Using your model, found in an academic journal article, write one paragraph explaining the model and the degree of usefulness (any strengths or weaknesses).

WRITE IN YOUR OWN WORD PLZ dont copy another answer the was answered before thank you!

In: Economics

Can parphrase this paragraph Environment: Ramsden and Entwistle (1981) empirically identified a relationship between approaches to...

Can parphrase this paragraph

Environment:

Ramsden and Entwistle (1981) empirically identified a relationship between approaches to learning and perceived characteristics of the academic environment. Haertela, Walberg, and Haertela (1981) found correlations between student perceptions of social psychological environments of their classes and learning outcomes. Web-based technology has noticeably transformed the learning and teaching environment. Proponents of online learning have seen that it can be effective in potentially eliminating barriers while providing increased convenience, flexibility, currency of material, customized learning, and feedback over a traditional face-to-face A. Ya Ni Journal of Public Affairs Education 201 experience (Hackbarth, 1996; Harasim, 1990; Kiser, 1999; Matthews, 1999; Swan et al., 2000). Opponents, however, are concerned that students in an online environment may feel isolated (Brown, 1996), confused, and frustrated (Hara & Kling, 2000) and that student’s interest in the subject and learning effectiveness may be reduced (R. Maki, W. Maki, Patterson, & Whittaker, 2000)

In: Psychology

I have been assigned a 3 page research paper into "active investment strategy" versus "passive investment...

I have been assigned a 3 page research paper into "active investment strategy" versus "passive investment strategy".

Our course's textbook has no direct mention of either after searching exhaustively, which means the research paper invites me to use other sources and any perspectives or angles to defining, giving examples of, and comparing the two strategies.

How would you define them? What topics would they encompass? I imagine passive strategies include ones with fewer steps and less oversight/watch needed, whereas active strategies involve any marketable securities like stocks where you might have to be making all sorts of security analysis and stock market watching. This is for a Fundamentals of Financial Management MBA course that basically goes over every kind of marketable security and every kind of asset.

Do you recommend any sources or databases or academic searches to make this concise 3 page paper?

Thank you for your time and help!

In: Finance

Explain the pitfalls in the following statements. a. People who play golf are more likely to own

Explain the pitfalls in the following statements.

a. People who play golf are more likely to own a luxury car than people who do not play golf. Therefore, owning a luxury car causes people to play golf.

b. Oscar Johansson noted that when he buys new shares of a company’s stock listed on Nasdaq Stockholm, the stock price usually increases if he takes a shower after making his decision. Last night, Oscar bought some shares of a company and went home to take a shower and, as he had expected, the stock price increased. Obviously, the stock price increased because Oscar  took a shower.

c. Cindy’s mother found that sending her to tutorial classes for math resulted in a 20 percent improvement in her scores. Based on this success, her mother decided to spend money to send Cindy to tutorial classes for all subjects so that Cindy’s academic performance would improve in all.

In: Economics

The purpose of the task is for you to demonstrate high-level critical reflection and analytical reasoning...

The purpose of the task is for you to demonstrate high-level critical reflection and analytical reasoning skills in the context of the application of Australian taxation law and taxation law policy. You must undertake academic research which demonstrates the following:
1. An in-depth your understanding of how the specific tax law applies,
2. The policy context of the law and if relevant how other jurisdictions deal with similar issues,
3. Critical reflection as to whether the law achieves its stated purpose aligns with principles of good tax policy or could be improved/amended. These critical reflections should be supported by the research you have undertaken as well as your own independent thought.

Topic:

International Tax Avoidance – The avoidance and/or minimization of tax by large multi-national corporations are of great concern to Governments and tax administrators. Identify and discuss at least one common method multi-national corporations might use to avoid tax in Australia. Then identify and critically evaluate at least one current strategy implemented by the Government and/or the ATO that is used to prevent this.

In: Accounting