Financial technology, also known as FinTech is an industry composed of companies that use new technology and innovation with available resources in order to compete in the marketplace of traditional financial institutions and intermediaries in the delivery of financial services.

The use of mobile apps is embedded in the average Mauritian’s everyday life while the country already provides services such digital insurance, mobile banking amongst others.

Several enterprises, particularly those aiming towards Africa, are already using Mauritius as a viable Fintech platform. The stable business climate and well-established corporate governance culture in Mauritius, favorable time zone, excellent connectivity and highly-educated labour, mitigates the high-risk profile of certain African countries.
QUESTIONS

1. Considering the Mauritian context, list and explain the benefits of Fintech.

2. Considering the Mauritian context, justify what could be the possible drawbacks of FinTech.

3. Select a local company of your choice which provides FinTech services and:

Explain the services provided by the chosen company & justify why the provided services falls under the FinTech umbrella of technologies.

4. The Mauritius Central Automated Switch (MauCAS) is a novel state-of-the art digital hub fully owned and operated by the Bank of Mauritius for routing payments among operators on a 24x7 basis. Do you believe MauCAS will be a success or failure in Mauritius? Justify your answer.

I would like to expand on what I mean by the title of this question to focus the answers.

Normally whenever a theory (e.g. General Relativity) replaces another (e.g. Newtonian Gravity) there is a correspondence requirement in some limit. However there is also normally some experimental area where the new larger theory makes predictions which are different from the older theory which made predictions of the same phenomena. This is ultimately because the newer theory has a deeper view of physics with its own structures which come into play in certain situations that the old theory didn't cover well. Additionally the newer theory will make predictions based on its novel aspects which the older theory did not consider. I know that String Theory is quite rich in this regard, but am not interested in that here. Nor am I concerned as to whether experiment has caught up, as I know that ST (and Quantum Gravity in general) is not easy to test.

So for the GR to Newtonian example an answer to this question would be: bending of light rays; Mercury perihelion movement - GR had a different results to Newton. What would not count as an answer would be new structures which GR introduces like Black Holes or even gravitational curvature per se.

So does ST have anything like Mercury perihelion movement waiting to be experimentally verified, and thus "improving" on GR within GR's own back yard?

Please show SPSS steps and graph

Problem Set 2: A product developer wanted to know if the preferred type of graphics differs between video-gamers and non-gamers. He had 7 gamers and 7 non-gamers evaluate both types of graphics. The data is presented below, with higher numbers indicating a higher preference. Did graphic preference type differ between gamers and non-gamers? (Note – this is a small sample size so that you can practice selecting an appropriate statistical test and write-up results.)

1. Paste appropriate SPSS output. (2 pts)

2. Paste appropriate SPSS graph. (If there is no significance, create an appropriate graph to display the interaction of the two variables). (2 pts)

3. Write an APA-style Results section based on your analysis. All homework “Results sections” should follow the examples provided in the presentations and textbooks. They should include the statistical statement within a complete sentence that mentions the type of test conducted, whether the test was significant, and if relevant, effect size and/or post hoc analyses. Don’t forget to include a decision about the null hypothesis. (4 pts)

Describe FIN 48 (now ASC 740-10) and what is meant by “uncertain tax positions.”

What were the FASB’s objectives in issuing this interpretation?

Download the fiscal year 2009 10-K’s for the following five companies from the SEC website:

Temple-Inland Inc.

Weyerhauser Company

Graphic Packaging Holding Company

Boise Inc.

Rock-Tenn Company

Using these financial statements, address the following questions for each company:

How much did each company request in this tax refund from the Internal Revenue Service in 2009?

How much did each company receive in the tax refund? In other words, how much had each company received as of 2009 fiscal year end, how much was each company’s receivable related to the tax credit, and what was the total? How much of the refund did each company include in pre-tax book income?

Did the company record an unrecognized tax benefit related to the tax refund? If the company did not discuss it, you may assume that the answer is no.

If the company did record an unrecognized tax benefit, what percentage of the maximum potential benefit did they reserve?

What were the net operating loss balances at each company?

What were the valuation allowances on deferred tax assets at each company? Did the valuation allowances pertain to the net operating loss carryforwards?

Did the company have any other large and noteworthy differences between book income and taxable income?

Step 1: Search the internet for 2 different ads (for clothing, technology, food, whatever you want); one of them should use central processing techniques, and the other should use peripheral processing techniques.

Step 2: Copy and paste the ads into your document and answer the following questions.-------

-use peripheral processing techniques.

1) Identify the persuasive techniques used in each ad.  That is, what are the source, message, and audience characteristics for each ad, and how do you know one is central and the other is peripheral?

2) How effective do you find the ads?

3) Is there a way they could be improved?

Step 3: Based on what you have learned about persuasive techniques, design an ad for a product of your choice (can be something already existing or something you make up).

You can either submit a graphic copy of the ad or write a description of it.  Be sure to also include information about:

1) What is the product?

2) Who is the intended audience?

3) What is the message of the ad?

4) How would it be communicated?

3) What kinds of pressure might be felt by those who deviate from the norm, in either direction? (~75 words)

4) Given this normative information, are you motivated to change your studying behavior in any way?  Why or why not?  (~75 words)

5) Describe other norms that operate in our class (or other online classes).  What pressures are exerted to conform?  How are deviations dealt with?  What do you think of these norms? (~150 words)

Anthony, one of your cousins, is operating a very successful luxury nail salon called An-Toe-Nail. Other than that, Anthony is also work part-time as a freelancer graphic designer.
In 2020, Anthony have the income from his designing job of $100k and the revenue from the An-Toe-Nail salon is $800k. During 2020, below are items that Anthony spend money on:

• Anthony purchased a new car in Jan 2020 which cost $60k. The car is his main vehicle for the year which he will use to drive to and from work.
• Employee salary: $300k in total, paying for 6 nail technicians, each $50k/year.
• Utilities cost: $10k
• Supplies (nail polishes, glitter, chemical, etc.): $10k
• Nail salon equipment: $50k. Anthony told you that these equipment need to be purchased new every year for some reason. Since the nail salon is a luxury one, he spent twice the money to buy this luxury equipment (the similar but lower quality equipment only cost $25k).

Anthony asks for your help in figuring out his taxable income for 2020 before the standard deduction. As a tax expert, you understand that what he means was to help him calculate his AGI.

1. What is Anthony Gross income in 2020? (Show calculation and explanation if needed)
2. What is Anthony Deduction for AGI in 2020? Show calculation and explanation. Answer without explanation will result in no credit
3. Provided that AGI = Total Gross income – Total Deduction for AGI. What is Anthony AGI for 2020?

Gross Domestic Product is a term you probably hear all the time but may have had no real understanding of before this course. For this assignment, you will create a PowerPoint presentation to teach someone unfamiliar with GDP all about it.

You must use your textbook and at least one reliable resource, preferably from the online library, as references.

Structure your presentation as follows:

1. Title slide (1 point)
2. Objectives slide – list the main points your presentation will cover (1 point)
3. Body slides – at least 80% of text written in your own words, with in-text citations as needed when information from a resource is used.
   1. Define GDP and provide a brief description of its history. (3 points)
   2. Describe the pros and cons of GDP. In other words, what does it capture well, and what does it leave out? (3 points)
   3. Identify alternative approaches to measuring a country’s economic health (you will need to research this). (3 points)
      • Give at least one detailed example of another country’s method of an alternative approach to measuring economic health/growth. (3 points)
      • Explain whether you feel this alternative method would work in the U.S. and why or why not. (3 points)
4. Summary slide (1 point) – wrap up your presentation, provide a summary or set of concluding points
5. References slide (2 points)

You must also include at least ONE relevant graphic, such as a diagram or picture.

IN JAVA

Step 1 Develop the following interface: Interface Name: ImprovedStackInterface Access Modifier: public Methods Name: push Access modifier: public Parameters: item (data type T, parameterized type) Return type: void Throws: StackFullException Name: push Access modifier: public Parameters: item1 (data type T, parameterized type), item2 (data type T, parameterized type) Return type: void Throws: StackFullException Name: pop Access modifier: public Parameters: none Return type: void Throws: StackEmptyException Name: doublePop Access modifier: public Parameters: none Return type: void Throws: StackEmptyException Name: top Access modifier: public Parameters: none Return type: T (parameterized type) Throws: StackEmptyException Step 2 Develop the following class: Class Name: StackFullException Access Modifier: public Extends: Exception Constructors Name: StackFullException Access modifier: public Parameters: none (default constructor) Task: makes a call to the default constructor of its superclass Name: StackFullException Access modifier: public Parameters: message (datatype String) Task: makes a call to the constructor of its superclass by passing the parameter message to it Step 3 Develop the following class: Class Name: StackEmptyException Access Modifier: public Extends: Exception Constructors Name: StackEmptyException Access modifier: public Parameters: none (default constructor) Task: makes a call to the default constructor of its superclass Name: StackEmptyException Access modifier: public Parameters: message (datatype String) Task: makes a call to the constructor of its superclass by passing the parameter message to it Step 4 Develop the following class: Class Name: ImprovedArrayBasedStack Access Modifier: public Implements: ImprovedStackInterface Instance variables Name: top Access modifier: private Data type: int Name: stack Access modifier: private Data type: T[] (an array of parameterized type) Constructors Name: ImprovedArrayBasedStack Access modifier: public Parameters: none (default constructor) Task: sets the value of top to -1 sets the stack to refer to an array of Objects with 100 elements which are type cast to T[] Name: ImprovedArrayBasedStack Access modifier: public Parameters: size (data type int) Task: sets the value of top to -1 sets the stack to refer to an array of Objects with the number of elements equal to the size parameter which are type cast to T[] Methods Name: push Access modifier: public Parameters: item (data type T, parameterized type) Return type: void Throws: StackFullException Task: if the value of top is less than the length of the stack minus 1 then increase the value of top by 1 and place the item at the top of the stack, otherwise throw a StackFullException with the message "Not enough room for one item" Name: push Access modifier: public Parameters: item1 (data type T, parameterized type), item2 (data type T, parameterized type) Return type: void Throws: StackFullException Task: if the value of top is less than the length of the stack minus 2, then increase the value of top by 1 and place item1 at the top of the stack, then increase the value of top by 1 and place item2 at the top of the stack, otherwise throw a StackFullException with the message "Not enough room for two items" Name: pop Access modifier: public Parameters: none Return type: void Throws: StackEmptyException Task: if the value of top is greater than -1 then remove the item at the top of the stack by replacing it with null and decrease the value of top by 1, otherwise throw a StackEmptyException with the message "No item to remove" Name: doublePop Access modifier: public Parameters: none Return type: void Throws: StackEmptyException Task: if the value of top is greater than 0, then remove the item at the top of the stack by replacing it with null and decrease the value of top by 1, then remove the item at the top of the stack by replacing it with null and decrease the value of top by 1, otherwise throw a StackEmptyException with the message "There are less than two items in the stack" Name: top Access modifier: public Parameters: none Return type: T (parameterized type) Throws: StackEmptyException Task: if the value of top is greater than -1 then return the item at the top of the stack, otherwise throw a StackEmptyException with the message "Top attempted on an empty stack" Step 5 Develop a class with only a main method in it: import java.util.Scanner; public class ImprovedStackDemo { public static void main(String[] args) { /* Inside of this main method do the following: Create an object of the Scanner class that takes input from System.in and refer to this object as keyboard Create a reference to a ImprovedStackInterface called myImprovedStack and have it refer to a new object of the ImprovedArrayBasedStack type passing the value of 6 as an argument to the constructor Open a do/while loop Prompt the user to pick one of the following options: Press 1 to push one item onto the stack Press 2 to push two items onto the stack Press 3 to pop the top of stack Press 4 to pop the top of the stack twice Press 5 to look at the top of the stack Press 6 to end the program Save the user’s input into the option variable if the user picks option 1, prompt the user for what they would like to push onto the stack then save that in a variable called item Open a try block and inside that block call the push method by passing item as a parameter and then close the try block Open a catch block catching StackFullException e and inside this catch block print out the value of message stored in the exception else if the user picks option 2, prompt the user for what they would like to push onto the stack then save that in a variable called item1 Prompt the user for the second item that they would like to push onto the stack and save that in a variable called item2 Open a try block and inside that block call the push method by passing item1 and item 2 as parameters and then close the try block Open a catch block catching StackFullException e and inside this catch block print out the value of the message stored in the exception else if the user picks option 3, Open a try block and call the pop method and close the try block Open a catch block catching StackEmptyException e and inside this catch block print out the value of the message stored in the exception else if the user picks option 4, Open a try block and call the doublePop method and close the try block Open a catch block catching StackEmptyException e and inside this catch block print out the value of the message stored in the exception else if the user picks option 5, Open a try block and print the value returned by the top method and close the try block Open a catch block catching StackEmptyException e and inside this catch block print out the value of the message stored in the exception else if the user picks option 6, display Goodbye. else if the user picks any other option, display Error! close the do/while loop and make it so that it continues to run as long as the user does not pick option 6 */ } }

The media has a massive influence on how people think. When the media releases a certain story about something this can trigger people to think in different ways and might cause a discrepancy. Some say that the media have caused violence, homophobia, racism, and more. It has also been accused of promoting consumerism. The way the media is said to function upon is that they focus on a specific story multiple times and this makes the audience stay tuned and to only think about that. There are also times when the media gives little attention to some stories. For example, the book talks about the crisis in Mali and how little attention has been directed towards the problem from the international community and the media. The mass media gets stick for being biased towards a political party or figure. Video games have been blamed for violence as there have been widespread events where students have caused school shootings. Sure the games do expose kids to violence but there are people on the other side who say that people with mental issues shouldn’t play games like that. This can also apply to social media when a certain trend goes around and when someone takes it too far people will point the finger on social media. For example, if someone does a challenge that they saw on social media and they do something dangerous with it either they hurt themselves or someone else the media will be called out for it. The media nowadays is trying to take careful steps in not to cause an outcry over one instance.

I have to reply to this discussion comment should be 180 words, just say your thoughts like you agree or disagree.