Jamie is the named insured under a PAP that provides coverage for bodily injury and property damage liability, medical payments, uninsured motorist coverage, collision, and other than collision. For each of the following situations, determine whether the claim is covered under the PAP.

Jamie loans his car to his friend Bob. Bob loans the car to his son Fred who runs a stop sign and causes $10,000 damage to Cindy's car.

Jamie drives over the border to Mexico and has a collision with another motorist's car.

Jamie is in an accident while test driving a car as a mechanic for her employer Mick’s Garage.

Jamie is drunk driving and has a collision with another motorist. The other motorist has $20,000 in medical bills and $15,000 of damage to her car.

Jamie is in an accident while transporting a passenger for a fee. The passenger has $5,000 in medical bills.

2. Assume that an insured causes an automobile accident that injures five people and damages one auto. Assume that each of the injured parties successfully sues for $15,000. The damaged auto was worth $20,000. How much would the insurer pay if

a) the insured carried 15/30/5 limits?

b) the insured carried 25/50/25 limits?

c) the insured carried 100/300/50 limits?

Buffalo BBQ Restaurant is trying to become more efficient in training its chefs. It is experimenting with two training programs aimed at this objective. Both programs have basic and advanced training modules. The restaurant has provided the following data regarding the two programs after two weeks of implementation: Training Program A Training Program B New chef # 1 2 3 4 5 6 7 8 9 10 Hours of basic training 24 22 26 23 23 25 24 29 33 24 Hours of advanced training 6 8 7 12 9 3 1 0 1 4 Number of chef mistakes 14 13 15 13 12 9 7 9 4 8 a. Compute the following performance metrics for each program: (1) Average hours of employee training per chef, rounded to one decimal place. Program A: hrs. per chef Program B: hrs. per chef (2) Average number of mistakes per chef, rounded to one decimal place. Program A: mistakes per chef Program B: mistakes per chef b. Which program should the restaurant implement moving forward?

A student wants to create a password consisting of 7 characters. How many possible ways can the student create the password if the first three characters are letters following by two digits and the last two characters can be letters or digits?

Below are 12 audit procedures. Match each procedure according to one of the 8 appropriate types of audit evidence. - Watch client employees count inventory to determine whether company procedures are being followed. - Count inventory items and record the amount in the audit files. - Trace postings from the sales journal to the general ledger accounts. - Calculate the ratio of cost of goods sold to sales as a test of overall reasonableness of gross margin relative to the preceding year. - Obtain information about the client's internal controls by asking questions of client personnel. - Trace column totals from the cash disbursements journal to the general ledger. - Examine a piece of equipment to make sure a recent purchase of equipment was actually received and is in operation. - Review the total of repairs and maintenance for each month to determine whether any month's total was unusually large. - Compare vendor names and amounts on purchase invoices with entries in the purchases journal. - Foot entries in the sales journal to determine whether they were correctly totaled by the client. - Make a surprise count of petty cash to verify that the amount of the petty cash fund is intact. - Obtain a written statement from the client's bank stating the client's year-end balance on deposit. A. Inspection B. Observation C. Recalculation D. Physical Examination E. Inquiries of the client F. Reperformance G. Analytical Procedures H. Confirmation

Find the value of the following two corporate bonds:

b) How does the value of each bond change when the time to maturity changes? Construct a data table that shows the bond value as the maturity declines from 16 years down to zero in one-year increments. You can present one data table for both bonds or two data tables separately – one for each bond. (5 points) Answer in writing – what trend in value do you see for each bond? What is the bond value as maturity approaches zero? Why?

c)Graph the values of the two bonds on one graph with maturity as X axis and bond value as Y axis.

1.Consider a population of values has a normal distribution with μ=193.1 and σ=89.5. You intend to draw a random sample of size n. The boxes are labeled #1-12. Complete the table by writing the number that goes in the box with the corresponding number. Round to four decimal places.

2. Describe what happens to the sample mean and sample standard deviation as your sample size increases.

3. If we were working with a sample size of 20, you would expect 95% of the samples to land in what interval around the sample means?

Fill in the blanks of the open interval and round to four decimal places (??)

4. If we were working with a sample size of 50, you would expect 95% of the samples to land in what interval around the sample means?

Fill in the blanks of the open interval and round to four decimal places (??)

5. What will happen to the previous intervals as the sample size increases?

6. When working with a sample size of 20, what percentage of the samples will be less than 200? Round to two decimal places.

7. Tell what calculator commands you used in the last question.

8. When working with a sample size of 20, what percentage of the samples will be greater than 190? Round to the 2nd decimal place.

Find the stationary distribution of this chain

Suppose that the probability it rains today is 0.3 if neither of the last two days was rainy, but 0.6 if at least one of the last two days was rainy. Let the weather on day n, Wn, be R for rain, or S for sun. Wn is not a Markov chain, but the weather for the last two days Xn = (Wn−1 , Wn ) is a Markov chain with four states {RR, RS, SR, SS}.

*****IN JAVA****

Implement a theater seating chart  as a two-dimensional array of ticket prices, like this:

{10, 10, 10, 10, 10, 10, 10, 10, 10, 10}

{10, 10, 10, 10, 10, 10, 10, 10, 10, 10}

{10, 10, 10, 10, 10, 10, 10, 10, 10, 10}

{10, 10, 20, 20, 20, 20, 20, 20, 10, 10}

{10, 10, 20, 20, 20, 20, 20, 20, 10, 10}

{10, 10, 20, 20, 20, 20, 20, 20, 10, 10}

{20, 20, 30, 30, 40, 40, 30, 30, 20, 20}

{20, 30, 30, 40, 50, 50, 40, 30, 30, 20}

{30, 40, 50, 50, 50, 50, 50, 50, 40, 30}

Write a code snippet that:

- uses a for loop to print the array with spaces between the seat prices

- prompts users to pick a row and a seat using a while loop and a sentinel to stop the loop.

- outputs the seat price to the user.

Problem 4. What is the probability that a five card poker hand contains at least one ace?

Problem 5. What is the probability that a five card poker hand contains two pairs? (two of each of two different kinds, and a fifth card of a third kind)

Problem 6. Suppose that 100 people enter a contest and that different winners are selected at random for first, second, and third prizes. What is the probability that Michelle wins one of these prizes if she is one of the contestants?

Problem 7. Find the probability of winning the lottery by selecting the correct six integers between 0 and 50, where the order in which the integers are selected does not matter.

Problem 8. What is the probability that a die never comes up an even number when it is rolled six times?

Problem 9. In roulette, a wheel with 38 numbers is spun. Of these, 18 are red, and 18 are black. The other two numbers, which are neither black nor red, are 0 and 00. The probability that when the wheel is spun it lands on any particular number is 1/38.

a. What is the probability that the wheel lands on a red number?
b. What is the probability that the wheel lands on a black number twice in a row?

c. What is the probability that the wheel lands on 0 or 00?
d. What is the probability that in five spins the wheel never lands on either 0 or 00?

Problem 10. (Challenge) Which is more likely: rolling a total of 9 when two dice are rolled or rolling a total of 9 when three dice are rolled?

Case Study

Nicole is a care worker at Darley Road Residential Care. One of her clients is a young man, Amrik, who has a significant acquired brain injury that has resulted in his ability to complete daily tasks for himself. He is unable to move around in his wheelchair and requires someone to push him from place to place.

Question

7. Amrik wants to make a complaint about being discriminated against by the other care worker mentioned in Question 4 is: Amrik and Nicole are having a conversation while she helps him eat his lunch. Amrik told Nicole he was upset as he overheard one of the other workers saying that they would prefer to work with someone less dependent on mobility assistance. Nicole needs to take to help him to do so. (Approx. 60 words).

8. Describe two common risks to Amrik’s safety during a normal day at Darley Road Residential Care. (Approx. 50 words).

9. Amrik has expressed a desire to access the organization’s pool facilities for therapy and relaxation. Nicole feels this would pose too much risk to his safety and refuses Amrik’s request. In terms of the dignity of risk, how might Nicole’s decision lead to disempowerment for Amrik? (Approx. 40 words).