Amir Labib gets a reduced rate from his auto insurance company because he represents in his application that he commutes less than ten miles a day to work. Three years later, he and his wife buy a new residence, farther away from work, and he begins a fifteen-mile-a-day commute. The rate would be raised if he were to mention this to his insurance company. The insurance company sees that he has a different address, because they are mailing invoices to his new home. But the rate remains the same. Amir has a serious accident on a vacation to Yellowstone National Park, and his automobile is totaled. His insurance policy is a no-fault policy as it relates to coverage for vehicle damage. Is the insurance company within its rights to deny any payment on his claim? How so, or why not?

In 2009, Peter Calhoun gets a life insurance policy from Northwest Mutual Life Insurance Company, and the death benefit is listed as $250,000. The premiums are paid up when he dies in 2011 after a getaway car being chased by the police slams into his car at fifty miles per hour on a street in suburban Chicago. The life insurance company gets information that he smoked two packs of cigarettes a day, whereas in his application in 2009, he said he smoked only one pack a day. In fact, he had smoked about a pack and a half every day since 1992. Is the insurance company within its rights to deny any payment on his claim? How so, or why not?

For each of the following scenarios, identify the nonverbal message being sent and indicate if the sender and/or receiver should handle the matter differently:

1. While you are talking to a client, she starts drumming her fingers on her desk.
2. You are a new employee attending your first group meeting. When a man arrives after the meeting has started, others stand up to offer him a chair.
3. When you make a suggestion at a group meeting, a colleague rolls her eyes.
4. You need to speak with the internal controller. When you enter his office, you see that he sits with his back to the door, facing the window. He motions you to sit down and continues working for a minute before turning to face you.
5. At a meeting you’ve requested with your boss, she closes the door after you’ve entered and forwards all calls to her assistant.
6. A prospective employee sits facing you. She hunches her shoulders, fiddles with her ring, and bites her lip throughout the interview.
7. You hear there is a new engineer your age down the hall and go to his office to welcome him. While you sit talking to him across his desk, he continually rocks back in his chair and presses his fingers together in a “church steeple” position. He smiles with his mouth but not his eyes.
8. Three days after you have reprimanded an employee, she refuses to look you in the eye when you meet in the corridor. She returns your greeting in a clipped voice.
9. On your work site, a supervisor doesn’t respond when you mention the email you sent about a possible environmental hazard.

The Bureau of Labor Statistics published its February jobs report on March 9. Here is a link to their press release:

https://www.bls.gov/news.release/empsit.nr0.htm

Your job is the following. Read the press release and incorporate into a writing assignment containing the following elements:

Short run labor market

Is this job report a positive or negative one? How does this report fit into the trends of the last few months? What does it say about the state of the labor market and the economy as a whole? Support your opinion with evidence. Make sure to mention the number of jobs created and the unemployment rate. Include any other statistics that support your position, and explain how they do so.

Medium run labor market

You have drawn a conclusion about the state of the labor market and the overall economy. How does this trend of the last few months fit into the performance of the economy over approximately the last 10 years or so? Support your position using evidence, including any relevant statistics.

Long run labor market

The economy and the labor market fluctuate over time (this is the business cycle we have previously read about). But are there any long run trends over the past 20-30 years that have been consistent? What are these trends and what do they imply about the state of the economy in the future? Again, use statistics and evidence to support your view.

Other notes:

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Using outside sources is recommended, but not required. If you consult any outside sources, please include a bibliography. Here is one source that may be helpful. It is historical unemployment data compiled by the BLS:

https://www.bls.gov/cps/cpsaat01.pdf

One of the debates today is the idea of BIG Government. Many commentators in the main stream media have suggested that we are progressing towards socialism. In some perceptions, the more the government attempts to provide for the people, the more the government is perceived as "interfering". On the opposite spectrum of socialism is the philosophy of social Darwinism. Social Darwinism refers to the idea that individuals who are able to survive should be free to do so, without the hindrances of the weak, the poor or the handicapped (physically, emotionally, or mentally). It means that the fittest survive, and allow for a propagation of others who are fit. Social Darwinism is a philosophical foil to socialism. Socialism argues that for a society to be strong and healthy, it must care for its weak. Social Darwinism argues that society benefits from the struggle for survival and that the weak should be left to their own accord while the strong survive.
Survival of the fittest is currently how businesses desire to operate, with little to no government interference and a sole reliance on competitive forces for success. Free markets and the free hand of capitalism.

Please answer the following question:

"What are your thoughts about the well-being of our society? What direction would you like to see emphasized: social care or survival of the fittest? Is our culture emphasizing society at the detriment of the individual? Or do you feel that we are emphasizing individualism, to the detriment of society? What are your thoughts about businesses receiving bailouts while the moral hazard of disincentivizing individuals to work is emphasized?"

(Please answer this question in the context of social Darwinism and capitalism. Also, mention concepts such work ethic, rights and private property, social contracts, free economics, economic advantage, historical exploitation, and ideological values.)

Please Write more than two paragraphs for this

Political parties want to know what groups of people support them. The General Social Survey (GSS) asked its 2014 sample, "Generally speaking, do you usually think of yourself as a Republican, Democrat, Independent, or what?" The GSS is essentially an SRS of American adults. Here is a large two-way tale breaking down the responses by the highest degree the subject held:

1. Make a 2x5 table by combining the counts in the three rows that mention Democrats, Republicans and ignoring strict independents and supporters of other parties. We might think of this table as comparing all adults who lean Democrat or Republican. How does support for the two major parties differ among adults with different levels of education?

2. Use the full table to analyze the differences in political party support among levels of education. The sample is so large that the differences are bound to be highly significant. but give the χ2χ2 test statistic and p-value nonetheless. The main challenge is in seeing what the data say. Does the full table yield any insights not found in the compressed table analyzed in part 1?

Political parties want to know what groups of people support them. The General Social Survey (GSS) asked its 2014 sample, "Generally speaking, do you usually think of yourself as a Republican, Democrat, Independent, or what?" The GSS is essentially an SRS of American adults. Here is a large two-way tale breaking down the responses by the highest degree the subject held:

1. Make a 2x5 table by combining the counts in the three rows that mention Democrats, Republicans and ignoring strict independents and supporters of other parties. We might think of this table as comparing all adults who lean Democrat or Republican. How does does support for the two major parties differ among adults with different levels of education?

2. Use the full table to analyze the differences in political party support among levels of education. The sample is so large that the differences are bound to be highly significant. but give the χ2χ2 test statistic and p-value nonetheless. The main challenge is in seeing what the data say. Does the full table yield any insights not found in the compressed table analyzed in part 1?

I would like to know what factors influence the annual income of a person. What are some of the variables you will look for? How would you collect data on these variables? Is the data qualitative or quantitative? Remember that for each person you find the income of, you should be able to identify the value of the variable you mention above, in order to run a regression. For example, you can say annual income depends on Education. If you think of education as a qualitative variable, one value of the variable "education" may be "Undergraduate degree". You could also think of Education as a quantitative variable in which case, one value of the variable could be 10 years of education, and so on. Another example is character. You could say income depends on the character or personality type. But this variable is going to be hard to measure and hence "useless" in predicting income. So, come up with variables that you can actually collect data on.

Let's say I run a regression with income as the dependent variable and race as the independent variable. My results indicate that race is a "significant" variable. Then, I run another regression, again with income as the dependent variable. But this time with both race and education as the independent variables. My results now indicate that race is NOT a "significant" variable, but education is a significant variable. What is your conclusion from these results I obtained? What will be your next step? Does Race really affect income, or it has no influence? Each regression suggests one way or the other. So, are regressions even reliable?

please do not use any other chegg answers. in own words thank you