An Adjustable Rate Mortgage (ARM) is made for $300,000 at an initial interest rate of 2 percent for

30 years. The ARM will be adjusted annually. The borrower believes that the interest rate at the

beginning of the year (BOY) 2 will increase to three percent (3%).

a. Assuming that the ARM is fully amortizing, what will monthly payments be during year 1?

b. Based on (a) what will the loan balance be at the end of year (EOY) 1?

c. Given that the interest rate is expected to be 3 percent at the beginning of year 2, what will

monthly payments be during year 2?

d. What will be the loan balance at the EOY 2?

e. What would be the monthly payments in year 1 if they are to be interest only?

f. Assuming terms in (e), what would monthly interest only payments be in year 2?

A missionary couple, living in West Africa bought their 4-year old son to the Emergency room as he had fever and a pinkish rash has been developing on his hands and feet at first then it spread to both arms and legs. There are no other symptoms that the child feeling very fatigued. 1. This disease is most likely caused by what bacteria? Name the disease. 2. How would epidemiology assist you in finding the sources of this illness? 3. The boy had all of his vaccines so why does he have such a disease? 4. What course of treatment would you order and why? What type of antibiotic would you use and why? 5. What are the virulence factors for the causative agent? Explain the mode of action of these factors

A missionary couple, living in West Africa bought their 4-year old son to the Emergency room as he had fever and a pinkish rash has been developing on his hands and feet at first then it spread to both arms and legs. There are no other symptoms that the child feeling very fatigued. 1. This disease is most likely caused by what bacteria? Name the disease. 2. How would epidemiology assist you in finding the sources of this illness? 3. The boy had all of his vaccines so why does he have such a disease? 4. What course of treatment would you order and why? What type of antibiotic would you use and why? 5. What are the virulence factors for the causative agent? Explain the mode of action of these factors

The heights of European 13-year-old boys can be approximated by a normal model with mean μ of 63.1 inches and standard deviation σ of 2.42 inches.

A) What is the probability that a randomly selected 13-year-old boy from Europe is taller than 65.1 inches?

(use 4 decimal places in your answer)

B) A random sample of 4 European 13-year-old boys is selected. What is the probability that the sample mean height x is greater than 65.1 inches?

(use 4 decimal places in your answer)

C) A random sample of 9 European 13-year-old boys is selected. What is the probability that the sample mean height x is greater than 65.1 inches?

(use 4 decimal places in your answer)

Sex of a person is determined by biology while gender is constructed by society. The gender role as a man or a woman differs culturally among different societies, classes, age as per what is considered as feminine or masculine by that culture. It is a kind of organizing principle of society taking care of the process of production, reproduction, consumption, and distribution.For example, according to gender, a boy is not supposed to cry as crying apparently is a weak act so perceived as feminine. In case of a girl, she is not supposed to be strong and aggressive. In this way, society has constructed stereotypes and when people who do not fit neatly into these parameters are made to suffer. They are made to feel isolated, alone and inadequate.These genders stereotypes are harmful to any society as they inhibit people to fully express themselves and their emotions. 15 lines or more

A poll reported in The Sacramento Bee (Nov. 19, 2003, p. A20) that 818 of the 1515 respondents agreed that homosexual couples could be good parents. The report also stated that,

Source: Pew Research Center for the People and the Press survey of U.S. adults, Oct 15-19;.

The true proportion of the entire adult population at that time who would that agree that homosexual couples could be good parents was unknown (p).

1. What is the sample proportion (p)?

2. Calculate the margin of error for a 95% confidence interval.

3. Find the 95% confidence interval.

4. Interpret the 95% confidence interval.

CompTIA Linux+ Guide to Linux Certification (4th Edition)(Please do not do it in a mac and add pictures of the machine.)

Project 2-6 In this hands-on project, you properly shut down your Linux system.

1. Press CtrlþAltþF2 to switch to a command-line terminal (tty2), and then log in to the terminal using the user name of root and the password of LNXrocks!.

2. At the command prompt, type poweroff to shut down your Linux system immediately. Which commands from Table 2-9 can also be used to shut down your Linux system?

1. At the command prompt, use the where command to locate the where.exe file.

Copy and paste the full path and filename for the where.exe file into the space provided below.

2. At the command prompt, enter the following command and press enter.

  find "free beer" "c:\Program Files (x86)\Notepad++\*.txt"

This command searches for the string "free beer" in all .TXT files in the Notepad++ program folder.

According to the output of the find command, which of the files listed below contains the string "free beer"

A. LICENSE

B. CHANGE.LOG

C. beer.txt

D. readme.txt

Your assignment is to read the Epidemiology research paper, “Mobile phone use and the risk of acoustic neuroma” (Lönn et al., 2004), for the next class. Te next time class meets, there will be a class discussion led by the instructor. Te questions below will help you prepare for this discussion. Questions 1. Compare the scientifc data given in the press articles with those in the scientif c paper. 2. Do you think cell phone use is hazardous to human health? 3. Based on this information, are you going to avoid using cell phones in the future?