Consider a galvanic cell based upon the following half reactions:

Ag⁺ + e^- → Ag; 0.80 V
Cu²⁺ + 2 e^- → Cu; 0.34 V

Which of the following changes will decrease the potential of the cell?

At the beginning of the current fiscal year, the balance sheet of Cummings Co. showed liabilities of $439,000. During the year, liabilities decreased by $74,000, assets increased by $151,000, and paid-in capital increased by $15,000 to $381,000. Dividends declared and paid during the year were $123,000. At the end of the year, stockholders' equity totaled $751,000.

Required:
Calculate net income or loss for the year. (Amounts to be deducted should be indicated with a minus sign.)

Your assignment is to develop an investment portfolio of common stocks and mutual funds for a person of your age (32) and current life situation(unemployed student) You are required to select 5 individual stocks and 5 mutual funds. You must justify your selections by doing some research and indicating why you chose the stocks and mutual funds in your portfolio. You will need to put a hypothetical $10,000 into each stock and each mutual fund. You will be tracking the price changes of your selected stocks and mutual funds for the next three weeks

3. in genral practice, dividends tend to

a. be more stable than earnings

b. fluctuate more widely than earnings

c. be a lower percentage of earnings for mature companies

d. be set as a fixed portion of earnings

e. change every year to reflect changes in earnings

6. share buy backs can be a good idea if:

a. the company has a suplus cash to return to shareholders

b. it can create temporary increases in share price

c. the company is looking to increase the dividend ratio

d. investors are content with current returns

Both Bond A and Bond B have 7.1 percent coupons and are priced at par value. Bond A has 8 years to maturity, while Bond B has 19 years to maturity. If interest rates suddenly rise by 2 percentage points, what is the difference in percentage changes in prices of Bond A and Bond B? (i.e., Bond A - Bond B). The bonds pay coupons twice a year. (A negative value should be indicated by a minus sign. Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places.)

Explain how to compare the payouts (lump-sum and annuity) and evaluate which is a better financial choice. Specifically, what discount rate equates the gross annual annuity payments to the present value of the lump sum cash option? What happens to the attractiveness of each option as the relevant discount rate changes? What do you see as a reasonable hurdle rate, i.e., an investment ‘hurdle rate’ whereby if you take the lump sum you can reliably expect to earn this return on your investment, then ending up with more money than the annuity option

It is January 2nd and senior management of Baldwin meets to determine their investment plan for the year. They decide to fully fund a plant and equipment purchase by issuing 75,000 shares of stock plus a new bond issue. Assume the stock can be issued at yesterday’s stock price ($29.72) and leverage changes to 2.8. Which of the following statements are true? Select all that apply.

Select: 3

Working capital will remain the same at $15,582,128

Equity will be $78,780,432 Total liabilities will be $118,934,248

Total Assets will rise to $214,344,009

Baldwin will issue stock totaling $2,229,000

The total investment for Baldwin will be $199,943,680

How have the needs for life insurance changed with the increasing number of two-income households? Remarried households? What are the implications for these changes when considering the need for income replacement and funds to replace household services? (Participation in this part of the discussion question is required.)

Please share scenarios from friends or relatives describing the financial impact of death when the household had either adequate or inadequate life insurance coverage. What were the implications for the financial situation or lifestyle? (Participation in this part of the discussion question is voluntary because some students may not have an example to relate.)

Which of the following statements regarding cash flow is correct?

Multiple Choice

• In evaluating capital budgeting decisions, cash flows should be valued on a pre-tax basis for consistency's sake.

• Incremental cash flows should include opportunity costs but ignore sunk costs.

• Cash flow should be recognized only when it has accrued according to GAAP practices.

• Cash flow measures changes in the firm's cash account.

• After-tax cash flow is usually identical to accounting profits when accrual accounting is used for financial statement purposes.