Questions
A bank currently has $70,000 in deposits, $6,000 in cash in the vault, $12,000 on deposit...

A bank currently has $70,000 in deposits, $6,000 in cash in the vault, $12,000 on deposit with the Fed, and $7,000 in government securities. The required reserve ratio is 20 percent. Answer these questions:

1) What is the maximum amount the money supply can increase, assuming this bank is the only bank in the system that has excess reserves?

2) An individual deposits a $750,000 check into the bank. That individual had just converted foreign currency into dollars so the $750,000 was not in the money supply before the deposit. What is the maximum size loan the bank can make once the check clears?

3) What is the maximum amount the money supply can increase as a result of the $750,000 deposit?

4) If these expansions in the money supply happen, what effect will it have on aggregate demand, GDP, and employment?

5) What could keep the expansions from happening?

In: Economics

4.List four type of epidemiologic information useful for influencing public health policy and for planning individual...

4.List four type of epidemiologic information useful for influencing public health policy and for planning individual health decisions.

define “efficacy” and “effectiveness,” note their difference, and provide example of both.

6. In what ways does epidemiology plays a foundational role in public health?

7. Distinguish between a necessary cause and a sufficient cause. 8. Explain the epidemiology triangle and compare and contrast it with the advanced epidemiology triangle. 9.Describe how primary prevention, secondary prevention, and tertiary prevention may be used to deal with cancer. 10. HIV/AIDS can be transmitted from an infected person to another person through blood, semen, vaginal fluids, and breastmilk. High-risk behaviors include homosexual practices; unprotected oral, vaginal, or anal sexual intercourse; and needle sharing. Discuss how this information can be used in public health action and in individual decision making.

In: Biology

The following schedules shows the demand and supply for a product. Schedule 1: Demand of individual...

The following schedules shows the demand and supply for a product.

Schedule 1: Demand of individual consumers

Schedule 2: Supply from individual producers

Schedule 1

Schedule 2

Price

Consumer X

Consumer Y

Consumer Z

Price

Producer A

Producer B

Producer C

10

40

40

60

10

20

20

20

20

35

35

50

20

25

30

25

30

30

30

40

30

30

40

30

40

25

25

30

40

35

50

35

50

20

20

20

50

40

60

40

60

15

15

10

60

45

70

45

70

10

10

0

70

50

80

50

80

0

0

0

80

55

90

55

Calculate the market demand and market supply.

In: Economics

A business improvement district is considering the installation of a new light- ing system for the...

A business improvement district is considering the installation of a new light- ing system for the district. If the lighting system is installed, all the businesses in the area will benefit, and there will be no way in which a business that does not pay for a share of the system can be denied full benefits from the system. The system will cost $4,000 and will benefit the five members of the district as follows: Individual Benefit (in $) A 1,500 B 1,500 C 700 D 600 E 600 Cost Share (in $) 800 800 800 800 800 a. Is the project economically feasible? b. Would any individual business be willing to install the lighting system (and pay for it) by itself? c. Would the project be approved by a majority of the businesses at a referendum? d. Does the project as currently structured meet the Pareto criterion? e. If possible, revise the cost shares to allow the project to meet the Pareto crite- rion and to pass a referendum.

In: Finance

In fall of 2017, Sendy participated in infoDev’s XL Africa accelerator program and concluded a $2...

In fall of 2017, Sendy participated in infoDev’s XL Africa accelerator program and concluded a $2 million
round of funding. Since its launch in 2015, Sendy has quickly grown into one of Africa’s top start-ups to
watch and garnered attention from several investors. To date, the company has raised over $3 million in
equity funding and has begun planning its expansion. Sendy’s platform works similarly to a taxi dispatch
app, but focuses on moving packages instead of people.
Last fall, Sendy participated in infoDev’s XL Africa accelerator program and concluded a $2 million round
of funding. It started as “a fun project”
Three years ago, many Nairobi residents kept a long list of their favourite motorcycle taxis, or boda bodas.
Sendy’s original app would show you where boda drivers were located around the city and provide you with
their numbers.
In 2014, Sendy founders Meshack Alloys, Don Okoth, and Evanson Biwott decided to enter PivotEast, a
mobile start-up competition sponsored by infoDev. At the time, they thought, “If we win the transport
category of PivotEast, then we’ll consider doing this. If we don’t, then that was a fun project for two
months.” They won.
The Sendy team knew Malaika Judd through mLab East Africa (now known as the iHub), an infoDevsupported innovation hub in Nairobi, and convinced her to join as the fourth co-founder.
From Digital Phonebook to Last-Mile Logistics
Before Sendy, Alloys, Okoth, and Biwott had built a tracking system for a bus company, which sent an SMS
alert to business owners when their package had arrived at its destination. For example, a passenger bus from
Nairobi to Mombasa would also carry packages in its cargo space, but recipients would have to wait at the
bus park. This system made it easier to inform clients that the bus had arrived.
“These intra-city bus companies were making more money from moving packages than they do from moving
people,” Judd explained.
After the bus company launched the SMS system, their customers were appreciated the service, but were
willing to pay even more to have the packages delivered to their office.
Judd explains, “Given the time and cost of getting to [downtown] and back, ultimately it was cheaper to pay
for a last-mile delivery service.”
As the team hammered out the details of their business plan, they reflected on this experience and realized
that they had overlooked the package delivery market.
From personal experience, they knew about the inherent risks of theft, so their first pivot was to focus on
building Kenya’s most trusted platform for all types of deliveries.
Judd explained their current business model, “We work with partners, which means we don’t own any assets.
We don't pay salaries to any drivers. We connect drivers with vehicles to people who want to do deliveries.
And for facilitating that connection, we take a 20% commission on every delivery.”
Sendy’s team is ready to take on the competition. Photo ©️ Sendy
Creating markets, changing behaviors
Since Sendy first launched, it’s gotten much easier for them to recruit drivers, as more of them have
smartphones and have heard about Sendy.
Sendy has also benefited from the success of taxi dispatch apps in Kenya — Taxify, Mondo Rides, Little
Cab, MaraMoja, and, of course, Uber.
“They've completely changed the taxi market. Everyone has moved to an app on their phone and now expects
a taxi within five minutes. So now, if you ask someone to have a completely different experience with a
delivery service, they get super-frustrated that it's not as convenient,” Judd said.
“When we first launched, we had to do a lot of things to change behaviors. Now, I can walk into a sales pitch
with a business individual and say ‘Do you use Uber? Do you use Taxify? Oh, great! We’re similar to them,
but we move packages instead of people.’”
“It instantly changes their mindset and puts them in the context of ‘I know how this works and I like Uber. I
like Taxify. I think I’m going to like Sendy!’”
Sendy has moved beyond motorcycles and now offers deliveries by van or truck as well. Sendy currently has
40 employees; its network includes over 50,000 users, 3,000 businesses, and 1,000 drivers; and they’ve
grown consistently around 15% month-on-month.
Their app not only helps SMEs save money on shipping, but has become a lucrative opportunity for drivers.
“We have some drivers on our platform that make a 100,000 Kenyan shillings/month, that’s $1,000. When
you work for a traditional courier company, you average around $150. And if you work as a boda boda
driver, maybe you average between $250-300,” Judd said.
Malaika Judd (far left) speaking at an XL Africa event. Photo Credit: Malaika Judd
It takes a village to raise a start-up
Judd reflected on the value of having a start-up community during the early stages of building a company.
“mLab did an excellent job of bringing together really early stage entrepreneurs, before there’s really a
company,” she said. “XL Africa did an excellent job of bringing together 20 start-ups from across Africa who
were all at a similar stage as Sendy, which is Series A fundraising.
“We could sit around a table and talk about issues that we’ve had with the government or issues that we’ve
had with clients not paying us. And you get 20 perspectives on how to handle such a challenge — with
different cultural understandings and creative ideas.”
As Sendy continues to grow, Judd and her team have ambitious plans for the future. “In the coming years, we
will be expanding the portfolio of modes of transportation that we work with,” Judd said, “and then
expanding our reach regionally, so that we're not just moving goods across Kenya, we're moving goods
across Africa.”
Important instructions for your answers:
- Must Use Turquois color for main headings
- Must Use Green color for subheadings
- Must Use Yellow color to highlight your important keywords.
- Do not change questions order.
Q 1- how the technology helped in solving Sendy Disrupts Last-Mile Logistics in Kenya problems? 10 Marks

In: Computer Science

300 more words of elaboration on this paper. (How does this relate to health care finance)...

300 more words of elaboration on this paper. (How does this relate to health care finance) list 30 references

Obamacare, also known as the Affordable Care Act (ACA), was passed in 2010 as a health care insurance plan for all Americans. The law made many changes to the existing minimum coverage in insurance, and increase the federal subsidies for the middle-income households of the country. Trumpcare, also known as the American Health Care Act (AHCA), is a replacement health insurance plan designed to partly repeal the existing ACA. The new healthcare bill, is one step closer to repealing . Here is a detailed difference between Mr Trump’s healthcare plan and Barack Obama’s plan Number of uninsured people ACA: The nonpartisan Congressional Budget Office (CBO) has an estimate with ACA as the law of the land, the uninsured Americans would be 28 million will remain stable for the next decade. AHCA: The analysis of an earlier version of the bill, there is an estimate of 54 million could be uninsured by 2026 in case of implementation of the AHCA. Individual Mandate: The ACA have provision to impose penalty on consumers who can afford to buy health insurance but do not do so, known as the individual mandate payment. it’s paid when you file your federal tax return. This penalty can be either 2.5% of income up to the total yearly premium or $695 per person up to $2,085, whichever is higher. AHCA eliminates the individual mandate and offers a incentive to consumers who maintain insurance coverage: insurance companies can charge a 30% penalty who buy health insurance after had a gap in required coverage exceeding 63 days. The 30% penalty would apply for 12 months. Qualified Health Plans The ACA requires that all major health policies sold to consumers offer coverage for 10 categories of essential health benefits: Outpatient services, Emergency services , Maternity and newborn care, Hospitalization Prescription medication , Mental health and substance abuse services, Laboratory services Pediatric services, Rehabilitation services, including vision and oral Preventative, wellness, and chronic disease management services The AHCA eliminates these protections by giving a waiver to define what they consider essential health benefits. States could allow insurance companies to sell plans that do not cover prescription drugs or maternity care. Insurance Coverage of Newborns The ACA and AHCA have the same rules for newborns. A baby can be added to family existing health insurance plan or can buy a new plan to give cover the baby. Cost Differences AHCA is making major changes in the health insurance by reducing the requirements and making change in the structure of total offered government subsidies. On the analysis, the CBO has reported the current changes would make health insurance more affordable for few customers. Taxes Obamacare: The ACA increased Medicare taxes for the households having incomes above $250,000. The legislation gave some tax credits to middle-income earners to help them pay out-of-pocket health expenses. Trumpcare: The AHCA repeals taxes of previous insurance plan.

In: Finance

Who would benefit from SSKI, PTU, tapazole RAIU? Are there any precautions or patient teaching to be mindful of for each?


  1. Who would benefit from SSKI, PTU, tapazole RAIU? Are there any precautions or patient teaching to be mindful of for each?

  2. What is the purpose of the parathyroids? What would alert the nurse of parathyroid gland compromise?

  3. Who would benefit from fludrocortisone/hydrocortisone? Are there precautions or patient teachings for the nurse to be mindful of?


In: Nursing

Final Project Data On December 1, 2015 John Trap created a new travel agency, Trap Adventures,...

Final Project Data

On December 1, 2015 John Trap created a new travel agency, Trap Adventures, Inc. providing exclusive adventure trips. The following transactions occurred during December 2015.

(NOTE: There are no beginning balances – this is a new company.)

Dec 1 John Trap invested $60,000 cash in the company for common stock.
2 Purchase office equipment for $17,500 cash.
2 The company rented furnished office space by paying $18,000 cash for the first six months (December 2015 - May 2016) rent.
3 The company purchased $1,500 of office supplies on account.
10 The company paid $3,600 cash for the premium on a 12-month insurance policy.
14 The company paid $10,750 cash for two weeks' salaries earned by employees.
24 The company collected $54,000 cash on commissions from airlines on tickets obtained for customers.
28 The company paid $12,125 cash for two weeks' salaries earned by employees.
29 The company paid $350 cash for minor repairs to the company's computer.
30 The company paid $450 cash for this month's telephone bill.
30 Dividends of $3,000 cash were paid.

Final Project Requirements

Using the spreadsheet found here and information above, complete the following:

Adjustment Data:

  • One month's insurance coverage has expired.
  • The company occupied the office space for the month of December.
  • At the end of the month, $600 of office supplies are still available.
  1. Create journal entries to record the transactions that occurred during the month of December. (Completed in Unit 3)
  2. Prepare an unadjusted trial balance (Completed in Unit 3)
  3. Create adjusting journal entries at the end of the year, December 31 based on the adjustment data.
  4. Prepare an adjusted trial balance.
  5. Prepare an income statement, statement of stockholders' equity, and classified balance sheet.
  6. Create closing journal entries to close all temporary accounts.
  7. Prepare post-closing trial balance.
  8. In addition, answer TWO of the questions below in 1-2 fully developed paragraphs on the last tab of the Excel spreadsheet you downloaded. A fully developed paragraph should have a major point with 3 to 5 support sentences. One or two sentences is not acceptable or does not discuss the question. Be sure to show what you know!!!
    1. Trap Adventures, Inc. is looking for an accountant. In your own words, explain to Trap's hiring team the role of accountant and accounting within business. Provide examples of the expectations of the accountant.
    2. Discuss the financial position of Trap Adventures, Inc. using the following ratios:  
      1. Current ratio
      2. Return on equity: For each ratio, provide the calculation and an explanation of the meaning. Is this a positive or negative result for the Trap Adventures, Inc.?
    3. Using Trap Adventures, Inc.'s income statement, evaluate the operations for the month of December. Complete a common-size income statement using sales as the base number. What is the largest percentage? What is the smallest percentage? What recommendations could be made to increase Trap's net income?
    4. Currently, Trap Adventures, Inc. does not own any loans or bank notes (long-term liabilities). What would happen if Trap decides to obtain a bank loan for $25,000 to fund daily operations? How would this transaction impact the financial statements - which accounts would be affected? What is the debt to equity ratio? What does the debt to equity ratio represent

In: Accounting

On December 1, 2015 John Trap created a new travel agency, Trap Adventures, Inc. providing exclusive...

On December 1, 2015 John Trap created a new travel agency, Trap Adventures, Inc. providing exclusive adventure trips. The following transactions occurred during December 2015.

(NOTE: There are no beginning balances – this is a new company.)

Dec 1 John Trap invested $60,000 cash in the company for common stock.
2 Purchase office equipment for $17,500 cash.
2 The company rented furnished office space by paying $18,000 cash for the first six months (December 2015 - May 2016) rent.
3 The company purchased $1,500 of office supplies on account.
10 The company paid $3,600 cash for the premium on a 12-month insurance policy.
14 The company paid $10,750 cash for two weeks' salaries earned by employees.
24 The company collected $54,000 cash on commissions from airlines on tickets obtained for customers.
28 The company paid $12,125 cash for two weeks' salaries earned by employees.
29 The company paid $350 cash for minor repairs to the company's computer.
30 The company paid $450 cash for this month's telephone bill.
30 Dividends of $3,000 cash were paid.

Final Project Requirements

Using the spreadsheet found here and information above, complete the following:

Adjustment Data:

One month's insurance coverage has expired.
The company occupied the office space for the month of December.
At the end of the month, $600 of office supplies are still available.
Create journal entries to record the transactions that occurred during the month of December. (Completed in Unit 3)
Prepare an unadjusted trial balance (Completed in Unit 3)
Create adjusting journal entries at the end of the year, December 31 based on the adjustment data.
Prepare an adjusted trial balance.
Prepare an income statement, statement of stockholders' equity, and classified balance sheet.
Create closing journal entries to close all temporary accounts.
Prepare post-closing trial balance.
In addition, answer TWO of the questions below in 1-2 fully developed paragraphs. A fully developed paragraph should have a major point with 3 to 5 support sentences. One or two sentences is not acceptable or does not discuss the question. Be sure to show what you know!!!
Trap Adventures, Inc. is looking for an accountant. In your own words, explain to Trap's hiring team the role of accountant and accounting within business. Provide examples of the expectations of the accountant.
Discuss the financial position of Trap Adventures, Inc. using the following ratios:
Current ratio
Return on equity: For each ratio, provide the calculation and an explanation of the meaning. Is this a positive or negative result for the Trap Adventures, Inc.?
Using Trap Adventures, Inc.'s income statement, evaluate the operations for the month of December. Complete a common-size income statement using sales as the base number. What is the largest percentage? What is the smallest percentage? What recommendations could be made to increase Trap's net income?
Currently, Trap Adventures, Inc. does not own any loans or bank notes (long-term liabilities). What would happen if Trap decides to obtain a bank loan for $25,000 to fund daily operations? How would this transaction impact the financial statements - which accounts would be affected? What is the debt to equity ratio? What does the debt to equity ratio represent

In: Accounting

On December 1, 2015 John Trap created a new travel agency, Trap Adventures, Inc. providing exclusive...

On December 1, 2015 John Trap created a new travel agency, Trap Adventures, Inc. providing exclusive adventure trips. The following transactions occurred during December 2015. (NOTE: There are no beginning balances – this is a new company.) Dec 1 John Trap invested $60,000 cash in the company for common stock. 2 Purchase office equipment for $17,500 cash. 2 The company rented furnished office space by paying $18,000 cash for the first six months (December 2015 - May 2016) rent. 3 The company purchased $1,500 of office supplies on account. 10 The company paid $3,600 cash for the premium on a 12-month insurance policy. 14 The company paid $10,750 cash for two weeks' salaries earned by employees. 24 The company collected $54,000 cash on commissions from airlines on tickets obtained for customers. 28 The company paid $12,125 cash for two weeks' salaries earned by employees. 29 The company paid $350 cash for minor repairs to the company's computer. 30 The company paid $450 cash for this month's telephone bill. 30 Dividends of $3,000 cash were paid. Final Project Requirements Using the spreadsheet found here and information above, complete the following: Adjustment Data: One month's insurance coverage has expired. The company occupied the office space for the month of December. At the end of the month, $600 of office supplies are still available. Create journal entries to record the transactions that occurred during the month of December. (Completed in Unit 3) Prepare an unadjusted trial balance (Completed in Unit 3) Create adjusting journal entries at the end of the year, December 31 based on the adjustment data. Prepare an adjusted trial balance. Prepare an income statement, statement of stockholders' equity, and classified balance sheet. Create closing journal entries to close all temporary accounts. Prepare post-closing trial balance. In addition, answer TWO of the questions below in 1-2 fully developed paragraphs. A fully developed paragraph should have a major point with 3 to 5 support sentences. One or two sentences is not acceptable or does not discuss the question. Be sure to show what you know!!! Trap Adventures, Inc. is looking for an accountant. In your own words, explain to Trap's hiring team the role of accountant and accounting within business. Provide examples of the expectations of the accountant. Discuss the financial position of Trap Adventures, Inc. using the following ratios: Current ratio Return on equity: For each ratio, provide the calculation and an explanation of the meaning. Is this a positive or negative result for the Trap Adventures, Inc.? Using Trap Adventures, Inc.'s income statement, evaluate the operations for the month of December. Complete a common-size income statement using sales as the base number. What is the largest percentage? What is the smallest percentage? What recommendations could be made to increase Trap's net income? Currently, Trap Adventures, Inc. does not own any loans or bank notes (long-term liabilities). What would happen if Trap decides to obtain a bank loan for $25,000 to fund daily operations? How would this transaction impact the financial statements - which accounts would be affected? What is the debt to equity ratio? What does the debt to equity ratio represent

In: Accounting