A bank currently has $70,000 in deposits, $6,000 in cash in the
vault, $12,000 on deposit with the Fed, and $7,000 in government
securities. The required reserve ratio is 20 percent. Answer these
questions:
1) What is the maximum amount the money supply can increase,
assuming this bank is the only bank in the system that has excess
reserves?
2) An individual deposits a $750,000 check into the bank. That individual had just converted foreign currency into dollars so the $750,000 was not in the money supply before the deposit. What is the maximum size loan the bank can make once the check clears?
3) What is the maximum amount the money supply can increase as a result of the $750,000 deposit?
4) If these expansions in the money supply happen, what effect will it have on aggregate demand, GDP, and employment?
5) What could keep the expansions from happening?
In: Economics
4.List four type of epidemiologic information useful for influencing public health policy and for planning individual health decisions.
define “efficacy” and “effectiveness,” note their difference, and provide example of both.
6. In what ways does epidemiology plays a foundational role in public health?
7. Distinguish between a necessary cause and a sufficient cause. 8. Explain the epidemiology triangle and compare and contrast it with the advanced epidemiology triangle. 9.Describe how primary prevention, secondary prevention, and tertiary prevention may be used to deal with cancer. 10. HIV/AIDS can be transmitted from an infected person to another person through blood, semen, vaginal fluids, and breastmilk. High-risk behaviors include homosexual practices; unprotected oral, vaginal, or anal sexual intercourse; and needle sharing. Discuss how this information can be used in public health action and in individual decision making.
In: Biology
The following schedules shows the demand and supply for a product.
Schedule 1: Demand of individual consumers
Schedule 2: Supply from individual producers
|
Schedule 1 |
Schedule 2 |
||||||
|
Price |
Consumer X |
Consumer Y |
Consumer Z |
Price |
Producer A |
Producer B |
Producer C |
|
10 |
40 |
40 |
60 |
10 |
20 |
20 |
20 |
|
20 |
35 |
35 |
50 |
20 |
25 |
30 |
25 |
|
30 |
30 |
30 |
40 |
30 |
30 |
40 |
30 |
|
40 |
25 |
25 |
30 |
40 |
35 |
50 |
35 |
|
50 |
20 |
20 |
20 |
50 |
40 |
60 |
40 |
|
60 |
15 |
15 |
10 |
60 |
45 |
70 |
45 |
|
70 |
10 |
10 |
0 |
70 |
50 |
80 |
50 |
|
80 |
0 |
0 |
0 |
80 |
55 |
90 |
55 |
Calculate the market demand and market supply.
In: Economics
A business improvement district is considering the installation of a new light- ing system for the district. If the lighting system is installed, all the businesses in the area will benefit, and there will be no way in which a business that does not pay for a share of the system can be denied full benefits from the system. The system will cost $4,000 and will benefit the five members of the district as follows: Individual Benefit (in $) A 1,500 B 1,500 C 700 D 600 E 600 Cost Share (in $) 800 800 800 800 800 a. Is the project economically feasible? b. Would any individual business be willing to install the lighting system (and pay for it) by itself? c. Would the project be approved by a majority of the businesses at a referendum? d. Does the project as currently structured meet the Pareto criterion? e. If possible, revise the cost shares to allow the project to meet the Pareto crite- rion and to pass a referendum.
In: Finance
In: Computer Science
300 more words of elaboration on this paper. (How does this relate to health care finance) list 30 references
Obamacare, also known as the Affordable Care Act (ACA), was passed in 2010 as a health care insurance plan for all Americans. The law made many changes to the existing minimum coverage in insurance, and increase the federal subsidies for the middle-income households of the country. Trumpcare, also known as the American Health Care Act (AHCA), is a replacement health insurance plan designed to partly repeal the existing ACA. The new healthcare bill, is one step closer to repealing . Here is a detailed difference between Mr Trump’s healthcare plan and Barack Obama’s plan Number of uninsured people ACA: The nonpartisan Congressional Budget Office (CBO) has an estimate with ACA as the law of the land, the uninsured Americans would be 28 million will remain stable for the next decade. AHCA: The analysis of an earlier version of the bill, there is an estimate of 54 million could be uninsured by 2026 in case of implementation of the AHCA. Individual Mandate: The ACA have provision to impose penalty on consumers who can afford to buy health insurance but do not do so, known as the individual mandate payment. it’s paid when you file your federal tax return. This penalty can be either 2.5% of income up to the total yearly premium or $695 per person up to $2,085, whichever is higher. AHCA eliminates the individual mandate and offers a incentive to consumers who maintain insurance coverage: insurance companies can charge a 30% penalty who buy health insurance after had a gap in required coverage exceeding 63 days. The 30% penalty would apply for 12 months. Qualified Health Plans The ACA requires that all major health policies sold to consumers offer coverage for 10 categories of essential health benefits: Outpatient services, Emergency services , Maternity and newborn care, Hospitalization Prescription medication , Mental health and substance abuse services, Laboratory services Pediatric services, Rehabilitation services, including vision and oral Preventative, wellness, and chronic disease management services The AHCA eliminates these protections by giving a waiver to define what they consider essential health benefits. States could allow insurance companies to sell plans that do not cover prescription drugs or maternity care. Insurance Coverage of Newborns The ACA and AHCA have the same rules for newborns. A baby can be added to family existing health insurance plan or can buy a new plan to give cover the baby. Cost Differences AHCA is making major changes in the health insurance by reducing the requirements and making change in the structure of total offered government subsidies. On the analysis, the CBO has reported the current changes would make health insurance more affordable for few customers. Taxes Obamacare: The ACA increased Medicare taxes for the households having incomes above $250,000. The legislation gave some tax credits to middle-income earners to help them pay out-of-pocket health expenses. Trumpcare: The AHCA repeals taxes of previous insurance plan.
In: Finance
Who would benefit from SSKI, PTU, tapazole RAIU? Are there any precautions or patient teaching to be mindful of for each?
What is the purpose of the parathyroids? What would alert the nurse of parathyroid gland compromise?
Who would benefit from fludrocortisone/hydrocortisone? Are there precautions or patient teachings for the nurse to be mindful of?
In: Nursing
Final Project Data
On December 1, 2015 John Trap created a new travel agency, Trap
Adventures, Inc. providing exclusive adventure trips. The following
transactions occurred during December 2015.
(NOTE: There are no beginning balances – this is a new
company.)
| Dec 1 | John Trap invested $60,000 cash in the company for common stock. |
| 2 | Purchase office equipment for $17,500 cash. |
| 2 | The company rented furnished office space by paying $18,000 cash for the first six months (December 2015 - May 2016) rent. |
| 3 | The company purchased $1,500 of office supplies on account. |
| 10 | The company paid $3,600 cash for the premium on a 12-month insurance policy. |
| 14 | The company paid $10,750 cash for two weeks' salaries earned by employees. |
| 24 | The company collected $54,000 cash on commissions from airlines on tickets obtained for customers. |
| 28 | The company paid $12,125 cash for two weeks' salaries earned by employees. |
| 29 | The company paid $350 cash for minor repairs to the company's computer. |
| 30 | The company paid $450 cash for this month's telephone bill. |
| 30 | Dividends of $3,000 cash were paid. |
Final Project Requirements
Using the spreadsheet found here and information above, complete the following:
Adjustment Data:
In: Accounting
In: Accounting
On December 1, 2015 John Trap created a new travel agency, Trap Adventures, Inc. providing exclusive adventure trips. The following transactions occurred during December 2015. (NOTE: There are no beginning balances – this is a new company.) Dec 1 John Trap invested $60,000 cash in the company for common stock. 2 Purchase office equipment for $17,500 cash. 2 The company rented furnished office space by paying $18,000 cash for the first six months (December 2015 - May 2016) rent. 3 The company purchased $1,500 of office supplies on account. 10 The company paid $3,600 cash for the premium on a 12-month insurance policy. 14 The company paid $10,750 cash for two weeks' salaries earned by employees. 24 The company collected $54,000 cash on commissions from airlines on tickets obtained for customers. 28 The company paid $12,125 cash for two weeks' salaries earned by employees. 29 The company paid $350 cash for minor repairs to the company's computer. 30 The company paid $450 cash for this month's telephone bill. 30 Dividends of $3,000 cash were paid. Final Project Requirements Using the spreadsheet found here and information above, complete the following: Adjustment Data: One month's insurance coverage has expired. The company occupied the office space for the month of December. At the end of the month, $600 of office supplies are still available. Create journal entries to record the transactions that occurred during the month of December. (Completed in Unit 3) Prepare an unadjusted trial balance (Completed in Unit 3) Create adjusting journal entries at the end of the year, December 31 based on the adjustment data. Prepare an adjusted trial balance. Prepare an income statement, statement of stockholders' equity, and classified balance sheet. Create closing journal entries to close all temporary accounts. Prepare post-closing trial balance. In addition, answer TWO of the questions below in 1-2 fully developed paragraphs. A fully developed paragraph should have a major point with 3 to 5 support sentences. One or two sentences is not acceptable or does not discuss the question. Be sure to show what you know!!! Trap Adventures, Inc. is looking for an accountant. In your own words, explain to Trap's hiring team the role of accountant and accounting within business. Provide examples of the expectations of the accountant. Discuss the financial position of Trap Adventures, Inc. using the following ratios: Current ratio Return on equity: For each ratio, provide the calculation and an explanation of the meaning. Is this a positive or negative result for the Trap Adventures, Inc.? Using Trap Adventures, Inc.'s income statement, evaluate the operations for the month of December. Complete a common-size income statement using sales as the base number. What is the largest percentage? What is the smallest percentage? What recommendations could be made to increase Trap's net income? Currently, Trap Adventures, Inc. does not own any loans or bank notes (long-term liabilities). What would happen if Trap decides to obtain a bank loan for $25,000 to fund daily operations? How would this transaction impact the financial statements - which accounts would be affected? What is the debt to equity ratio? What does the debt to equity ratio represent
In: Accounting