Irene plans to retire on January 1, 2020. She has been preparing to retire by making annual deposits, starting on January 1, 1980, of 2050 dollars into an account that pays an effective rate of interest of 7.5 percent. She has continued this practice every year through January 1, 2001. Her goal is to have 1.25 million dollars saved up at the time of her retirement. How large should her annual deposits be (from January 1, 2002 until January 1, 2020) so that she can reach her goal?

McDonald's Singapore temporarily suspend all restaurant operations in Singapore, including McDelivery and Drive-Thru from 19 April 2020 until 4 May 2020. During this closing period, the organisation will still pay the employees.

Questions:

1. As an operation manager McDonald’s, describe any FOUR (4) objectives of service operation at the levels to business users and customers. [40 marks]

2. Elaborate the implementation of Total Quality Management system for service operation in McDonald’s. [40 marks]

3. Describe TWO (2) strategies for McDonalds in future to maintain the business profitability. [20 marks]

PwC Whitepaper - Retail Banking 2020 Evolution or Revolution?

Review the linked PwC whitepaper.

It is five years old, but has a lot of useful information (Remember, "strategy" involves long term thinking)

Discuss the following:

1. Is there anything at only five years later has changed? Did PwC get anything "wrong?"

2. Which of the six "priorities" should be the most challenging for banks in general?

3. Based on what you know about Howard Bank, what do you think is the key takeaway from this whitepaper?

PwC Whitepaper - Retail Banking 2020 - Evolution or Revolution?

Please read the following paragraph. I would like you to explain the underlined sentences in economic terms

David Speer is chief executive of Illinois Toolworks, which has 60,000 employees worldwide in more than 800 business units and $14 billion in sales. He said an additional burst of fiscal stimulus from Washington might help boost economic growth for a period of months. But that is unlikely to affect his decisions about hiring and expansion, which Speer said are based on expectations for sales over years to come, not just the immediate future.

As long as U.S. consumers remain deeply strained, he is unlikely to undertake aggressive expansion.

More fiscal stimulus "might help make things a little better for a couple of quarters, but I'm not sure it would get at the underlying economic issue," Speer said. "The core question is: How do you get consumers back on their feet. We need growth in a sustainable way, not another Band-Aid."

Nor is it clear that new Fed action, such as steps to try to lower long-term interest rates and encourage investment, would prompt him to expand.

For large companies such as Illinois Tool Works, the price of borrowed money isn't the problem. The company had $1.3 billion in cash on its balance sheet at the end of June, up from $743 million at the end of 2008. Lower interest rates wouldn't make much of a difference, either.

"I could borrow $2 billion tomorrow for 3 1/2 percent," said Speer. "But what am I going to do with it?"

Speer is coming to terms with a new economic reality. After an extended economic boom, the nation is less than three years into the process of working out the excesses of that period.

"It took us a decade to get in the ditch we are in," Speer said. "There isn't going to be instant gratification to get us out of it. We're going to have to get used to a lower growth economy, and that is going to be a big adjustment for all of us."

1.Are men smarter than women at Private Universities in the United States? A study was conducted, randomly selecting 400 men, and 400 women from different Private Universities across the US, and asking for their GPAs. What is the population of this study?

All students enrolled at Private Universities in the world

All students enrolled at Universities in the US

Female students enrolled at Private Universities in the US

All students enrolled at Private Universities in the US

unanswered

2.Match each of the example experiments to the type of experimental design

A study was conducted to determine if rats gain weight after experiencing different levels of exercise. Researchers used 25 rats, for four different levels of exercise, plus a control group. Rats were randomly assigned to each group until there were five rats per group.

Some people try to counteract the presence of alcohol with caffeine in regards to reaction time. To test this, reaction times were measured when subjects were exposed to one of the two levels of alcohol (no alcohol, or yes alcohol), and one of the three different levels of caffeine ( 25 mg, 50 mg, 75 mg).  

It is thought that different levels of mercury exposure can decrease activeness in mice. Since some mice might not be as active due to their genetics, the litter from which the mice came from was used in the study as well. Each mouse was exposed to a level of mercury independently and at random.     

Select an option A. Factorial Design B. Completely Randomized Design c.Completely Randomized Block Design   

3.Which type of bait catches the largest fish? A study was conducted using 3 different baits (worms, corn, and plastic lures), and the average weight of the fish caught was measured. How many treatments are there?

4.Whcih of the following are true about sample statistics? (Choose all that apply)

Are always known

Are never known

Are usually represented by Greek letters

Are calculated from an entire population

Are calculated from a portion of the population

Blue Manufacturing purchased a machine on January 1, 2020 for use in its factory. Blue paid $458,000 for the machine and estimated that it had a useful life of 10 years, at the end of which time the machine was expected to have a residual value of $40,000. During its life, the machine was expected to produce 380,000 units. During 2020, the machine produced 41,800 units, and produced 58,600 in 2021. The machine was subject to a 20% CCA rate, and Blue’s year-end was December 31.

Calculate the annual depreciation amount for 2020 and 2021 under the straight-line method.

eTextbook and Media

Calculate the annual depreciation amount for 2020 and 2021 under the activity method. (Round per unit value to 2 decimal places e.g. 5.75 and final answers to 0 decimal places, e.g. 5,275.)

Calculate the annual depreciation amount for 2020 and 2021 under the double-declining balance method.

eTextbook and Media

Calculate the annual depreciation amount for 2020 and 2021 under the capital cost allowance method.

I can't get my calculations to work out for the last 2?

1. Given below are a set of foreign exchange quotes for several currencies against the Australian dollar as of August 5, 2020.

Australian Dollar Exchange Rates

(a) A friend of yours is totally confused by these rates. She is planning to visit Thailand next month and wishes to purchase 10,000,000 Baht. How many Australian dollars does she require, assuming she is able to use the above quotes?

(b) What are the direct quotes for the following currencies with respect to the Australian dollar?

(i) UK pound

(ii) Chinese Renminbi

(iii) Indian rupee

(iv) Malaysian ringgit

(v) South African rand

(c) Create a table showing the bid and ask quotes of each of the following currency pairs:

(i) GBP/CHF

(ii) PHP/THB

(iii) HKD/MYR

(iv) JPY/INR

(v) RMB/ZAR

(d) On August 5, 2020, you received 100,000 ZAR. Using the rates in the above chart how many AUD will you receive upon selling this?

Please, Answer all parts( a,b,c,d) in Question 1 and step by step. Also, by word document or by keyboard

1. Given below are a set of foreign exchange quotes for several currencies against the Australian dollar as of August 5, 2020.

Australian Dollar Exchange Rates

(a) A friend of yours is totally confused by these rates. She is planning to visit Thailand next month and wishes to purchase 10,000,000 Baht. How many Australian dollars does she require, assuming she is able to use the above quotes?

(b) What are the direct quotes for the following currencies with respect to the Australian dollar?

(i) UK pound

(ii) Chinese Renminbi

(iii) Indian rupee

(iv) Malaysian ringgit

(v) South African rand

(c) Create a table showing the bid and ask quotes of each of the following currency pairs:

(i) GBP/CHF

(ii) PHP/THB

(iii) HKD/MYR

(iv) JPY/INR

(v) RMB/ZAR

(d) On August 5, 2020, you received 100,000 ZAR. Using the rates in the above chart how many AUD will you receive upon selling this?

Bill has bought a new home in Canberra. He borrowed $600 000 at a rate of 3.5% p.a., which is to be repaid in annual instalments over a thirty year period. The first instalment is due on 19 March 2020.

Like Bill, on the situation above, Scott has bought a house in Canberra, borrowing the same amount, and on the the same terms. Scott’s bank, however, offers an ‘interest offset’ account facility with the loan. Like Bill, Scott’s first payment is on 19 March 2020. On the day Scott takes the loan of $600 000 out (19 March 2019), Malcolm gives Scott $100 000. Scott immediately puts the money into his interest offset account. This account also earns 3.5% p.a. (compound interest). Over the term of the loan Scott does not put any more money into the interest offset account. The interest offset account pays interest annually, and its first payment will be on 19 March 2020. a. [6 marks] Draw a cash flow diagram, from Scott’s perspective, that describes the actions of his interest offset account. Scott’s interest offset account pays its interest payments to Scott’s loan. b. [4 marks]What is the amount of Scott’s total loan repayment on 19 March 2020? c. [10 marks] Show that Scott can make the total repayments calculated in part b for only 25 years, and that in the 26th year Scott will only pay $2 047.95 (plus the interest payment from his interest offset account) to extinguish his loan.

Please show all work/provide explanations as appropriate, including clearly defining any variables that you use in the applied problems.

1) According to United Nations estimates ( http://www.worldometers.info/world-population/ ) , the population of the world at the start of 2020 was about 7.795 billion, and it is growing at about 1.05% per year.

a. Find an exponential growth model (i.e. write down an exponential function) that gives the earth’s population in billions as a function of time as measured by number of years after 2020. Be sure to clearly and carefully define your variables.

b. According to the model, what will the world population be in 2030? Solve algebraically as opposed to using a table of values or a graph.

c. Again, according to the model, how long will it take the population to double? Solve this algebraically; that is, do not simply use a table or graph.

d. In what year will the population reach 20 billion? Again, solve without resorting to a table of values or a graph.

2) Refer to the population model you found in problem 1. a. Sketch a graph of your model, displaying at least the next 200 years. You may carefully sketch the graph by hand on graph paper,

b. What is the average rate of change of the world population as described by your model over the next 100 years? (so, from 2020 to 2120, or t = 0 to t = 100)

c. What is the average rate of change from 2020 to 2050?

d. Describe how you could estimate the rate of change of the world population in 2030, and then carry out and show the steps you describe to give an estimate.