Questions
Financial intermediaries who make money by handling orders from clients to buy and sell securities:         A....

Financial intermediaries who make money by handling orders from clients to buy and sell securities:      

  A. Dealers B. Brokers C. both Broker/Dealer D. none of the above

In: Finance

26. Based on patient records from the past several years, 13% of the patients who visit...

26. Based on patient records from the past several years, 13% of the patients who visit the emergency room at Mercy Hospital do not have health insurance.

a. What is the probability that exactly one out of the next seven random patients who visit the emergency room at Mercy Hospital will not have health insurance?

Do not round intermediate calculations. Round your answer to four decimal places.

Probability = ???

   

b. What is the probability that two or more out of the next seven random patients who visit the emergency room at Mercy Hospital will not have health insurance?

Round intermediate probabilities to four decimal places. Do not round any other intermediate calculations. Round your answer to four decimal places.

Probability = ???

c. On average, how many out of every 25 random patients who visit the emergency room at Mercy Hospital will not have health insurance?

Round your answer to two decimal places.

Average number = ??? patients

In: Statistics and Probability

David, who has suffered from ALS for 20 years, is now hospitalized in a private religious...

David, who has suffered from ALS for 20 years, is now hospitalized in a private religious hospital on a respirator. He spoke with his physician before he became incapacitated and asked that he be allowed to die if the suffering became too much for him. The physician agreed that, while he would not give David any drugs to assist a suicide, he would discontinue David's respirator if asked to do so. David has now indicated through a prearranged code of blinking eye movements that he wants the respirator discontinued. David had signed his living will before he became ill, indicating that he did not want extraordinary means keeping him alive. The nursing staff has alerted the hospital administrator about the impending discontinuation of the respirator. The administrator tells the physician that this is against the hospital's policy. She states that once a patient is placed on a respirator, the family must seek a court order to have him or her removed from this type of life support. In addition, it is against hospital policy to have any staff members present during such a procedure. After consulting with the family, the physician orders an ambulance to transport the patient back to his home, where the physician discontinues the life support.

VI. Assess the consequences. Identify short-term, long-term, positive, and negative consequences for the major alternatives. The short-term gain or loss is often overridden when long-term consequences are considered. This step often reveals an unanticipated result of major importance.

In: Nursing

Imagine that you are a traveler from Mongol-ruled China who has traveled to Western Europe in...

Imagine that you are a traveler from Mongol-ruled China who has traveled to Western Europe in the 1200s. Describe the customs and lifeways of medieval Europe in a way that would be familiar to a reader from medieval China.

Remember that your answer needs to be at least two paragraphs long. When you reply to a fellow student, write as though you are a medieval Central Asian Turk or Chinese person trying to understand the lifeways and customs of the medieval Europeans.

In: Civil Engineering

You are a nurse in a pediatric unit caring for a 10-year-old who has returned from...

  1. You are a nurse in a pediatric unit caring for a 10-year-old who has returned from radiology after having his fractured femur radiographed. He is trying to be brave but is in significant pain. His initial dose of pain medication, while somewhat effective, does not make his pain tolerable.
    1. Which observations would signal the presence of severe pain in your patient?
    2. In developing your nursing diagnoses for his care plan, what pain factors should be identified?
    3. Outline other nursing diagnoses that can result from a patient’s pain and its treatment.
    4. What nonpharmacologic measures can effectively decrease pain?
    5. How could relaxation positively affect his pain?

In: Nursing

Summarize how infection is cleared from the body of a patient who has been prescribed antibiotics...

Summarize how infection is cleared from the body of a patient who has been prescribed antibiotics that are bacteriostatic.

In: Biology

Sample A is from a 35 year old male who visited his GP complaining of chest...

Sample A is from a 35 year old male who visited his GP complaining of chest pain during exercise. An ECG taken at rest was normal but ischaemic changes developed on exercise. A family history revealed that his father died of a heart attack at the age of 45 years. The laboratory test results for his fasting blood sample were as follows:

Analyte                       Patient values                        Reference range for fasting

     blood sample

Sodium                                    139                              135-145 mmol/L

Potassium                                4.1                               3.0-5.0 mmol/L

Total protein                           69                                65-80 g/L

Albumin                                  35                                35-47 g/L

Calcium                                  9.3                               9.0-10.5 mg/dl

Lactate dehydrogenase           250                              90-190 IU/L

Creatine kinase                       129                              30-60 IU/L

Asparatate transaminase         70                                < 40 IU/L

Gamma glutamyl transferase 30                                < 50 IU/L

Total Bilirubin                        13                                0.4-15 μmol/L

Glucose                                   12                                3.5-5.5 mmol/L

Fructosamine                          351                              205-285 μmol/L

Cholesterol                             

            Total                            7.2                               <5.2mmol/L

            HDL                            1.4                               >1.5 mmol/L

            LDL                            ?                                  <3.5 mmol/L

Triglycerides                           2.95                             <1.7mmol/L

On the gradient gel electrophoresis, plasma sample for this patient showed the presence of small dense LDL particle.

  1. Calculate and comment on the LDL cholesterol values. What does the presence of small dense LDL mean?
  2. How many cardiovascular risk factors does this patient have?
  3. Discuss the type of hyperlipidaemia this patient is likely to have.
  4. What further tests and dietary/drug treatments would you recommend for this patient?

In: Nursing

QUESTION 3 Who benefits the most from the minimum capital requirements imposed by Basel regulation? A....

QUESTION 3

Who benefits the most from the minimum capital requirements imposed by Basel regulation?

A.

The regulator in charge of implementing the regulation in a given country.

B.

Shareholders of the bank.

C.

The borrowers who got loans from the banks.

D.

Banks' creditors who do not benefit from a government protection.

E.

Depositors who are protected by a government deposit insurance.

QUESTION 4

Country A raises its countercyclical buffer from 0% to 1% while Country B lowers its countercyclical buffer from 1% to 0%.

Which of the following statements is NOT correct?

A.

Banks in Country B have now a larger capacity to write off assets, without breaching the minimum capital requirements.

B.

Regulator in Country B  thinks that the negative event is about to unfold or is already unfolding.

C.

The regulator in Country A is expecting a negative event in the future.

D.

Banks in Country A are likely to increase the risk of their assets and/or the size of their assets if they cannot issue shares or increased retain profits.

E.

Banks in Country B do not need to contract their assets and/or decrease the risk of their assets if they lose some equity.

QUESTION 5

The bank's provisions for bad and doubtful debt (lending provisions) amount to $16 million. The bank writes off $24 million non-performing loans.

As a result of the write off, the gross loans _____________________, the lending provisions _____________________ and bank's equity _______________.

A.

decreases by $16 million; increases by $24 million;  decreases by $8 million

B.

decreases by $16 million; does not change; does not change.

C.

decreases by $24; decreases by $24 million; decreases by $8 million.

D.

decreases by $16 million; decreases by $16 million; does not change.

E.

decreases by $24 million; decreases by $16 million; decreases by $8 million.

QUESTION 6

  1. A prior purchase agreement is a(n) ______________ and ________________ in ASIC relief list.

    A.

    naked short sale; is

    B.

    covered short sale; is

    C.

    naked short sale; is NOT

    D.

    ordinary sale; is

    E.

    covered short sale; is NOT

QUESTION 7

Which of the following statements is correct?

A traditional closed-ended managed fund _______________________________.

A.

raises funds through the issue of shares and debt.

B.

has a fixed number of shares on issue.

C.

is subject to withdrawals by investors

D.

issues non-tradable equity instruments.

E.

takes short positions.

QUESTION 8

Which of the following statements is NOT correct?

Retail investors in ETF shares  ____________________________.

A.

can benefit from intraday trade for their shares.

B.

can sell their shares in the stock market.

C.

can either resell the ETF shares to another investor or redeem the ETF shares by bringing them back to the ETF.

D.

can be exposed to a diversified portfolio of assets, if the ETF mimics the  composition of ASX 200 index.

E.

can buy ETF shares on the secondary market.

QUESTION 9

At the beginning of first quarter 2020, the bank buys a trading security for $150. At the end of the first quarter the price is $170. The bank sells the security at $200 at the end of the second quarter 2020.

In net, over the second quarter (i.e. comparing situation at two moments in time: at the beginning and the end of the second quarter), the bank shareholders' equity ______________, the retained profit ___________________ and the capital reserve _____________________.

A.

decreased by $50; decreased by $50; did not change

B.

increased by $30; increased by $30; did not change

C.

increased by $50; increased by $50; decreased by $20

D.

did not change; increased by $30; decreased by $50

E.

increased by $30; increased by $30; decreased by $20

QUESTION 10

A bank had bought shares with the objective of benefiting from a capital gain. However, prices in the stock market have been going down due to the  Covid-19 crisis.  If the crisis became more serious, the bank could be exceptionally authorized by the regulator to reclassify the shares from _________ to _________ in order to stop any further loss of the bank's equity.

A.

trading securities ; available-for-sale securities

B.

investment securities ; available-for-sale securities

C.

trading securities ; investment securities

D.

investment securities ; trading securities

E.

available-for-sale securities ; investment securities

QUESTION 12

Which of the following items is NOT part of CET1 capital?

A.

Ordinary shares issued

B.

Non cumulative preference shares

C.

Current profit

D.

Capital reserve

E.

Accumulated past retained profits

QUESTION 13

A security borrowing agreement takes place at T followed by a sell order/match of the security at T+3.

Which of the following statements is CORRECT?

The borrower becomes the official owner of the security at    _____________    and at the time of the sale order, the sale is a __________________.

A.

T+5; ordinary sale

B.

T+1; naked short sale

C.

T+ 2; ordinary sale

D.

T+2 ; covered short sale

E.

T; covered short sale

QUESTION 14

Consider a bank statement of financial position.

Which of the following statement is NOT correct?

A.

Unrealized capital gain on investment securities affects bank's assets but do not affect bank's equity.

B.

A change in the market value of available-for-sale securities affects bank's assets and bank's capital reserve.

C.

A write off of a loan decreases gross loans.

D.

A new charge for bad and doubtful debt decreases net loans.

E.

A loan from another bank increases the bank's liabilities and the bank's holding of ESF.

QUESTION 17

The conversion of capital notes to ordinary shares ________________________________.

A.

increases CET1, Additional Tier 1, Tier 1, and Total capital

B.

increases CET1 capital and leaves Tier 1 capital unchanged.

C.

increases CET1 and Total capital

D.

decreases Additional Tier 1 and Tier 1 capital and leaves Total capital unchanged.

E.

decreases additional Tier 1 and Total capital

In: Economics

Umberto and Tiara, who are married, borrow $110,000 from Sterling Credit Union to buy a home....

Umberto and Tiara, who are married, borrow $110,000 from Sterling Credit Union to buy a home. The loan is a fixed-rate mortgage at 5.25 percent with a thirty-year term, subject to an acceleration clause, and secured by the home, which is their principal residence. When Umberto and Tiara have paid off $10,000 of the mortgage—still owing $100,000—they lose their jobs and stop making payments. Sterling Credit makes numerous attempts to contact the couple, but they do not respond. Meanwhile, the market value of their home has declined to $85,000. After six months, Sterling Credit decides to take steps to recover the unpaid amount of the loan. What are the lender’s options? Which option seems most likely? Why? What are the steps are involved?    

In: Finance

Question: How would you answer a child from a poor family and neighborhood who says that...

Question: How would you answer a child from a poor family and neighborhood who says that education is a waste of time since jobs are scarce and many educated people are unemployed? This question is from Global Problems 3rd edition, Pearson.

The subject is Global conflict/ Global problems 3rd edition, Pearson

In: Economics