Lindsay is 29 years old and has a new job in web development. She wants to make sure that she is financially sound by the age of 55, so she plans to invest the same amount into a retirement account at the end of every year for the next 26 years.

Income Statement

The following account balances were taken from the adjusted trial balance for Capstone Messenger Service, a delivery service firm, for the fiscal year ended April 30, 20Y7:

Prepare an income statement.

Income Statement; Net Loss

The following revenue and expense account balances were taken from the ledger of Guardian Health Services Co. after the accounts had been adjusted on February 28, 20Y0, the end of the fiscal year:

Prepare an income statement. Use a minus sign to indicate a net loss.

Lindsay is 27 years old and has a new job in web development. She wants to make sure that she is financially sound by the age of 55, so she plans to invest the same amount into a retirement account at the end of every year for the next 28 years.

Lindsay is 28 years old and has a new job in web development. She wants to make sure that she is financially sound by the age of 55, so she plans to invest the same amount into a retirement account at the end of every year for the next 27 years.

(a) Construct a data table in Excel that will show Lindsay the balance of her retirement account for various levels of annual investment and return. If Lindsay invests $10,000 at return of 6%, what would be the balance at the end of the 27th year? Note that because Lindsay invests at the end of the year, there is no interest earned on the contribution for the year in which she contributes. Round your answer to a whole dollar amount.

(b) Develop a two-way table for annual investment amounts of $5,000 to $20,000 in increments of $1,000 and for returns of 0% to 12% in increments of 1%. From the 2-way table, what are the minimum annual investments Lindsay’s must contribute for annual rates ranging from 6% to 11%, if she wants to accrue a final payout of at least $1 million? Note that because Lindsay invests at the end of the year, there is no interest earned on the contribution for the year in which she contributes.

Annual Return Minimum Annual Investment 6% $ 7% $ 8% $ 9% $ 10% $ 11% $

1. It is a command that when HR managers hear the term stereotyping, they start thinking about discrimination and harassment concerns. Many cultural and generational differences take stereotyping over the line to discrimination. For example, The new Chinese accountant, Zhu Li, who eats culturally authentic meals could be an easy target for someone who wants to make fun of his heritage and his ethnic cuisine choices. That is probably no intended harm in the nickname, but unless someone asks Zhu, no one will know if he finds it unpleasant or no. Chances are that Zhu may see that ethnic joking around offensive like other people.

2. The attribution process is basically understanding the causes of events or behaviors. In real life, attribution something we do every day. usually without any awareness of the underlying processes and biases that lead to our conclusions.

For example, working at offices on a typical day, you probably do various attributions about your own behavior as well as that of the people around you. When you didn't prepare a good project, you might blame one of your managers. When your co-worker does a good project you might attribute his good performance to luck. Ignoring the fact that he has excellent working habits.

3. Impression Management, the process that people control the impressions of others, represents an outstanding role in inter-personal behavior. All sorts of organizations consist of individuals with a variety of personal characteristics; therefore those are important to control them effectively. Recognizing the behavior manner of any of these individual characteristics, interactions between them, and interpersonal relations are on the basis of the impressions given and taken. And, understanding one of the important determinants of individual social relations benefits to gain a large insight into human beings. Impressive management also creates an excellent working environment.

Do you agree with the post above? why?

1. What determines whether a gene allele is a risk-increasing versus a risk-decreasing allele?

2. What does it mean when we say that genetic factors influence what dose of a drug will be safest and most effective for you?

3. Imagine someone who has asthma has a direct-to-consumer test that tells him that he has risk- decreasing alleles for asthma in two of his relevant genes. How do you explain the fact that he has asthma, despite having two risk-decreasing alleles in relevant genes?

4. What does it mean to say you have a risk-increasing allele for cancer that has been reported to have 20% penetrance?

5. Why does the test that is used to determine whether a woman who has breast cancer should be prescribed Herceptin or not focus on analyzing the mRNA of the HER2 gene? What does that tell you that a DNA-level analysis would not tell you?

6. Multiple choice—Just give me the letters of your choices—no need for explanation—there may be more than one correct answer. Give me all that are true.
Which of the following is true regarding the effects of mutations in the coding sequence of a gene?

A. they sometimes change the level of activity that every individual molecule of the protein has B. they sometimes change the overall level of activity you have of that protein in your body
C. they sometimes change the rate at which the cell makes that protein

7. Multiple choice—Just give me the letters of your choices—no need for explanation—there may be more than one correct answer. Give me all that are true.
Which of the following is true regarding the effects of mutations in the promoter region of a gene?

A. they sometimes change the level of activity that every individual molecule of the protein has B. they sometimes change the overall level of activity you have of that protein in your body
C. they sometimes change the rate at which the cell makes that protein

Horizon Corporation manufactures personal computers. The company began operations in 2012 and reported profits for the years 2012 through 2019. Due primarily to increased competition and price slashing in the industry, 2020’s income statement reported a loss of $20 million. Just before the end of the 2021 fiscal year, a memo from the company’s chief financial officer (CFO) to Jim Fielding, the company controller, included the following comments:

“If we don’t do something about the large amount of unsold computers already manufactured, our auditors will require us to record a write-down. The resulting loss for 2021 will cause a violation of our debt covenants and force the company into bankruptcy. I suggest that you ship half of our inventory to J.B. Sales, Inc., in Oklahoma City. I know the company’s president, and he will accept the inventory and acknowledge the shipment as a purchase. We can record the sale in 2021 which will boost our loss to a profit. Then J.B. Sales will simply return the inventory in 2022 after the financial statements have been issued.”

What is the effect on income before taxes of the sales transaction requested by the CFO? If Jim does not record the sales transaction requested by the CFO, what is the effect on total assets and income before taxes of the inventory write-down?

Financial intermediaries who make money by handling orders from clients to buy and sell securities:      

  A. Dealers B. Brokers C. both Broker/Dealer D. none of the above

26. Based on patient records from the past several years, 13% of the patients who visit the emergency room at Mercy Hospital do not have health insurance.

a. What is the probability that exactly one out of the next seven random patients who visit the emergency room at Mercy Hospital will not have health insurance?

Do not round intermediate calculations. Round your answer to four decimal places.

Probability = ???

b. What is the probability that two or more out of the next seven random patients who visit the emergency room at Mercy Hospital will not have health insurance?

Round intermediate probabilities to four decimal places. Do not round any other intermediate calculations. Round your answer to four decimal places.

Probability = ???

c. On average, how many out of every 25 random patients who visit the emergency room at Mercy Hospital will not have health insurance?

Round your answer to two decimal places.

Average number = ??? patients

David, who has suffered from ALS for 20 years, is now hospitalized in a private religious hospital on a respirator. He spoke with his physician before he became incapacitated and asked that he be allowed to die if the suffering became too much for him. The physician agreed that, while he would not give David any drugs to assist a suicide, he would discontinue David's respirator if asked to do so. David has now indicated through a prearranged code of blinking eye movements that he wants the respirator discontinued. David had signed his living will before he became ill, indicating that he did not want extraordinary means keeping him alive. The nursing staff has alerted the hospital administrator about the impending discontinuation of the respirator. The administrator tells the physician that this is against the hospital's policy. She states that once a patient is placed on a respirator, the family must seek a court order to have him or her removed from this type of life support. In addition, it is against hospital policy to have any staff members present during such a procedure. After consulting with the family, the physician orders an ambulance to transport the patient back to his home, where the physician discontinues the life support.

VI. Assess the consequences. Identify short-term, long-term, positive, and negative consequences for the major alternatives. The short-term gain or loss is often overridden when long-term consequences are considered. This step often reveals an unanticipated result of major importance.