Analyze each stress situation by applying the components of the ABC-X Model. (A=Stressor, the thing that's causing the stress, life events that result in or require a family to change, B=Resources, things that can help them take care of the stress, internal or external and range from tangible (money, education/degrees earned) to intangible (social support systems), C=Perception, how the family is perceiving the stress, (1) How does the family view or define the problem? and (2) What is their understanding of the situation that resulted in the problem?, X=Crisis, when a family cannot put the stress event into perspective in a way that lets them manage it effectively)

SCENARIO #2—Janszen-Miller Family Chad and Jeff have been in a monogamous relationship for the past seven years. Chad is working toward his goal of being an executive for a Fortune 500 company. While he’s a few years away from actually realizing his goal, he makes enough to support himself, Jeff, and their children. Jeff has been a “stay-at-home parent” who cares for his son and Chad’s daughter while working on a science fiction novel—his lifetime goal. The men and their children have always been healthy—no one has ever been afflicted with more than a cold. Jeff’s son, Christopher, was recently diagnosed with Hodgkin’s Disease. He will require extensive medical care. Chad and Jeff are not sure what they’re going to do—the medical procedures are expensive and Chad’s health benefits cannot assist Jeff or his son.

Be sure to identify the A, B, C & X in each scenario

In some of the descriptions, it may not be clear as there could be multiple factors influencing the family. You can create "hypothetical" explanations for the possible A, B, C & X.

Discuss how communication can contribute to the reduction or resolution of the stressful situation experienced in each of the scenarios.

What recommendations would you offer to family members to resolve the impact of the stress? (not really Psychology but it's the closest subject)

The San Antonio Aviation Company of San Antonio, Texas, has received an order for 195,000 seats for the Airbus A-320 from the Airbus Consortium in Great Britain, payment to be in British pounds sterling. The seats will be shipped to Airbus under the terms of a letter of credit issued by the Royal Bank of Scotland on behalf of Airbus for the benefit of SA Aviation. This Letter of Credit specifies that the face value of the shipment, £20,500,000, will be paid 180 days after the Royal Bank of Scotland accepts a draft drawn in accordance with the terms of the Letter of Credit. No exchange rate is quoted in the Letter of Credit.

The current discount rate in London on 180-day banker’s acceptances is 8% per annum, and SA Aviation estimates its weighted average cost of capital to be 9% per annum. The commission for selling a banker’s acceptance in the discount market is 1.25% of the face amount.

       (a) Would the San Antonio Aviation Company gain by holding the banker’s acceptance to

             maturity or discounting the banker’s acceptance at once?

       (b) Does San Antonio Aviation Company incur any risks in this transaction?

            How might they manage these risks given the information below?

The national discount rate in the US is 3% while the rate in the UK is 5%. The current Spot Rate is: 0.6410£/$. The 180-day Forward Rate is £0.6415/$. UK lending rates are 8%. The 180 day strike price for the American Put Option to sell Sterling is: $1.5574/£ with a 0.2 cent premium per £.

4. List the correct sequence involved AND all required documents in the export of seats from the SA Aviation Company to the Airbus Consortium in the UK.

I need part d. answered please.

try to plan an audit of a real, public company called GAME STOP.

Discuss the general nature of the business done by the company, including how it earns revenues, what are major costs, where it operates, who it competes with, whether it is highly regulated, etc. This is a place to use your knowledge of other business, marketing, and economic concepts.

Discuss what you see as the three most important business risks for this company. These might include such things as the threat of substitutes for its products, or competition from bigger companies, or changes in government regulation, or impacts of proposed new laws, or changes in consumer tastes, or the fact that it is highly leveraged, or that its customers are concentrated in one area, or that its management is old and there are no successors in sight….. Please be specific – if you think competition is likely to be a problem, say who is likely to be the competition.

Discuss what you see as the three most important audit risks for the company? Audit risk areas might be the same and business risk areas, but audit risk is the risk that the financial statements will be wrong, and that the auditor won’t catch the misstatements. I am looking for you to think about accounts and/or disclosures that are most likely to be misstated, and to tell me why they might be misstated.

Discuss at least one audit procedure you would want to employ to mitigate each of the audit risks you mentioned above. (For example, if you thought there was a significant audit risk that the client would estimate its bad debt reserve wrong, what steps would you take as an auditor to try to catch this error?)

Ethics in Commerce

Sparrow Pharmaceuticals is the maker of several popular drugs used to treat high blood pressure and arthritis. Over time, the company has developed a positive relationship with many of the patients who use its medications through a quarterly newsletter that offers the latest information on new medical research findings and general health and fitness articles. The company just has been acquired by a group of investors who also own Soothing Waters Hot Tubs and Spas. The marketing director for Soothing Waters would like to use Sparrow’s mailing list for a direct-mail promotion.


Ethics Questions:

What should Sparrow Pharmaceuticals do?

Do you think it is ethical to use customer information across multiple divisions of the same company? Explain.

To which marketing management philosophy do you think the marketing director for Soothing Waters subscribes? Explain.

Does the AMA Statement of Ethics address the use of the customer information by multiple divisions of the same company? Go to http://www.marketingpower.com and review the statement. Then write a brief paragraph on how the AMA Statement of Ethics relates to Sparrow Pharmaceuticals’ dilemma.

(To locate the Statement of Ethics students would go to http://www.marketingpower.com and in the top right corner they would select, “About AMA,” and underneath “About AMA,” there are several Gray tabs to choose from, select “Statement of Ethics,” and begin to review the Statement of Ethics.)

The requirements below must be met for your paper to be accepted and graded:

Write between 500 – 750 words (approximately 2 – 3 pages) using Microsoft Word.

Robert, 62, newly diagnosed Diabetic discharged after treated for Diabetic Ketoacidosis. Recently retired Postal worker who lives alone in a private home. Has Medicaid services and private insurance. Resides in zip code 11201

A client scheduled for discharge back to their community (zip-code area) from the acute care setting. As the Community Health Nurse assigned to be the Case Manager for this client, the student will be required to prepare a discharge plan of care for the client (template provided). Plan of care must focus on Primary, Secondary and Tertiary levels of prevention for management of the client while in the community, resources and knowledge of the resources available within the community

Priority Teaching Topic: _______________________________________________________________

As the Community Health Nurse for this client, use the Functional Health Status Approach method for Community Assessment list the agencies available in the zip-code area to facilitate partnering for care of the individual in their community: -

Patience is 29 years old and has been HIV positive for 9 years. She has remained asymptomatic and is not taking antiretroviral medication. Recently she was at the drop-in clinic to talk to a public health nurse about having a baby through artificial insemination. She said she had met a man who wanted to marry her and have children with her, but she was concerned about the baby contracting her HIV infection. Her latest blood tests indicated her CD4⁺ count was 380/µL. The nurse referred her to the physician to discuss antiretroviral therapy during her pregnancy.

1. Outline the factors that increase the chance of HIV transmission from mother to infant and how transmission occurs.
   
2. Patience was told that after she became pregnant she would begin HAART therapy. Describe what this therapy is and what particular antiretroviral medication would be particularly useful to her during her pregnancy. What concern is there about administering certain antiretrovirals early in the pregnancy?
   
3. Individuals infected with HIV are prone to contracting opportunistic infections. Define opportunistic infection and outline the risk factors that leave an individual with HIV infection prone to contracting this type of illness.
   

Portfolio expected return and risk

A collection of financial assets and securities is referred to as a portfolio. Most individuals and institutions invest in a portfolio, making portfolio risk analysis an integral part of finance. Just like standalone assets and securities, portfolios are also exposed to risk. Portfolio risk refers to the possibility that an investment portfolio will not generate the expected rate of return.

Analyzing portfolio risk and return involves the understanding of expected returns from a portfolio.

Consider the following case:

Bob is an amateur investor who holds a small portfolio consisting of only four stocks. The stock holdings in his portfolio are shown in the following table:

The expected return on Bob’s stock portfolio is   .

Suppose each stock in the preceding portfolio has a correlation coefficient of 0.4 (ρ = 0.4) with each of the other stocks. If the weighted average of the risk (standard deviation) of the individual securities in the partially diversified portfolio of four stocks is 28%, the portfolio’s standard deviation (σpσp) most likely is   28%.

1. Which of the following organizations would analyze their market environments, find a competitive advantage, and create a marketing mix?
A. a publisher of hunting and fishing magazines

B. a manufacturer of gym equipment

C. the United States Postal Service

D. a Pizza Hut franchise in Mumbai, India

E. all of the above

2. Finding a place to live in Mumbai, India, has been getting harder these days for people who are not vegetarians. Vegetarianism is a centuries-old custom among the Indian population, but the requirement is becoming more obvious as non-vegs are being segregated from vegs. This is important consumer information to a McDonald's franchisee and reflects how _____ shapes consumer behavior.

A. consumer expectation

B. stimulus reaction

C. culture

D. geographic segmentation

E. consumer impulse

3, Which of the following is an example of an individual factor that influences Bil Naggin's decision to buy a Sharps black powder cartridge rifle?

A. his culture

B. his interest in the Civil War

C. the fact his great-great grandfather died during the Civil War

D. the fact his favorite book is Red Badge of Courage

E. his desire to experience what it was like to be a Civil War soldier

In terms of leadership, answer the following prompts, please.

From the Book Learning Leadership

Put aside some time to reflect on your own Personal-Best Leadership Experience. Here are some ideas to guide your reflection and analysis:

1. Describe the situation. Who was involved, and what was your role?

2. Why did you take on this initiative, how did you experiment and challenge existing ways of doing things, and how did you deal with risks?

3. As you looked forward to the time when the project would be completed, what did you dream about, and how did you build a sense of enthusiasm and excitement for the endeavor and reflect the hopes and dreams of other people on the team?

4. How did you involve others in planning and decision making, foster cooperation, build trust, and enhance the competence and confidence of your colleagues?

5. What were the values that you held yourself and others accountable to, and how did you lead by example and keep yourself focused and not sidetracked?

6. How did you recognize individual contributions, celebrate team accomplishments, create a spirit of camaraderie, and generate genuine appreciation?

Tree Company

The following transactions occurred during the month of October, 2019 at the Tree Company.

The balance sheet for the Tree Company at September 30, 2019 was as follows:

Balance Sheet

Assets                                                                                      Liabilities

Cash                        $ 4,500                         Accounts payable             $             16,000

Accounts receivable 24,000                         Notes payable                         30,000

Supplies on hand          8,000                         Wages & salaries payable        5,000

Equipment                  51,000                         Invested capital                       50,000

Truck                          20,000                         Retained earnings                     6,500

        $107,500                                                                     $107,500

According to the Chart of Accounts at Tree Company, the following accounts besides those

listed in the balance sheet above are available:

Advertising expense

Bonus expense

Bonus payable

Decline in value of equipment (expense)

Decline in value of truck (expense)

Insurance expense

Interest expense

Prepaid insurance

Rent expense

Service revenue

Supplies expense

Utilities expense

Wage and salaries expense

Record the opening balances in the appropriate T-accounts, and then make the entries required to

record the following:

a) Mr. Tree, the owner, invested an additional $20,000 in the business.

b) Rent in the amount of $7000 was paid in cash for the month of October.

Tree Company 2

c) Supplies were purchase on credit at a cost of $3000.

d) Credit customers were sent invoices totaling $23,000 for services rendered during the

month.

e) Cash customers paid $10,000 for services rendered to them during October (Note: Total

of credit and cash sales was $33,000).

f) Cash in the amount of $17,000 was received from customers for services rendered in

previous months.

g) A six-month insurance policy, with coverage beginning on October 1, 2001, was

purchased for $3000 in cash.

h) The invoice from the utility company in the amount of $3800 was received and paid.

i) The accountant for Tree estimated that the truck declined in value by $1000 and that

the equipment declined in value by $2500 during October.

j) Additional equipment to be used in the service activity was purchased on credit at a

price of $7500.

k) Wages and salaries earned by employees for the month totaled $13,000.

l) Total cash payment of wages and salaries during the month was $12,000, including

$5000 that was payable at the beginning of the month.

m) Invoices from suppliers for supplies and equipment received in previous months were

paid in the amount of $14,500.

n) A count and valuation of supplies on hand at the end of the month revealed an end of

month balance of $6500.

o) Tree Company paid $5500 to the bank from which the company was borrowing:

$5000 in principal repayment and $500 interest.

p) Advertising for the month totaled $1750, paid in cash.

q) In return for extra services that the general manager rendered to the company during

October, Mr. Tree agreed that the company would pay a bonus to the general manager

equal to 10 percent of Octobers’ sales; this bonus is to be paid on November 10.

Prepare an income statement for the month of October and a balance sheet as of October 31, 2019.