An experiment was conducted to verify the effect of training at the managerial level in decision making. Two factors were considered in experiment A: training level of the individual (if he has training or does not have training) and B: the type of situation for which the individual had to make the decision (normal or emergency situation).

Sixteen supervisors were selected and 8 were chosen randomly to receive management training. After receiving the training, 4 trained supervisors were selected and 4 of them were not trained to act in a normal situation. In the same way, the other group of 8 supervisors was taken to act in an emergency situation. The decision made by each individual was monitored by the researcher and evaluated on a scale from 0 to 100. The results are presented in the following table:

Will there be significant evidence to conclude that the factors are significant? Test α = 0.05 Perform and present your calculations by hand (not Excel, not Minitab, etc.).

ETHICAL LEADERSHIP & WHISTLEBLOWING

GVV distinguishes between organizational values and individual values. Organizational values link to the mission of an organization and guide relationships with stakeholders. They set the tone for those in the organization and serve as standards of ethical behavior. While organizational values should be highly visible within the organization, individual values are internal to the very being of an individual. When organizational values and actions differ from what one truly believes in, then a way should be found to voice one’s values with the intent of changing hearts and minds.

Ethical Leadership Competence refers to the ability to handle all kinds of moral problems that may arise in an organization. It means to develop the problem-solving and decision-making skills to make difficult decisions. Leaders might try to deal with a moral problem in an automatic way, essentially using their authority for the basis of decision making. However, this System 1 approach is fraught with danger because the interests of all stakeholders may not be adequately considered; subtle moral issues may go unnoticed; and expediency is emphasized instead of thought and deliberation.

Answer the following discussion question:

Evaluate the moral intensity of the issues faced by Diem-Thi Le in her whistleblowing experience at DCAA?

P7-1A. Internal Control Xiley Company encountered the following situations:

a. The person who opens the mail for Xiley, Bill Stevens, stole a check from a customer and cashed it. To cover up the theft, he debited sales returns and allowances and credited accounts receivable in the general ledger. He also posted the amount to the customer's account in the accounts receivable subsidiary ledger.

b. The purchasing agent, Susan Martin, used a company purchase order to order building materials from Lumber Mart. Later, she telephoned Lumber Mart and changed the delivery address to her home address. She told Lumber Mart to charge the material to the company. At the month-end, she approved the invoice from Lumbar Mart for payment.

c. Nash supply company sent two invoices for the same order: the first on June 10 and the second on July 20. The accountant authorized payment of both invoices and both were paid.

d. On January 1, Jack Monty, a junior accountant for Xiley, was given the responsibility of recording all general journal entries. At the end of the year, the auditors discovered that Monty had made 150 serious errors in recording transactions. The chief accountant was unaware that Monty had been making mistakes.

Required

For each situation, describe any violations of good internal control procedures and identify the steps that you would take to prevent each situation

Spencer Unlimited has experienced a increase in workers compensation claims over the past year. You are the Human Resources professional who has been asked what the company can do to reduce the number of claims. List four steps the company should take.

A firm is about to launch a new consumer product that is purchased frequently (e.g., toothpaste) and plans a massive advertising campaign. After analyzing focus group outcomes, company estimates that:

– 35% of the potential buyers will see the ads.

– Of those who see the ads, 40% will try the product.

– Of those who try the product after seeing the ads, 45% will become regular users.

The firm also estimates that:

– Of those potential buyers who do not see the ads, 25% will try the product anyway.

– Of those who try the product despite not seeing the ads, 30% will become regular users.

With these data in hand, compute the following probabilities:

1. The chance that a randomly chosen user will become a regular user of the product.

2. The chance that someone who sees the ads will become a regular user.

3. The chance that someone who does not see the ads will not become a regular user.

4. The fraction of those who become regular users who will have seen the ads.

QUESTION 3

Use the information below to answer questions 3 through 5.

The Cashman mortgage company originated a pool containing 25 five-year fixed interest rate mortgages with an average balance of $100,000 each. All mortgages in the pool carry a coupon of 10%. (For simplicity, assume that all mortgage payments are made annually at 10% interest.) Assuming a constant annual prepayment rate of 10% (for simplicity, assume that prepayments are based on the pool balance at the end of the preceding year and begin at the end of year 1).

Assume that one year has passed since the mortgage pool created, what will be the pool factor ? (Choose the nearest value)

QUESTION 4

What is total principal and interest payment for year 2? (Choose the nearest value)

QUESTION 5

If the Cashman mortgage company decides to securitize the mortgages by issuing 1000 pass-through securities (MPTs). The servicing and guarantee fee will be 0.5% (based on pool balance at the end of the previous year). The current market rate of return is 8.5%. If each individual investor could only purchase one MPT, then what is the rate of return to these individual investors?

I need the correct answers. Thank you in advance.

John deposits $5000 into a bank for 5 years.

(a) If he chooses simple interest at 6% annually. How much he will have when the term ends?How much interest he has earned?

(b) If he chooses compounded interest at 5% annually. How much he will have when the term ends? How much interest he has earned?

1 Give an example of a hidden capital gain.

2 List the reasonns why mutual funds redeem shares

3 Is a negative Sharpe ratio good or bad? EXPLAIN

4 If a mutual fund earned 12 % when the market earned only 9 % does this prove the manager outperform the market?

5 if diversification is desired, would you seek investments with high correlation?

assume the Canadian dollar spot rate is 1.18c$/us$, the swiss spot rate is 1.29CHF/us$ and the market cross rate is 1.11 chf/c$ a. calculate the implied cross-rate of CHF/c$ b calculate the triangular arbitrage profit, assume you have us$1000 to work with

A beverage company has introduced three new juice blends: carrot-canteloupe, kiwi-kale, and raspberry-rhubarb. They conducted a study where 210 volunteers tried all three blends and reported which ones they liked.

The number of volunteers who liked the carrot-canteloupe blend was 19.

The number of volunteers who liked the kiwi-kale blend was 18.

The number of volunteers who liked the raspberry-rhubarb blend was 21.

The number who liked both carrot-canteloupe and kiwi-kale was 14.

The number who liked both raspberry-rhubarb and kiwi-kale was 8.

The number who liked both carrot-canteloupe and raspberry-rhubarb was 10.

The number who liked all three blends was 6.

1. How many of the volunteers liked NONE of the three blends they tested?

2. How many liked just ONE of the blends?

3. How many liked kiwi-kale but not raspberry rhubarb?