1.a. A public company is planning to raise 3.2 million dollars by using financial instruments for a seven-month project. Assume you work as a financial advisor, which instrument you would suggest the company to issue or purchase? Is the instrument you suggest a money market instrument or capital market instrument? Explain the reason(s).

b. Discuss at least two reasons (differences) why the instrument you suggested in part (a) may trade at a different yield to a 10-year treasury bond

2.What is the yield curve of interest rate? Briefly discuss two theories that explain the shape of the yield curve.

An office building in your community has fifty offices, each with an average of four desks. Each desk has a desk lamp that can use either a 60 watt incandescent bulb or a 13 watt fluorescent unit. The average use of a lamp is seven hours per day. How much power is required for the building per year for each of the two options? Given your local energy cost, what is the annual cost of each of the two options? If the price of an incandescent bulb is 88 cents and that of a fluorescent unit is 12 dollars, how long will it take to justify the purchase of fluorescent units, assuming everything is newly purchased?

1. Embryonic stem cells:

a. Are undifferentiated  

b. Can divide indefinitely  

c. all of the above are true of embryonic stem cells

________________________________________________________________________________

1. Which of the following is not a transgenic organism?  

a. Mice that appear fluorescent green because they produce the gfp protein

b. Plants expressing a new gene to give their fruit a longer shelf life

c. Plants that were bred to have red flower(flowers are naturally red or white)

________________________________________________________________________________

1.Recombinant dna therapy produce a ___product that used by the patient

a. Protein

b. Rna

c. Stem cell

________________________________________________________________________________

1. Embryonic stem cell:

a. Are called hematopoietic stem cells

b. Can become any type of cell in the organism

c. Are unable to divide indefintely  

___________________________________________________________________________________________________________________

1. Gene therapy involves giving a patient _____ to produce protein that the patient makes abnormally:

a. RNA

b. Cells

c. Genes

___________________________________________________________________________________________________________________________

1. Therapeutic cloning involves giving a patient _____to repair damaged tissue:

a. Cells

b. Rna

c. Genes

_________________________________________________________________________________________________

3. Which of the following are uses of recombinant DNA?

a. Produce proteins to be used as drugs

b. Production of transgenic animals

c. cloning a gene

d. Giving plants new physical characteristics

e. All above

_________________________________________________________________

1. List two benefits and two problems or concerns with genetically modified crops

__________________________________________________________________________________________

44. List two types of genetically modified organisms (GMOs)

a.What new characteristic does each GMO have?

b. How does this new characteristic benefit us?

__________________________________________________________

*Match the following techniques to their use:  

1. A patient is given a replacement protein for a protein he or she does not normally produce.  

2. A blood sample is found at a crime scene and the suspects need to be identified

3. A patient is given a normal gene that will be expressed to produce protein he or she does not normally produce.

4. A patient is given genetically identical embryonic stem cells to replace damaged tissue

*For example if number 1 goes with letter A than thats the answer*

a. Gene therapy

b. Therapeutic cloning

c. Recombinant dna technology

d. Pharming

e. Dna profiling using pcr

The USA has been invaded by a ship of 6 aliens -- well, sort of, they actually just flew here from planet YB54D (known to them simply as "Home") as a part of their search for extraterrestrial life. Our military contained them immediately and we are holding them captive for further study (from this sample of 6 aliens we hope to be able to predict what the rest of their kind -- i.e., their entire population -- will be like). One of the first things we want to assess is their hostility; thus, we send in a psychologist who administers the Buss-Perry Aggression Questionnaire (BPAQ), which rates hostility on a scale of 8 to 40, with higher ratings indicating higher hostility. Their scores are as follows:

Alien 1: 20   Alien 4: 9

Alien 2: 17 Alien 5: 13  

Alien 3: 31 Alien 4: 38  

What would the BPAQ score be of an alien who is 1.5 standard deviations below the mean (round to two decimal places)?

What would the BPAQ score be of an alien who is 1 standard deviation above the mean (round to two decimals)?

USE VISUAL STUDIO/VB

In this assignment, you will create an array of ten elements, one for name, one for hours worked,and the last for hourly rate. The arrays will receive the information from inputs from the screen.For example, you will ask the following three questions:

a) Employee name:

b) Hours worked:

c) Hourly rate:

After you have received all ten records and have inserted them into the array, you will then calculate the hourly rate times the hours worked to get gross pay. You will need to calculate overtime if they work more than 40 hours that week. Overtime will be 1.5 per hour over. These calculations should be done in a subroutine. After each calculation, you will print the employee’s name, the hours worked, the rate per hour and the total pay for the week.

Hints: You will need to create three arrays:

a) Dim name() as Char

b) Dim hoursworked() as Double

c) Dim rate() as Double

You will also need for loops to read the information into the array and to write the information to the screen. For example:

a) For I = 0 To 9

console.write(“Enter employee name: ”)

name(I) = console.readln()

next

You will also use a for loop to write the information in the array back out to the screen.

You will also need to create a subroutine to calculate pay. In order to do this, you will need to pass the arrays through the subroutine call. For example you will have two subroutines. One for employees who work 40 hours or less and one for employees who work more than forty hours:

a) Subroutine1 is called regularpay(ByVal array1() as double, ByVal array2() as double,ByVal I as integer)

* Calculation used for this subroutine is as follows: Total = array1 (I) * array2 (I)

b) Subroutine2 is called overtimepay(ByVal array1() as double, ByVal array2() as double,ByVal I as integer)

* Calculation used for this subroutine is a bit more complex, but is as follows: Total= (40 * array2(I)) + ((array1(I) -40)*array2(I)*1.5)

* Return value back to main program.

There are 40 students in a Probability Course. Before epidemics their professor did his exams in campus and to avoid cheating cases he used two variants of the quiz by printing 20 papers of A variant and 20 papers of B variant. When the quiz ended, the students randomly put them into one pile. When the professor returned to his office he started to sort them into two piles of A variant and B variant. He took each paper from top of the original pile and put into one of the two piles A and B. Each time he switched from pile A to pile B or vice versa he took a deep breath. In average how many times did he take deep breath during this sorting process? For example, in the order ABBAABAB he takes 5 deep breaths: A*BB*AA*B*A*B (* indicates deep breath).

Examine the financial statements below. Use this information to answer questions 1-7. Note: All figures are in millions of dollars.

The XXX Corporation: Balance Sheet, 2018

Cash & marketable securities                $200                Accounts payable                        100

Accounts receivable                              150                Notes payable                         100

Inventories                                           250                Total current liabilities               $200

    Total current assets                              $600              Long-term debt                           400

                                                                                    Total liabilities                          $600

Fixed assets                                          900

                                                                                    Common stock                       50

                                                                                    Retained earnings                     850

                                                                                        Total equity                          $900

Total assets                                            $1,500 Total liabilities and equity                     $1,500

The XXX Corporation: Income Statement, 2018

Sales revenue                                       $1,200

Cost of goods sold                                     700

Selling expenses                                        200

Depreciation                                            150

Earnings before interest and taxes             $150

Interest paid                                               50

Taxable income                                       $100

Taxes (40%)                                                40

Net income                                                  $60

1. The quick ratio is:

0.57     B. 1.75     C. 3.0    D. 1.25     E. 0.80

2. The equity multiplier is:

1.67    B. 0.60     C. 0.40     D. 1.50     E. 0.67

3. The net profit margin is:

A. 0.05     B. 0.15     C. 0.60     D. 0.50     E. 0.12

4. The operating cash flow for 2018 was ____ million.

A. +$60     B. -$60     C. +$260     D. +$160     E. +$100

5. The current market price of XXX is $30 per share.   The price earnings ratio is 25. The number of shares outstanding is _______ million.

1. 10     B. 20     C. 30     D. 40     E. 50

6. The total asset turnover ratio is:

1. 0.8     B. 1.25     C. 2.0     D. 4.0     E. 6.0

7. If XXX were to acquire $50 million in inventory with a $50 million increase in accounts payable (other things equal), the current ratio would _____, and the quick ratio would _____.

A. increase, increase

B. not change, decrease

C. not change, not change    

D. decrease, increase

E.   decrease, decrease

Return and Risk: Consider the following scenario: Rate of Return Scenario Prob. Stocks Bonds Recession .20 - 5% 14% Normal .60 15% 8% Boom .20 25% 4%___ 1. What is the expected return for each investment? Bonds: Stocks: Portfolio (40% in bonds, 60% in stocks):

2. What is the risk for each investment? Bonds: Stocks: Portfolio (40% in bonds, 60% in stocks):

3. Which investment do you prefer? A. Bonds B. Stocks C. Portfolio

4. Investors expect the market return this year to be 14%. A stock with a beta of .8 has an expected return of 12%. If the market return this year turns out to be 10%, what is your best guess as to the rate of return on the stock? Suppose that the S&P500 has an expected return of 15% and T - bills provide a risk - free rate of 5%.

5. How to construct a portfolio from these two assets with a n expected return of 12%? Weight for S&P500: Weight for T - bills: 6. How to construct a portfolio from these two assets with a beta of .4? Weight for S&P500: Weight for T - bills:

Please provide full solutions for each a problem, not just a final answer so I can fully understand this. Thank you :)

The beginning inventory of merchandise at Dunne Co. and data on purchases and sales for a three-month period ending June 30, 2016, are as follows:

none

X

FIFO

1. Record the inventory, purchases, and cost of merchandise sold data in a perpetual inventory record similar to the one illustrated in

Exhibit 4

, using the first-in, first-out method.

Points:

Feedback

Check My Work

none

X

Chart of Accounts

none

X

Journal

2. Determine the total sales and the total cost of merchandise sold for the period. Journalize the entries in the sales and cost of merchandise sold accounts. Assume that all sales were on account, and date your journal entry June 30. Refer to the Chart of Accounts for exact wording of account titles.

PAGE 1

JOURNAL

Solution

Points:

Feedback

Check My Work

none

X

Final Questions

3. Determine the gross profit from sales for the period.

Points:

Feedback

Check My Work

Explanation

4. Determine the ending inventory cost on June 30, 2016.

Points:

Feedback

Check My Work

Explanation

5. Based upon the preceding data, would you expect the inventory using the last-in, first-out method

The method of inventory costing based on the assumption that the cost of merchandise sold is the cost of the most recent purchases.

to be higher or lower?

Higher

Lower

Happy face: interaction. Researchers at Temple University wanted to know the following: If you work waiting tables and you draw a happy face on the back of your customers' checks, will you get better tips? To study this question, they enlisted the cooperation of two servers at a Philadelphia restaurant. One was male, the other female. Each server recorded his or her tips for their next 50 tables. For 25 of the 50, following a predetermined randomization, they drew a happy face on the back of the check. The other 25 randomly chosen checks got no happy face. The response was the tip, expressed as a percentage of the total bill. The averages for the male server were 18% with a happy face, 21% with none. For the female server, the averages were 33% with a happy face, 28% with none.

a. Regard the dataset as a two-way ANOVA, which is the way it was analyzed in the article. Name the two factors of interest, tell whether each is observational or experimental, and identify the number of levels.

b. Draw an interaction graph(Including R code). Is there evidence of interaction? Describe the pattern in words, using the fact that an interaction, if present, is a difference of differences.