University students should pay the full cost of their studies because a university education benefits individuals rather than society as a whole. To what extent do you agree or disagree with this opinion?

– Decide where you stand; agree or disagree. State in the thesis statement your stand.

– List out all the reasons on why you chose to agree/disagree ( 2,3 reasons is enough)

– Explain with example or facts all these reason

– Conclusion; restate your stand and summarise all the reason.

Case Study - Performance Management at the Yanbu University College Library
The Yanbu University College, Yanbu, was established in 2005. As in the case of many other modern university libraries worldwide that face resources challenges and the need to serve an increasingly diverse customer base, the YUC Library has implemented numerous initiatives. One such initiative is a performance management system. However, several of the components of the performance management process at the YUC library are in need of improvement. First, there is no evidence that a systematic job analysis was conducted for any of the jobs at the library. Second, the forms that the employees are rated on contain vague items such as “general behavior.” The forms include no specific definition of what “general behavior” is or examples explaining to employees (or managers) what would lead to a high or a low rating in this category. In addition, all library employees are rated on the same form, regardless of their job responsibilities. Third, there is no evidence that managers have worked with employees in setting mutually agreed-upon goals. Fourth, there is no formal or informal discussion of results and needed follow-up steps after the subordinates and managers complete their form. Not surprisingly, an employee survey revealed that more than 60% of the employees have never discussed their performance with their managers. Finally, employees are often rated by different people. For example, sometimes the head of the library rates an employee, even though he may not be in direct contact with that employee.
Based on the above description, please answer the following questions.
1.   Please identify one component in the performance management process at the YUC Library that has not been implemented effectively (there are several; choose only one).
2.   Describe how the poor implementation of the specific component you have chosen has a negative impact on the flow of the performance management process as a whole.
3.   Discuss what should be done to improve the implementation of the component you have chosen in question 1.
Note: Each Answer should be of Minimum 100 Words

Financing Building Costs of Saint Louis University:

Saint Louis University is building a $13,000,000 office and classroom building in St. Louis in Missouri, and is planning to finance the construction at an 80% loan-to-value ratio, meaning that the borrowed money corresponds to 80% of the value of the building. The balance of 20% will be paid in cash up front. This loan has a ten-year maturity, calls for monthly payments, and is contracted at an interest rate of 7%.

Using the above information, answer the following questions.

1.  What is the monthly payment?

Answer:

2.  Using the provided Excel file, construct the amortization table in the spread "Sheet2".

3.  How much of the first payment is interest?

Answer:

4.  How much of the first payment is principal?

Answer:

5.  How much will Saint Louis University owe on this loan after making monthly payments for three years (the amount owed immediately after the thirty-sixth payment)?

Answer:

6.  Should this loan be refinanced after three years with a new seven-year 6% loan, if the cost to refinance is $210,000? (This means that the refinance cost must be added to the owed amount at the end of three years). To make this decision, calculate the new loan payments and then the present value of the difference in the loan payments.

Answer:

7.  Returning to the original ten-year 7% loan, how much is the loan payment if these payments are scheduled for quarterly rather than monthly payments?

Answer:

8.  For this loan with quarterly payments, how much will Saint Louis University owe on this loan after making quarterly payments for three years (the amount owed immediately after the twelfth payment)? (Hint: you can use the provided Excel file and do the estimations in the spread "Sheet3")

Answer:

9.  What is the effective annual rate (EAR) on the original ten-year 7% loan?

Answer:

10. For the original ten-year 7% loan, how much is paid in interest over the entire life of the loan?

Answer:

11. For the ten-year 7% loan, what is the total construction cost including financial cost?

Answer:

Write it on an excel spreadsheet showing the formulas.

A university proposed a parking fee increase. The university administration recommended gradually increasing the daily parking fee on this campus from $6.00 in the year 2004, by an increase of 8% every year after that. Call this plan A. Several other plans were also proposed; one of them, plan B, recommended that every year after 2004 the rate be increased by 60 cents.

a. Let t=0 for year 2004 and fill in the chart for parking fees under plans A and B.

Round your answers for the values under Plan A to two decimal places, and enter the exact answers for the values under Plan B.

b. Write an equation for parking fees FA as a function of t (years since 2004) for plan A and an equation FB for plan B.

Enter the exact answers.

FA=

Edit

FB=

Edit

c. What will the daily parking fee be by the year 2025 under each plan?

Round your answer for the value under Plan A to two decimal places, and enter the exact answer for the value under Plan B.

Under plan A, the daily parking fee in the year 2025 with be $.

Under plan B, the daily parking fee in the year 2025 with be $.

d. Imagine that you are the student representative to the Board of Trustees. Which plan would you recommend for adoption?

For students,

Plan APlan B

is less expensive over the next  years, so it should be recommended.

Saint Mary’s University jointly runs a dual degree program with the Beijing Normal University at Zhuhai. In order to do so, Saint Mary’s provides faculty to instruct in China. For the spring session scheduled to run from April 22^nd to May 31^st, 2019 Saint Mary’s had an individual prepared to instruct this course. This person entered into a contract with SMU which stated in part that the individual would instruct in China during the entirety of the spring session, but said nothing about cancellation by either party. At some point on or about late February, this individual advised Saint Mary’s that they would not be able to come to Zhuhai. Assume for the purposes of this assignment that the individual had been diagnosed with cancer, and was unable to travel.

In or about early March Professor Scott had been offered and had accepted a position as the new instructor by Saint Mary’s. A contract was entered into that included, among other things, clear instructions that he would need to secure the appropriate Visa that would allow him to travel to Zhuhai. As time was tight (in legal terms we say that time was of the essence) Scott was encouraged to go ahead and book flights and make the necessary arrangements in order to be in China to start classes on April 22.

In Canada, the Chinese embassy is responsible for issuing appropriate Visas for travel to China. In order to facilitate the processing of applications, the embassy utilizes an independent company known as the Chinese Visa Processing Centre Limited…this company is a separate entity from the government and operates at arm’s length from the embassy. Applications are filled out online, and when complete, the applicant must print the application form and attend in person at the offices of the Chinese Visa Processing Centre where they pay a fee and also provide biometric scans that enable the embassy to conduct their work. The Chinese Visa Processing Centre essentially pre screens visa applications to ensure conformity with the established decision parameters. If there are readily apparent issues, for example an expired passport or things of an administrative nature, then the Chinese Visa Processing Centre will hold an application pending the correction of the issue by the applicant. The Processing Centre also states that applicants who cannot pick up their passport in person must provide a prepaid pre-addressed return envelope so that the passport containing the Visa can be returned to the applicant.

Scott prepared the online application form as advised. Given the type of Visa required, Scott needed a letter, known as the Foreign Expert Invitation Letter issued by the provincial government in Guangdong, China. Although this letter was not mentioned in the contract, Saint Mary’s represented verbally that they would secure the letter for Scott. Saint Mary’s did, in fact secure the letter, which was advanced to Scott via email on March 19. Having completed the application, and with the letter in hand, Scott flew to Ottawa to deliver the visa application.

Before that however, Scott had booked flights from Halifax to Zhuhai that would have him arrive in China on April 19 in time to begin classes on the 22^nd. Scott was instructed to secure cancellation insurance on all flights. Scott did, in fact, pay for and receive a policy of insurance that clearly stated that it would cover the cost of flights cancelled due to medical emergencies or death, including medical emergencies or death to immediate family members of the insured party.

While sitting in the departure lounge awaiting his return flight to Halifax, having attended at the Visa Processing Centre as required Scott received a telephone call from the Chinese Visa Processing Centre and was told that the embassy has already had a look at the Foreign Expert Invitation Letter. Scott was advised that the letter would not suffice because it lacked certain information, and also because it needed to be issued by the appropriate government authorities in the Guangdong Province. The letter had actually been issued by the University, in accordance with past practice This issue had not been raised for previous applications.

As a result of this problem, it became impossible to travel as planned and Scott advised his travel agent that the flights would need to be cancelled or changed. Further, Scott and officials at Saint Mary’s decided that he should not rebook any travel until it was absolutely certain that the new letter could be obtained.

On April 19, Scott received a different Foreign Expert Invitation Letter and forwarded it to the Chinese Visa Processing Centre. They acknowledged receipt on April 22 and indicated that he should receive confirmation that the Visa had been processed by April 26.

With this new knowledge, Saint Mary’s and Beijing Normal University at Zhuhai amended the start date of the course to May 6.

On April 26, Scott received word that his Visa had been processed and his passport had been placed in the provided pre-paid, pre-addressed envelope and put in the mail. The expected delivery date was April 29. Unfortunately, on April 29 it was discovered that the passport had been delivered to any entirely different address, not in Halifax Nova Scotia, but in Mississauga Ontario, 2000 kilometres away. The address label on the envelope that had been purchased from Canada Post had been tampered with before it was sold. When it was placed in the postal system by the Chinese Visa Processing Centre, it had two different addresses, and Canada Post picked one but they picked the wrong one. When contacted by Scott, Canada Post officials advised that once the envelope had been placed in the mailbox of the receiver, it became the receiver’s property, and Canada Post could not recover it because this would constitute theft. They took no responsibility for the envelope, saying it was the buyer’s problem.

Fortunately the passport was located. The individual that had the passport said that he would return it if Scott came to get it at his home. When Scott travelled to the home, the gentleman said he would only return it if Scott paid a significant reward. At first Scott declined, but the gentleman indicated that he would call the police and state that Scott was trespassing on his property. Scott felt he had no choice, and so he complied and made the payment.

When Scott returned to his hotel with the passport, the rain started to fall heavily. The stone walkway at the front of the hotel was quite slippery, and unfortunately Scott fell and injured his shoulder. Hotel staff would take no responsibility for the injury, stating Scott should have been more careful as it was raining. A sign on the wall of the hotel indicated that the paving stones could become slippery when wet, and patrons of the hotel were cautioned that the hotel accepted no responsibility for injuries. Unfortunately, the hotel concierge had left a luggage cart in front of the sign such that it was not visible.

1. IDENTIFY ALL THE POTENTIAL LEGAL ISSUES WITH REFERENCE TO THE MATERIALS COVERED IN THE COURSE. YOU MAY PREPARE YOUR ANSWER IN POINT FORM. NOTE ALSO THAT YOU ARE ASKED ONLY TO IDENTIFY THE POTENTIAL LEGAL ISSUES, SO A COMPLETE ANALYSIS IS NOT REQUIRED. (50 points)

2. ASSUME YOU ARE A LAWYER RETAINED BY SAINT MARY’S. ADVISE SAINT MARY’S OF ALL OF THEIR RIGHTS AND OBLIGATIONS IF SCOTT HAD NOT BEEN ABLE TO SECURE THE VISA. (10 points)

3. IDENTIFY, WITH REFERENCE TO RISK MANAGEMENT STRATEGIES, AREAS WHERE RISK WAS ENCOUNTERED AND HOW THE PARTIES DEALT WITH THE RISK. SPECIFY THE PARTICULAR RISK MANAGEMENT STRATEGY. (35 points)

4. WOULD IT MAKE ANY DIFFERENCE TO YOUR ANALYSIS IF SCOTT WAS PAID OR IF HE WAS A VOLUNTEER? WHY OR WHY NOT? (5 points)

researchers at Vanderbilt University were curious about whether consumers are able to use the information on nutritional labels. They surveyed 200 primary care patients at the University Medical Center. In one question, respondents were asked to calculate the number of grams of carbohydrates in a single serving of soda, using the information on the label of a 20-ounce bottle (2.5 servings). Only 32% answered correctly. With 95% confidence, what is the margin of error in this estimate? ______

If the researchers want to reduce the margin of error to .05 or less, with 95% confidence, how many patients should they survey? (Use p* = 0.32 from the survey above)_____

DMPA is an injectable contraceptive drug that lasts for 3 months. In a study of birth control methods, 902 users experienced 2 unintended pregnancies. Give a 90% confidence interval for the probability of an unintended pregnancy for users of DMPA using the plus four method.

lower limit =

Upper limit =

Twenty-five students from Harry High School were accepted at Magic University. Of those students, 10 were offered athletic scholarships and 15 were not. Mrs. Hermione believes Magic University may be accepting people with lower ACT scores if they are athletes. The newly accepted student ACT scores are shown here. Athletic scholarship: 16, 24, 20, 25, 24, 23, 21, 22, 20, 20 No athletic scholarship: 23, 25, 26, 30, 32, 26, 28, 29, 26, 27, 29, 27, 22, 24, 25 Part A: Do these data provide convincing evidence of a difference in ACT scores between athletes and nonathletes? Carry out an appropriate test at the α = 0.10 significance level. (5 points) Part B: Create and interpret a 90% confidence interval for the difference in ACT scores between athletes and nonathletes. (5 points)

Matt and Meg Comer are married and file a joint tax return. They do not have any children. Matt works as a history professor at a local university and earns a salary of $64,850. Meg works part-time at the same university. She earns $34,150 a year. The couple does not itemize deductions. Other than salary, the Comers’ only other source of income is from the disposition of various capital assets (mostly stocks). (Use the tax rate schedules,Dividends and Capital Gains Tax Rates.) (Round your final answers to the nearest whole dollar amount.)

a. What is the Comers’ total income tax liability for 2019 (including income tax on wages) if they report the following capital gains and losses for the year?

Short-term capital gains $ 9,230

Short-term capital losses (2,230 )

Long-term capital gains 15,450

Long-term capital losses (6,450 )

Renee Carter has decided to study medicine at a university in Melbourne. She has arranged to stay with a family on the north side of the city. In order to get to and from the university, she decides she will need to buy a car, costing a maximum of $10 000. She searches the Internet and comes across the following at Car City:

MAZDA 323 Red, 4D Sedan; 5 SP Manual; 2.0 Ltr, 4 cycl; odometer 153 293.

Required ?A. Evaluate how useful this information is in arriving at a decision.

B. List extra information that Renee should ascertain before deciding whether to buy this car.

C. Assume that Renee does purchase the car, and subsequently finds that the car has mechanical problems that will require $2000 to fix. Discuss what she should do, given that she does not have enough money to pay for the repairs.

D. Hypothesise as to how ethical the community regards used car salespeople.

Mumps is a highly contagious viral infection that most often occurs in children, but can affect adults, particularly if they are living in shared living spaces such as college dormitories. It is most recognizable by the swelling of salivary glands at the side of the face under the ears, but earlier symptoms include headaches, fever, and joint pain. Suppose a college student at a university presents to a physician with symptoms of headaches, fever, and joint pain. Let A = {headaches, fever, and joint pain}, and suppose that the possible disease state of the patient can be partitioned into: B1 = normal, B2 = common cold, B3 = mumps. From clinical experience, the physician estimates P(A|Bi): P(A|B1) = 0.001, P(A|B2) = 0.70, P(A|B3) = 0.95. The physician, aware that some students have contracted the mumps, then estimates that for students at this university, P (B1) = 0.95, P (B2) = 0.025, and P (B3) = 0.025. Given the previous symptoms, which of the disease states is most likely?