1) A networking company in our country is facing losses of
millions of Malaysian
Ringgit (MYR) due to the burden of their bad debts from customers
who refused to settle
the payment of their bills. Several notices and summon letter had
been sent yet the
customers are still ignoring them. Discuss to the company the way
to solve this dilemma
2) Siraj company ventures in teakwood furniture business. It has an
annual sales of
RM250,000 per year. All sales were made on credit and the credit
terms is 2/15 net 30.
Based on previous experience, 60 per cent of the company’s
customers will take the
discount and pay on the 15 th day. In the meantime, the other 40
per cent will make
payments on the 30 th day. Assuming that there are 360 days in a
year, calculate the total
accounts receivable for Siraj Company.
In: Finance
Which type of risk does owning about 50 or more individual stocks almost fully eliminate? Systematic risk or Unsystematic risk?
"Over the long term (such as 88 years), stocks will tend to provide a higher rate of return than corporate bonds." True or False?
If a company is able to earn more than its cost of capital on its investments then its stock price will tend to increase over time. True or false?
In: Finance
You are working as a consultant and are assigned the
task to set up a secure communication
channel between three premises in the company. The communication
should be using
symmetric encryption with new keys exchanged on a daily basis. All
premises have individual
X.509 certificates. Describe a solution that includes how to carry
out the encryption, key
exchange and certifying that there is no malicious
man-in-the-middle attempt
Kindly answer this question in the field of Applied Computer Security....
In: Computer Science
Assume that Quick Insurance is required to pay the health care costs of an insured individual
with an initial annual amount of $8,000 to be paid today. The individual is also expected to
receive additional payments at the end of the next 18 years from Quick Insurance where each
additional payment increases by 6% each year due to inflation of medical costs (including the
first year, so the end of the 1st year payment will be $8,000 x 1.06). (a) What is the last payment
in year 18? (b) Calculate the present value obligation today, including today’s payment, if the
annual interest rate is 4%? Please show formulas. Do not use Excel. Can use HP 10bll+ calculator.
In: Finance
Assume the average weight of a player in the NFL is normally distributed with a population mean of 245 pounds with a population standard deviation of 46 pounds. Suppose we take a sample of 50 NFL players.
a. What is the probability that a randomly selected player will weigh over 300 pounds?
b. What is the probability that a randomly selected player will weigh under 180 pounds?
c. What is the probability that a randomly selected player will weigh between 190 and 320 pounds?
d. What is the probability that the average weight of players from the sample of 50 will be above 260?
e. What weight defines the lowest 34.09% of the distribution for an individual player?
f. What weight defines the highest 7.93% of the distribution for an individual player?
In: Statistics and Probability
Biochemistry question - Urine analysis
Match the sample to the correct individual
Urea concentration (mg/dL)
Sample X = 1212
Sample Y=2166
Sample Z= 1539
Individual description
Subject A: Healthy football player consuming 75 g protein/day. Urine was collected over a 24 h period. Weight of the subject is 80 kg.
Subject B: Healthy vegetarian consuming 35 g protein/day. Urine was collected over a 24 h period. Weight of subject is 65 kg.
Subject C: Obese subject undergoing a therapeutic fast. Urine was collected over a 24 h period from day 5 of the fast. Weight of subject is 90 kg.
In: Biology
After successfully completing your corporate finance class, you
feel the next challenge ahead is to serve on the board of directors
of Schenkel Enterprises. Unfortunately, you will be the only
individual voting for you.
If the company has 530,000 shares outstanding and the stock
currently sells for $35, how much will it cost you to buy a seat if
the company uses straight voting? (Do not round
intermediate calculations and round your answer to the nearest
whole number, e.g., 32.)
Total cost
$
Assume that the company uses cumulative voting and there are three
seats in the current election; how much will it cost you to buy a
seat now? (Do not round intermediate calculations and round
your answer to the nearest whole number, e.g., 32.)
Total cost
$
In: Finance
The analysis of outcomes for sales and the associated rate of return on common stocks for companies X and Y are shown below. You intend to form a portfolio by allocating $3750 of your total wealth of $5000 in company X, and the remainder in company Y. The covariance between the two companies is -0.000927. Show all work to receive credit.
| DECLINING | FLAT | RISING | |
| probability | 40% | 25% | 35% |
| % of return X | -0.4% | 10.8% | 21.7% |
| % of return Y | 5.2% | 18.3% | 23.5% |
1. What is the expected return and standard deviation for common stock in each company?
2. What is the portfolio return and standard deviation for this two stock portfolio? Explain in words how and why portfolio variance is different than the individual standard deviation of the stocks?
In: Finance
respond to the reading below the course is Money and Banking.
Chapter 1
2. The fall in stock prices of a company’s share indicates that the business can accumulate a smaller amount of funds and its fundamentals have gone down. This causes businesses to postpone undertaking an investment project. Therefore, the company’s investment in assets will go down. A fall in stock prices leads to fall in business investment.
4. Financial markets are important to the health of the economy because of several factors. It facilitates transferring funds from individuals who has surplus funds to individuals who have deficiencies. A good functioning financial market will lead to a better and high economic growth. A well-developed financial system should improve the efficiency of financing decisions, favoring a better allocation of resources and thereby economic growth.
Chapter 2
7. Mortgages are loans to households or firms to purchase land, housing, or other real structures, in which the structure or land itself serves as collateral for the loans. Whereas, a mortgage-backed security is bond-like debt investments backed by a of bundle of individual mortgages, whose interest and principal payments are collectively paid to the holders of the security.
10. Financial intermediaries benefit by carrying risk at relatively low transaction costs. Since higher risk assets on average earn a higher return, financial intermediaries can earn a profit on diversified portfolio of risky assets. Private investors benefit by earning returns on a pooled collection of assets issued by intermediaries at lower risk. Risk to private investors is lowered through the polling of assets by the financial intermediary.
In: Economics
A law firm proposed the following table to keep track the information about cases and the lawyers who handle the cases: CASE (caseNumber, caseDescription, lawyerInCharge, caseAssistant, beginningdate, endingDate, lawyerRate, accumulatedHours, clientsName., clientPhone, clientAdress, clientType, laywerPhone, caseResultDescription, clientCurrentPayment, paymentMethod, salary, bonus) Among above attributes, caseNumber, is the ID of the case lawyerInCharge is the name of the lawyer (a single person) who in charge of the case. NOTE : There may be also several staffs in the firm serve as the caseAssistant working for one LawyerInCharge in a case beginningDate, ending, Date indicate the period of the case lawyerRate, is the hourly payrate a client has to pay the firm’s service for this case. This rate depends on the case. accumulatedHours is the total hours of the client service for a case, clientType can be either individual or cooporate, laywerPhone is the phone number of the lawyerInCharge, caseResultDescription gives the description about the case result. clientCurrentPayment shows the total payment from a client currently paymentMethod can be credit card, cash or check, payment method cannot be changed once a case is on file. salary and bonus are paid to the lawyerInCharge. Bonus depends on the case, salary is not. Answer the following questions carefully a) List Function Dependencies based on above information. Also list the multivalued-depdendecy given by above narrative. b) What is the KEY for table Case? (hint: the caseID cannot be the key for above table because knowing the caseID only cannot identify the values of some other attributes in this table uniquely.) c) What normal form the table CASE is in? Why? Give a clear explanation. d) Normalize this table. Show your result.
In: Computer Science