HIV is considered a chronic infectious disease. With access to health care and adherence to suggested HAART therapy, people are living normal lives through their late adulthood without AIDS progression. Let's talk a little bit about the rights and responsibilities of a person with a chronic communicable disease like HIV.

1) Currently, military applicants who test positive for HIV are excluded from participating in military service, regardless of the ability to perform. Would you consider this discrimination of a pre-existing condition?

2) Active duty military or reservists that test positive (they are tested biannually) are allowed to stay in the military, and only discharged when soldiers are physically deteriorated or cognitively inept. Recently, multiple men have been forcibly discharged from the military due to a positive HIV test, despite being asymptomatic, overall in 'good' physical and mental health, and adhering to HAART therapy. Do you think there is any rational argument to remove service men and women from duty if they are HIV positive? Is this a violation of the rights of the individuals?

3) What do you think of the scenario where an HIV infected individual is in a combat-zone, receives an injury, and potentially exposes his or her fellow soldiers to their blood during rescue efforts?

4) It is highly recommended that HIV positive pregnant females take HAART therapy throughout their pregnancy. HAART during pregnancy has proven highly efficacious in minimizing the transmission of HIV from mother to fetus throughout pregnancy and during birth. However, it is not legally required for a pregnant woman to take HAART therapy, even when the mother is provided HAART through government funding such as MassHealth. Should a DOTS-like program (remember from the TB lecture) be required for pregnant HIV females?

5)  Persons who inject drugs can substantially reduce their risk of getting and transmitting HIV, viral hepatitis and other blood-borne infections by using a sterile needle and syringe for every injection. In many jurisdictions, persons who inject drugs can access sterile needles and syringes through syringe services programs and through pharmacies without a prescription. However, a largely conservative population views these programs as a promotion of addict behavior. Do you agree with this sentiment? If yes, explain. If no, how can we change these views?

In six months, a cereal company plans to sell 30,000 boxes of “Corn Crisps” for $4.00 per box and will need to buy 15,000 bushels of corn to do so. In doing so, it also incurs non-corn costs of $38,000. The current spot price of corn is $5.10 per bushel, and the effective six-month interest rate is 3 percent. The company will hedge by selling a collar -- i.e., purchasing $5.30-strike call options at $0.37 per bushel and writing $4.90-strike put options at $0.23. What total profit would be earned if the market price of corn in six months is $4.50, $4.90, $5.30, and $5.70, respectively?

1. The goal of reporting realistic figures and never overstating assets or net income applies to the ________.

1. materiality concept
2. conservatism principle
3. disclosure principle
4. consistency principle

2. ABC Company earned revenues of $19,000 and incurred expenses of $4,000. The company declared and paid cash dividends of $1,500. What is the balance in the Income Summary account after closing net income or loss to the Retained Earnings account?

1. debit balance of $19,000
2. credit balance of $4,000
3. credit balance of $15,000
4. balance of $0

3. An invoice of $600 for merchandise purchased is showing 3/15, n/30 as terms of credit. If the invoice is paid on or before the fifteenth day, the amount to be paid is ________.

1. $582
2. $600
3. $618
4. $621

1.A company can choose one of two investment plans, A and B. Under plan A, it can invest $117604 at 6.7% p.a., compounded monthly. Under plan B, it can invest $x at 6.2% p.a., compounded continuously. If the company wants to have the same amount after two years using either plan, what is the value of x ?

(Give your answer correct to two decimal places.)

2.What is the extra amount of interest earned, if $3516 is invested for six years at 5.2% p.a. compounded monthly rather than for six years at 5.2% p.a. simple interest ?

(Give your answer to the nearest cent, omitting the dollar sign.)

Alana and Jose are married and claim 2 exemptions. Last year Alana earned $32,400 and Jose earned $28,600 in wages. Additional tax information for the year is as follows: Interest earned: $2,800; alimony paid: $5,900; contributions to IRA retirement fund: $2,300; state and local income taxes paid: $6,200; contributions to charity: $2,700. Find the taxable income if they file a joint return.

(ps. Standard Deduction in 2018 for MFJ or QW with dependent is $24,000; for S or MFS is $12,000; for HoH is $18,000)

Calculate interest on balances up to 30,000( 3.25% interest) and above 30,000(.25% interest). In this program, we prompt the user for the balance and output the dividends earned. (example a 10,000 deposit earning 1.15% would earn 10,000*1.15%=$115)

In this program we prompt the user for the anticipated balance and then output the dividends earned.

What formula would you create if you prompt the user for the balance and then display dividends earned?(you can use variable constants, if then statements.

2019 Labor Data for Sparta

What is the current labor force participation rate rounded to the nearest tenth of a percent?

1. The Federal Government distributed a recovery relief fund to all households with $600 for all individuals filing and $1,200 for all households filing jointly and $500 for each children in each household. This was part of the $2.2 Trillion stimulus package under CARES Act of March 2020 that also included employee job protection plan for small business owners and restaurants, travel related businesses, unemployment insurances and households with no taxes filed. What would be the overall impact on AD of this recovery relief fund caused by COVID- 19 public health crisis and its effect on change in real GDP? Assume that the Marginal Propensity to Consume (MPC) for all American consumers is 0.8 in March 2020. Explain your answer briefly as well in your own words. Make sure you use your understanding of the concept of expenditure multiplier in estimating this problem.

2. Trump’s imposition of $260 billion tariff in the Month of May 2019 (taxes on imports to the US Market) on Chinese exports to the US has caused a global tension in financial markets and related business activities. In retaliation of Trump’s tariff, China also imposed almost similar amount of tariff on US exports to China about $200 billon. In response to this trade war between the US and China, the US stock price indices of the Wall Street plummeted in May and June 2019. Th stock market in Shanghai in China also crashed at the same time. The data on new job for the US economy in May showed a very slow rate of job creation at the same time. Given this scenario from the US-China trade war and given your knowledge on macro model of AD an AS, do you think the the retaliation of China in response to Trump’s Tariff would have a negative impact on the US economy in near future? Give your reason in your opinion as to why or why not the case.

You are currently planning an investment strategy designed to partially finance your eight-year-old child's education. You have $10,000 to invest and your child will begin university studies ten years from now. Your financial advisor recommends that you buy some Telstra shares. Telstra shares have a beta of 0.9 and the returns on Telstra shares have a standard deviation of 40% p.a. The riskless rate of interest is 5% p.a. and the market risk premium is 7% p.a. The standard deviation of the return on the market is 20% p.a.

If you follow the advice of your financial advisor, how much do you expect to have available when

your child begins university?

You become aware that your bank is marketing an Australian Equities Index Fund. The goal of this fund is to exactly match the performance of the All Ordinaries Index (a broad stock market index). If you invest in this fund, rather than the Telstra shares, how much do you expect to have available when your child enters university?

Finally, a colleague suggests that you shouldn't limit yourself to choosing between investing everything in Telstra or everything in the index fund. He suggests that you can do even better by diversifying. In particular, he suggests an equally-weighted portfolio consisting of $5,000 invested in Telstra shares and $5,000 invested in the index fund. What do you think about your colleague's advice?

1. You are a nursing researcher and you are interested in whether university grades are predictive of performance on the NCLEX exam. You randomly select a sample of 25 nurses from the Ontario registry and obtain each nurse’s score on the NCLEX examination. You also have access to their final grade in university. The complete data are shown in the table below. Use these data to answer the questions below the table. Assume a 0.05 level of significance.

1. Use SPSS to obtain the predictive equation. Provide the equation and the supporting SPSS output. [1 Mark]

2. Use an appropriate statistic provided by the SPSS output to describe the utility (goodness) of the regression equation for predicting NCLEX scores. [1 Mark]

3. What is the predicted NCLEX score for a final grade = 75? [1 Mark]

4. What is the unexplained variation in NCLEX scores for your regression model? Show your calculation. [1 Mark]