After living in a university residence for one year, Kate decides to rent an apartment for the remaining three years of her degree. She has found a nice location that will cost $860 per month. Rent for the first and last month must be paid up front.

How much money would Kate need to have in her bank account right now to be sure she will always have enough for rent? The bank account pays 3.0 percent interest, compounded monthly. (Round answer to 2 decimal places, Do not round your intermediate calculations.)

E.S. is a 15-year-old girl brought to the clinic for the fourth time in the last year with an inflammatory set of lesions on her back and chest, These lesions are surrounded by normal skin. They are highly irritated and the client complains that she can barely stand to wear clothing over these areas. The client’s mother states that this runs in the family.

Case Questions

1. Considering the signs and symptoms presented what is the likely diagnosis for E.S.?
2. What is the underlying pathophysiology of this inflammatory process?
3. What are the comorbidities for this disorder?
4. How is this disorder treated, and what is the rationale for using these specific treatments?

A 49-year-old male presented in the ER with a severe headache and a stiff neck. A spinal puncture was performed and the fluid obtained was cloudy. The WBC count was 854/ mm3. On the Cytospin slide, the majority of the cells seen were lymphocytes and several plasmacytes. What is the diagnosis?

A 22 year old black woman present with complaints of burning and frequency of urination for the past 2 to 3 days. It is getting worse. She feels she has to void, rushes to the bathroom and then is only able to void a small amount. it is painful. There is no sign of blood in the urine. She denies fever, chills, diarrhea, nausea, vomiting or vaginal discharge.

" I have to rush to the bathroom, and it hurts when I urinate".

Physical Ex:

Essentially unremarkable. Negative suprapubic tenderness: negative costovertebral angle tenderness. Negative abdominal pain and benign abdominal exam. Negative back pain. Afebrile. Vital signs normal. No complaints of vaginal discharge. Uranalysis shows+ WBCs, trace RBCs.

• What additional data are important to factor into this picture? Do you do vaginal ex and why? Should you do urine culture and sensitivity?
• What are things in the medical history that may provide clues to the possible cause of dysuria?
• What are the possible differential diagnoses for this patient and how do you rule them in or out?

Assume the appropriate discount rate is 8%. You will receive a payment every year for the next 13 years, which will grow at 4% annually. The amount of the first payment will be $6,000. What is the current value of this series of payments?

At the end of each fiscal year, companies with public securities are required to provide shareholders with an annual report. The annual report includes financial statements such as the balance sheet and additional disclosures, which may include items such as relating to business conditions, risk factors, legal proceedings, stock performance, and internal control procedures. Also, disclosure notes explain data presented in financial statements themselves or provide information not directly related to any specific item in the statements. Some examples are Pensions Long-term Debt, Income Taxes, Property Plant and Equipment, Leases, Investments, Employee Benefits Plan. It must include a summary of significant accounting policies, descriptions of subsequent events, and related third-party transactions. Specific Disclosure Notes summary of Significant Accounting Policies. It conveys valuable information about a company’s choices from among various alternative accounting methods. Subsequent Events occur after a company’s fiscal year-end but before the financial statements are issued. Examples: Issuance of debt or equity securities, Business combination or the sale of a business, Sale of assets, Event that sheds light on the outcome of a loss contingency.

Noteworthy Events and Transactions some transactions and events occur only occasionally but are potentially important to evaluating a company’s financial statements. In this category are Related-party transactions—Transactions between the company and owners, management, families of owners, etc. Errors and fraud—Misstatements that are unintentional (errors) or intentional (fraud). Illegal acts—Bribes, kickbacks, illegal contributions to political candidates, and other violations of the law. The more frequent of these is related-party transactions.

Review the Disclosure notes to determine which items you think should be included and which items of the disclosure can be omitted. Remember who looks at these notes and who they are intended to benefit.

Accounts receivable at the beginning of the year are 300. The company has a 30-days collection period. Calculate cash collections in each of the four quarters by completing the following.

            A 10-year bond has a 10 percent annual coupon and a yield to maturity of 12 percent. The bond can be called in 5 years at a call price of $1,050 and the bond’s face value is $1,000. Which of the following statements is most correct? Please explain why.

            a.   The bond’s current yield is greater than 10 percent.

            b.   The bond’s yield to call is less than 12 percent.

            c.   The bond is selling at a price below par.

            d.   Both answers a and c are correct.

5. None of the above answers is correct.