Questions
1- identify three specific variables that YOU think drove early Hominin evolution. These variables can be...

1- identify three specific variables that YOU think drove early Hominin evolution. These variables can be related to anatomy but remember—behaviors are the precedent prior to widespread anatomical changes of any species. From the two to three variables you identified, select one that may be the most influential in human evolution, and explain why YOU think this variable is the most important.

2- discuss the major anatomical differences between two separate species of early hominins from the Australopithecus genus. Compare and contrast the various anatomical and behavioral characteristics of the species you selected. Once you have done this, which of these two species is a more likely candidate as a direct ancestor to Anatomically Modern Humans?

In: Biology

Imagine that you are a banker getting a loan ready for a client, Jama Hamza. They...

Imagine that you are a banker getting a loan ready for a client, Jama Hamza. They are buying a 1700 square foot home for the price of $374,500. In order to avoid PMI, Abdi puts 10% of the price as a down payment. He qualifies for 5.68% annual interest rate for a 30 year loan.

Round all answers to the nearest cent.

  • Create an amortization table for the first 3 months of the 30 year loan.          
  • Jama has asked for ideas that might help him pay the loan off early. As his financial advisor, give two pieces of advice you can give him in order to pay the loan off early. They should be reasonable and not a large financial strain.

In: Finance

Golf World, Inc., issued $240,000 of 6%, 15-year bonds dated January 1, 2018 that will pay...

Golf World, Inc., issued $240,000 of 6%, 15-year bonds dated January 1, 2018 that will pay interest semiannually on June 30 and December 31. These bonds were issued at

$198,494, and the market rate of interest was 8% at the issue date.

need answer for below 4 and 5:

4.   Golf World decided to retire the bonds early on January 1, 2023, at 105. Prepare the necessary journal entries to record this early retirement.

5.   Prove your numbers provided in the problem are correct by showing the table values you would have used to calculate this manually. This is how you will “show your work,” proving the Excel formulas were used correctly.

In: Accounting

XYZ Corp. reported a per share book value of $12 in its balance sheet on December...

XYZ Corp. reported a per share book value of $12 in its balance sheet on December 31, 2019. Analysts are forecasting consensus earnings per share of $1.80 for 2020 and $2.40 for 2021. The required return for common equity is 10 percent. The dividend payout is expected to be 50 percent of earnings.

a) Calculate the intrinsic value per share in early 2020 with a forecast that residual earnings will grow at a long-term GDP growth rate of 4% after 2021.

b) What is the market’s forecast of the residual earnings growth rate after 2021 that is implied by the $36 market price in early 2020?

c) Briefly explain the advantages and disadvantages of the residual earnings valuation model.

In: Finance

1) Credit terms that allow for a 4% discount for early payment : a- 2/10, N/60...

1) Credit terms that allow for a 4% discount for early payment :
a- 2/10, N/60
b- n/45
c- FOB destination
d- FOB shipping point
e- 4/10, N/45

2) Shipping terms that would typically mean that the seller has to pay the freight charges :

a- 2/10, N/60
b- n/45
c- FOB destination
d- FOB shipping point
e- 4/10, N/45

3) Credit terms that allow for a 2% discount for early payment:

a- 2/10, N/60
b- n/45
c- FOB destination
d- FOB shipping point
e- 4/10, N/45

4) Credit terms that do not provide a discount for early payment :
a- 2/10, N/60
b- n/45
c- FOB destination
d- FOB shipping point
e- 4/10, N/45

5) Shipping terms that would typically mean that the buyer has to pay the freight charges:

a- 2/10, N/60
b- n/45
c- FOB destination
d- FOB shipping point
e- 4/10, N/45

In: Accounting

Read the following text and apply at least 3 guidelines for judging whether the observed association...

Read the following text and apply at least 3 guidelines for judging whether the observed association is causal to answer question.

Attention-deficit/hyperactivity disorder (ADHD) is the most common neurodevelopmental disorder and is associated with significant burden. More than half of children with ADHD continue to have this disorder in adulthood and live with many long-term adverse health and social conditions. The worldwide ADHD prevalence in children has been estimated at 7.2%. Genetic factors have been demonstrated to play a role in ADHD etiology with a heritability of 70%-80%. Other factors that play a role include low level of paternal education, low maternal age at delivery, prenatal smoking, prenatal illicit drug use, birth complications, low birth weight, preterm delivery, neonatal jaundice, childhood asthma, maternal depression, use of prenatal antidepressants and acetaminophen exposure. It has been demonstrated that exposure to antibiotics in early life disrupts the equilibrium of gut microbiota and could potentially contribute to the development of ADHD. In a population-based cohort study, researchers found that early antibiotic exposure was associated with the development of ADHD (RR=1.10, 95% Confidence interval 1.01, 1.65).

Is the association between early antibiotic exposure and ADHD causal?

In: Nursing

Does delaying oral practice hinder learning a foreign language? Researchers randomly assigned 25 beginning students of...

Does delaying oral practice hinder learning a foreign language? Researchers randomly assigned 25 beginning students of Russian to begin speaking practice immediately and another 25 to delay speaking for 4 weeks. At the end of the semester both groups took a standard test of comprehension of spoken Russian. Suppose that in the population of all beginning students, the test scores for early speaking vary according to the N(30, 8) distribution and scores for delayed speaking have the N(27, 4) distribution.

(a) What is the sampling distribution of the mean score x in the early speaking group in many repetitions of the experiment? (Round your answers for s to two decimal places.)

Mean =  
s =  


What is the sampling distribution of the mean score y in the delayed speaking group?

Mean =
s =


(b) If the experiment were repeated many times, what would be the sampling distribution of the difference y - x between the mean scores in the two groups? (Round your answer for s to two decimal places.)

Mean =
s =


(c) What is the probability that the experiment will find (misleadingly) that the mean score for delayed speaking is at least as large as that for early speaking? (Round your answer to four decimal places.)

In: Statistics and Probability

Does delaying oral practice hinder learning a foreign language? Researchers randomly assigned 23 beginning students of...

Does delaying oral practice hinder learning a foreign language? Researchers randomly assigned 23 beginning students of Russian to begin speaking practice immediately and another 23 to delay speaking for 4 weeks. At the end of the semester both groups took a standard test of comprehension of spoken Russian. Suppose that in the population of all beginning students, the test scores for early speaking vary according to the N(29, 6) distribution and scores for delayed speaking have the N(28, 3) distribution.
(a) What is the sampling distribution of the mean score x in the early speaking group in many repetitions of the experiment? (Round your answers for s to two decimal places.)
Mean   =
1.3

Incorrect: Your answer is incorrect.
s   =

What is the sampling distribution of the mean score y in the delayed speaking group?
Mean   =
s   =

(b) If the experiment were repeated many times, what would be the sampling distribution of the difference y - x between the mean scores in the two groups? (Round your answer for s to two decimal places.)
Mean   =
s   =

(c) What is the probability that the experiment will find (misleadingly) that the mean score for delayed speaking is at least as large as that for early speaking? (Round your answer to four decimal places.)

In: Statistics and Probability

Describe changes in height and weight as well as brain development during the preschool years. Describe...

Describe changes in height and weight as well as brain development during the preschool years.

Describe brain development during early childhood.

Describe the influence brain development has on visual skills.

What are the functions of the right and left hemisphere of the brain?

Compare and contrast the neurological function of plasticity during preschool to adulthood.

What are gross motor skills and how do they develop?

Explain how preschoolers acquire gross motor skills.

Describe rough-and-tumble play as well as its role in social skill development.

Compare and contrast physically active parent’s children’s activity level to those children whose parents are inactive. Would you chose to be an active or inactive parent?

Explain the role of drawing and its relationship to the development of motor and cognitive skills.  What are the 4 stages of drawing a picture?

Explain the nutritional needs of the preschool-age child.  Should schools do a better job of providing appropriate nutrition?

Compare and contrast major and minor health issues and illness risks for preschool children.

Explain the sleep needs of preschool children.

Explain sleep patterns during early childhood.

What if any are potential sleep disorders common to early childhood?

In: Psychology

Senior Life Co. is an HMO for businesses in the Portland area. The following account balances...

Senior Life Co. is an HMO for businesses in the Portland area. The following account balances appear on the balance sheet of Senior Life Co.: Common stock (800,000 shares authorized; 500,000 shares issued), $4 par, $2,000,000; Paid-in capital in excess of par—common stock, $1,000,000; and Retained earnings, $33,500,000. The board of directors declared a 2% stock dividend when the market price of the stock was $13 a share. Senior Life Co. reported no income or loss for the current year.

Required:

A. Journalize the entries to record (1) the declaration of the dividend on December 1, capitalizing an amount equal to market value, and (2) the issuance of the stock certificates on December 31. Refer to the Chart of Accounts for exact wording of account titles.
B. Determine the following amounts before the stock dividend was declared: (1) total paid-in capital, (2) total retained earnings, and (3) total stockholders’ equity.
C. Determine the following amounts after the stock dividend was declared and closing entries were recorded at the end of the year: (1) total paid-in capital, (2) total retained earnings, and (3) total stockholders’ equity.
CHART OF ACCOUNTS
Senior Life Co.
General Ledger
ASSETS
110 Cash
120 Accounts Receivable
131 Notes Receivable
132 Interest Receivable
141 Merchandise Inventory
145 Office Supplies
151 Prepaid Insurance
181 Land
193 Equipment
194 Accumulated Depreciation-Equipment
LIABILITIES
210 Accounts Payable
221 Notes Payable
226 Interest Payable
231 Cash Dividends Payable
241 Salaries Payable
261 Mortgage Note Payable
EQUITY
311 Common Stock
312 Paid-In Capital in Excess of Par-Common Stock
315 Treasury Stock
321 Preferred Stock
322 Paid-In Capital in Excess of Par-Preferred Stock
331 Paid-In Capital from Sale of Treasury Stock
340 Retained Earnings
350 Stock Dividends Distributable
351 Cash Dividends
352 Stock Dividends
390 Income Summary

A. Journalize the entries to record (1) the declaration of the dividend on December 1, capitalizing an amount equal to market value, and (2) the issuance of the stock certificates on December 31. Refer to the Chart of Accounts for exact wording of account titles.

PAGE 10

JOURNAL

ACCOUNTING EQUATION

DATE DESCRIPTION POST. REF. DEBIT CREDIT ASSETS LIABILITIES EQUITY

1

2

3

4

5

B. Determine the following amounts before the stock dividend was declared: (1) total paid-in capital, (2) total retained earnings, and (3) total stockholders’ equity.

Total paid-in capital
Total retained earnings
Total stockholders' equity

C. Determine the following amounts after the stock dividend was declared and closing entries were recorded at the end of the year: (1) total paid-in capital, (2) total retained earnings, and (3) total stockholders’ equity.

Total paid-in capital
Total retained earnings
Total stockholders' equity
REVENUE
410 Sales
610 Interest Revenue
EXPENSES
510 Cost of Merchandise Sold
515 Credit Card Expense
520 Salaries Expense
531 Advertising Expense
532 Delivery Expense
533 Selling Expenses
534 Rent Expense
535 Insurance Expense
536 Office Supplies Expense
537 Organizational Expenses
562 Depreciation Expense-Equipment
590 Miscellaneous Expense
710 Interest Expense

In: Accounting