Question 4-4: The Murphy Corporation has a commercial property policy with a Causes of Loss - Basic Form covering its building. Explain whether each of the following losses would be covered under Murphy’s policy. For those that would not be covered, identify a causes of loss form, if any, that would cover the loss.
A windstorm damaged Murphy’s roof.
During a major storm, the river that runs near Murphy’s property overflowed its banks. The rising water seeped into Murphy’s building, damaging the hardwood floors.
Vandals broke several windows in Murphy’s building.
Heavy earthquake shocks caused structural damage to Murphy’s building.
Question 5-6: Coverage for Jones’s building and business personal property is currently subject to a Causes of Loss - Broad Form. When Jones renews his property insurance, he will purchase coverage subject to a Causes of Loss - Special Form, rather than a Broad Form. Briefly explain how the coverage for Jones’s building and business personal property will be affected by this change in the causes of loss form.
In: Finance
SBC's focus on building communities with bicycling enthusiasts can be viewed as which of the following two types of promotional strategies?
Pull strategy
Push strategy
Which forms of social media are mentioned in the video as parts of SBC's overall social media strategy?
Online brand communities
Online brand communities and product and service review sites
Social networks
Product and service review sites
Social networks and online brand communities
SBC's Senior Community and Social Media Specialist notes at least one metric that the company uses to evaluate the performance and value of its social media efforts. Which one(ones) is that?
Follower drift
Bounce rates
Engagement and follower drift
Engagement
Conversion rates
Assume that SBC's marketing manager has decided that they would like to send consumers who have never bought a bicycle from SBC, but have opted into mobile promotions from the company a mobile coupon for one of its bicycles when they are near a sports equipment retailer. This is an example of
search engine optimization.
geo-location marketing.
viral marketing.
native advertising.
In: Other
In: Nursing
Southwestern Airlines Co. operates a passenger airline that provides scheduled air transportation services in the United States. Its stock trades at $32.50 per share over the NYSE. As of December 31, 2019, the company operated 694 aircraft, including 606 Boeing 737 aircraft and 88 Boeing 717 aircraft. It served 97 destinations in 41 states, the District of Columbia, and the Commonwealth of Puerto Rico, as well as 6 near-international countries, including Mexico, Jamaica, The Bahamas, Aruba, Dominican Republic, and Bermuda. Below is financial data relating to Southwestern Airlines.
Current Assets: 480 million.
Current Liabilities: $ 200 million.
Total assets: $ 800 million.
Retained earnings: $ 215 million.
EBIT: $ 130 million.
Total liabilities: $ 320 million.
Revenues/Sales: $ 950 million.
Book value of equity: $ 340 million.
Market value of equity: $1.50 billion
Required:
i. Based on the data above, compute the Z-score for Southwestern Airlines.
ii. Discuss the likelihood of failure for the Company using the appropriate health zone.
In: Finance
Bert spends $10.60 a day travelling to work, and a further $65 a
day sending his daughter Belle to a childcare
centre. Bert has just received the monthly account for the
childcare centre totalling $1,625, which he needs to
pay immediately.
Bert owns a newspaper publishing company. He has paid a
membership fee with respect to his personal
membership of the World Association of Newspapers, amounting to
$3,300, and he has bought a new
computer for $2,200 that he keeps in his study at home.
Bert has recently purchased a beach house near Geelong. The
property has been rented out to Bert’s sister
since he purchased it. He took out a 25-year loan to finance the
purchase. His interest payments are $7,200 a
year. Bert also claims lawn-mowing expenses of $100 per month with
respect to his beach house.
Required: Advise Bert about the deductibility of the above
expenses. Where appropriate, refer to case law and
legislation in your answer
20 marks
In: Accounting
1. True or false- In the Keynesian model, the predictions will remain the same and it does not depend on what the initial economy was like. In the AD/AS model, what the initial economy was like does matter because predictions are different for those that are near full employment than for those that are below full employment.
A)True
B) False
2. In the Ad/as model, what does it say about adjustment?
a) economy adjusts when it is in the long run
b) government can intervene
c) in the short run, the economy can be less than full employment
d) This model states that the adjustments are between classical/Keynesian interpretations.
e) All of these are correct.
3) The predictions for the AD/AS model are -------of the Keynesian models when the economy is in recession.
a)same
b)similar
c)different
d) the AD/AS model doesn't use predictions
e) the keynesian model doesn't use predictions.
4) If the economy is in a good place, predictions of the Ad/as model are_______of the Keynesian odel
a)same
b) Keynsian model doesn't have predictions
c)Ad/as doesn't have predictions
d) different
e) similar
In: Economics
Question 1: What is the primary problem or issue to be addressed?
Question 2: What can you do with the ventilator to make this patient more comfortable?
Question 1: What is this issue a problem to be addressed?
Question 2: What can you do with the ventilator that could make this patient more comfortable?
In: Nursing
Lead in amounts over the primary drinking water standard of 0.0150 milligrams per liter may cause nervous system disorders and brain or kidney damage. Since lead accumulates in body tissue, it is especially hazardous to the fetus or to children under three years old. Over time, the standard deviation of the lead concentration in samples of the drinking water of a neighborhood near an old battery plant has been s=0.0005 mg/l. This week, 16 samples of drinking water were collected from homes in the neighborhood with a mean of =0.0153.
a) Do these statistics provide sufficient evidence to require residents to stop drinking the water and to incur the expense of having water trucked into the neighborhood? Do a hypothesis test and show all 6 steps. Use.
b) Briefly discuss the consequences of type I and type II errors in the context of this problem. From your point of view, which of the two errors is the most serious for this situation?
c) Construct a 95% confidence interval for the mean amount of lead in the water. confidence interval
d) What is the power of the test for an alternative mean of 0.0154?
In: Statistics and Probability
Which of the following securities would tend to offer the lowest yield?
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Which of the following bonds grades would a U.S. bank normally be allowed to choose for their investment portfolio?
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Suppose a bank is following a passive ladder strategy in managing its investment portfolio, when interest rates are relatively high and the business cycle is near or at its peak, banks would be expected to:
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In: Finance
11. Many proponents of public transit argue that the service should be provided free to the public in metropolitan areas in order to reduce pollution and traffic congestion. Estimates by economists found the price elasticity of demand for public transit to be 0.17. The economists also found the cross-price elasticity of demand with the automobile to be 0.10.
a. What will free public transit mean to the use of the public transportation service?
b. What will free public transit mean to the use of the automobile?
12. What would happen to the demand curve in each of the following cases:
a. income rises
b. the number of customers rises
c. the number of substitutes increases
d. people expect that the price of the good will decline in the near future
e. people expect that the price of the good will rise in the future
13. For each of the following pairs of goods or services, identify the one for which the price elasticity of demand is greater and explain why.
• Coffee/Starbucks coffee
• Tuition at a public university/tuition at a private university
• Emergency room medical service/annual physical exam
• Movies in the afternoon/movies at night
• Prescription medicine/over-the-counter medicine
In: Economics