Calculate the present value of the following cash flows given a discount rate of 12%:

What is the future value of a 5%, 10 year annuity due that pays $15,000 per year? What is the present value of a 5%, 10 year annuity due that pays $15,000 per year?

Alpha Enterprises, Inc. has a WACC of 14.50% and is considering a project that requires a cash outlay of $1,950 now with cash inflows of $675 at the end of year 1, $600 at the end of year 2, $725 at the end of year 3, $700 at the end of year 4, and $750 at the end of year 5. What is the project's NPV?

Given 4% Interest PV = $500 received each year for 4 years

FV = $500 invested each year for 4 years

Consider that a 10-year UST offers 4.5% return, but a 10-year AAA Corporate Bond offers 5.6% => what causes the difference of 1.1%?

Consider that a 1-year UST offers 1.2%, but a five-year UST offers 2.1% => what two influences could be causing the 0.9% difference?

Life Insurance: A life insurance company wants to estimate the probability that a 40-year-old male will live through the next year. In a sample of 7000 such men from prior years, 6993 lived through the year. Use the relative frequency approximation to estimate the probability that a randomly selected 40-year-old male will live through the next year. Round your answer to 4 decimal places.
P(he lives through the year) =????

For an auto insurance company, the average cost of collision claims is $500 per year for careful drivers and $3000 per year for poor drivers. The drivers are risk neutral and know whether they are careful or poor, but the insurance company only knows that 15% of drivers are poor. What is the insurance company's breakeven price for the collision insurance? A. $425 per year B. $450 per year C. $875 per year D. $2,625 per year

In its financial statements WalkerCo is reporting net income of $296. Its tax rate for the year was 39%. Total assets at the beginning of the year was $2,832 and at the end of the year $3,281. In the footnotes it is reported that the LIFO reserve at the beginning of the year was $465 and at the end of the year $216. If the company had used the FIFO inventory costing method, what would it have reported as its net income for the year. You may round to the nearest whole dollar.

Katie is reviewing his stock portfolio return from the last 5 years. He initially invested 100,000 and his annual returns were:

Year 1: 20.0%

Year 2: 5.0%

Year 3: -17.0%

Year 4: 15.5%

Year 5: 52.1%

What is Katies arithmatic average annual return?

What is Katies geometric average annual return?

What is the standard deviationof Katies returns for this 5 year period?

The $800 million loan carried a 6% interest rate and had the following repayment of principal schedule:

Year 1: $132 million

Year 2: $32 million

Year 3: $57 million

Year 4: $82 million

Year 5: $82 million

Year 6: $415 million

What is the present value of the term loan? What would the present value be if the compnay had chosen permanent debt instead of a term loan?