Why can't a person with type B blood (recipient) receive a blood transfusion from someone with type A blood (donor)?
| the recipient's anti-B antibodies will react with the donated B antigens |
| the recipient's anti-A antibodies will bind to the A antigens of the donated blood cells |
| the recipient's anti-A and anti-B antibodies will react with the donated blood cells |
| the recipient's anti-O antibodies will bind to the O antigen of the donated blood cells |
| no reaction would occur because the B-type individual does not have antibodies |
Many tens of thousands of people who were seen as "unfit" were sterilized or killed by the Nazi regime to intentionally prevent them from reproducing. This is an example of:
| amniocentesis |
| positive natural selection |
| positive eugenics |
| negative eugenics |
| balanced polymorphism |
How is innate immunity different from adaptive immunity?
| Adaptive immunity is fast and generalized; innate immunity is slow and specific. |
| Innate immunity targets cancers and transplants; adaptive immunity targets viruses and bacteria. |
| Innate immunity is fast and generalized; adaptive immunity is slow and specific. |
| Adaptive immunity releases cytokines; innate immunity produces antibodies. |
| Innate immunity is present in fetuses and children whereas adaptive immunity is only present in adults. |
In: Biology
QUESTION 5
Decide in each of the following instances whether the contract is valid, void or voidable. Motivate your answers. 5.1 Grace orders an oval-shaped swimming pool to be delivered, but the pool company delivers a square-shaped pool. (2)
5.2 Rob phones Lindsay’s home number and makes her a job offer. The next morning Lindsay’s sister, Janine, comes to work for him. Rob discovers that the offer was made to the wrong person. (2)
5.3 A traditional healer tells his patient, Julius, that he should give him all his sheep in order to be cured of Tuberculosis. Julius agrees. (2)
5.4 Louis thinks that he becomes the owner of the property by paying for the occupancy. (2) 5.5 Robert, a prominent official at the local university, wants to buy Gideon’s car. Gideon is reluctant to sell his car to Robert. Robert tells him that if he does not sell the car to him, he will see to it that his son (Gideon’s son) will not be allowed to study at the local university. Gideon sells his car to Robert. (2)
In: Economics
You recently graduated from university, and your job search led you to Coles Group Limited. Since you thought the company’s business was very promising, you accepted their job offer. As you are finishing your employment paperwork, Michel, who works in the Finance Department, stops by to inform you about the company’s new superannuation plan. Australian companies offer membership of a superannuation fund to their employees, where their Superannuation Guarantee contributions are saved. Superannuation funds have concessional tax arrangements, which saves tax if you save for your retirement through your fund. So, if you can make contributions to the fund from your pre-tax income (known as salary sacrifice), contributions are deducted from your current salary, and no current income tax is paid on the money, and the super fund pays only 15% tax on the contributions. For example, assume your salary will be $130 000 per year. If you contribute $7200 pre-tax to the superannuation fund, you will pay taxes on only $122 800 in income. Taxes will be payable on the initial deposits at 15% and on any capital gains or fund income while you are invested in the fund, and you will not pay taxes when you withdraw the money at retirement, provided you retire at or after turning 60. At Coles, you can contribute up to 6% of your salary to the plan, which will be saved in the fund with your 9% Superannuation Guarantee contributions. The Coles superannuation fund has several options for investments, most of which are managed funds. As you know, a managed fund is usually made up of a portfolio of assets. When you purchase shares in a managed fund, you are actually purchasing partial ownership of the fund’s assets, similar to purchasing shares in a company. The return of the fund is the weighted average of the return of the assets owned by the fund, minus any expenses. The largest expense is typically the management fee paid to the fund manager, which makes all of the investment decisions for the fund. Coles Group Limited uses Down Under Financial Services to manage its superannuation plan. Michel then explains that the retirement investment options offered for employees are as follows: Down Under All Ordinaries Index Fund. This fund tracks the All Ordinaries Index. Shares in the fund are weighted exactly the same as they are in the All Ordinaries Index. This means that the fund’s return is approximately the return of the All Ordinaries Index, minus expenses. With an index fund, the manager is not required to research shares and make investment decisions, so fund expenses are usually low. The Down Under All Ordinaries Index Fund charges expenses of 0.20% of assets per year. Down Under Property Trust Fund. This fund invests primarily in property trust shares. As such, the returns of the fund are slightly less volatile than the All Ordinaries Index. The fund can also invest 10% of its assets in companies based outside Australia and New Zealand. This fund charges 1.70% of assets in expenses per year. Down Under Bond Fund. This fund invests in long-term corporate bonds issued by companies domiciled in Australia and New Zealand. The fund is restricted to investments in bonds with an investment grade credit rating. This fund charges 1.40% in expenses. Down Under Money Market Fund. This fund invests in high-quality debt instruments, which include bank bills and government bonds. As such, the return on money market funds is only slightly higher than the return on government bonds. Because of the credit quality and nature of the investments, there is only a very slight risk of negative return. The fund charges 0.60% in expenses. Using the information provided, answer the following questions:
I. Assume you decide you should invest at least part of your money in an All Ordinaries Index fund of companies based in Australia. What are the advantages and disadvantages of choosing the All Ordinaries Index fund compared with the Bond Fund?
In: Finance
Carter Cleaning Centers
Jennifer Carter graduated from State University in June 2005, and, after considering several job offers, decided to do what she always planned to do go into business with her father, Jack Carter. Jack Carter opened his first Laundromat in 1995 and his second in 1998. The main attraction of these coin laundry businesses for him was that they were capital- rather than labor-intensive. Thus, once the investment in machinery was made, the stores could be run with just one unskilled attendant and none of the labor problems one normally expects from being in the retail service business. The attractiveness of operating with virtually no skilled labor notwithstanding, Jack had decided by 1999 to expand the services in each of his stores to include the dry cleaning and pressing of clothes. He embarked, in other words, on a strategy of related diversification by adding new services that were related to and consistent with his existing coin laundry activities. He added these for several reasons. He wanted to better utilize the unused space in the rather large stores he currently had under the lease. Furthermore, he was, as he put it, tired of sending out the dry cleaning and pressing work that came in from our coin laundry clients to a dry cleaner 5 miles away, who then took most of what should have been our profits. To reflect the new, expanded line of services, he renamed each of his two stores Carter Cleaning Centers, and was sufficiently satisfied with their performance to open four more of the same type of stores over the next 5 years. Each store had its own on-site manager and, on average, about seven employees and annual revenues of about $500,000. It was this six-store chain that Jennifer joined after graduating. Her understanding with her father was that she would serve as a troubleshooter/consultant to the elder Carter with the aim of both learning the business and bringing to it modern management concepts and techniques for solving the business problems and facilitating its growth.
Questions:
1. In line with your course, define the significance of the case?
2. The case narrated that the owner was capital oriented rather than labor-intensive. As an HRM student, what do you think about the philosophy of the owner? Which suggestions you will recommend to utilize labour oriented philosophy in the organization?
3. What suggestions you will provide to Jennifer to link HRM policies and practices with the differentiation strategy of the organization? Justify your answer.
In: Finance
Course: REL 228 at DePaul University
While using readings from class, discuss at least three author's arguments regarding what should be subject to free-market forces and what required government intervention. Restated, is society best served when all products (e.g. drugs, guns, privacy) or social reforms (e.g. equality in the workplace, discrimination) are subject to the market? Or, do we justifiably keep some products or reforms from the decisions of the market? Please provide an author's justification for their argument and not just their solution. Part of this will include a description of the author's position on how freely the market operates.
In: Psychology
Bradley borrowed $72,500 in student loans and he has just graduated from Elon University. He earns enough at his new job to allow him to pay $575 per month on the loan. If the annual rate on the student loan is 4.38% (compounded monthly), how long will it take Bradley to pay off his student loans? Specify the number of months to the nearest whole number
Chandler found his
dream mountain home, valued at $245,000. He plans to buy a home
just like it when he retires in 15 years. Chandler can earn 6.96
percent per year on his investments. Assume that the price of the
house will increase 2.25 percent per year for the next 15 years.
How much must he invest at the end of each month for the next 15
years to make the purchase at the end of the 15th year?
A. less than $1,015
B. more than $1,015 but less than $1,080
C. more than $1,080 but less than $1,145
D. more than $1,145 but less than $1,210
E. more than $1,210
In: Finance
Problem 2-13
Loss Carryback and Carryforward
The Bookbinder Company has made $300,000 before taxes during each of the last 15 years, and it expects to make $300,000 a year before taxes in the future. However, in 2016 the firm incurred a loss of $725,000. The firm will claim a tax credit at the time it files its 2016 income tax return, and it will receive a check from the U.S. Treasury. Show how it calculates this credit, and then indicate the firm's tax liability for each of the next 5 years. Assume a 35% tax rate on all income to ease the calculations. Enter your answers as positive values. If an amount is zero, enter "0".
| Prior Years | 2014 | 2015 |
| Profit earned | $ | $ |
| Carry-back credit | ||
| Adjusted profit | $ | $ |
| Tax previously paid (35%) | ||
| Tax refund: Taxes previously paid | $ | $ |
Total check from U.S. Treasury $
Firm's tax liability
2017: $
2018: $
2019: $
2020: $
2021: $
In: Finance
Loss Carryback and Carryforward
The Bookbinder Company has made $250,000 before taxes during each of the last 15 years, and it expects to make $250,000 a year before taxes in the future. However, in 2016 the firm incurred a loss of $550,000. The firm will claim a tax credit at the time it files its 2016 income tax return, and it will receive a check from the U.S. Treasury. Show how it calculates this credit, and then indicate the firm's tax liability for each of the next 5 years. Assume a 40% tax rate on all income to ease the calculations. Enter your answers as positive values. If an amount is zero, enter "0".
| Prior Years | 2014 | 2015 |
| Profit earned | $ | $ |
| Carry-back credit | $ | $ |
| Adjusted profit | $ | $ |
| Tax previously paid (40%) | $ | $ |
| Tax refund: Taxes previously paid | $ | $ |
Total check from U.S. Treasury $
Firm's tax liability
2017: $
2018: $
2019: $
2020: $
2021: $
In: Accounting
Monroe Company rents and sells electronic equipment. During September, Monroe engaged in the transactions described below.
| Sept. 5 | Purchased a Chevrolet truck for $42,500 cash. | |
| 8 | Purchased inventory for $4,400 on account. | |
| 10 | Purchased $950 of office supplies on credit. | |
| 11 | Rented sound equipment to a traveling stage play for $12,800. The producer of the play paid for the service at the time it was provided. | |
| 12 | Rented sound equipment and lights to a local student organization for a school dance for $2,800. The student organization will pay for services within 30 days. | |
| 18 | Paid employee wages of $4,170 that have been earned during September. | |
| 22 | Collected the receivable from the September 12 transaction. | |
| 23 | Borrowed $14,100 cash from a bank on a 3-year note payable. | |
| 28 | Issued common stock to new stockholders for $40,000. | |
| 30 |
Paid a $4,350 cash dividend to stockholders. Required: Prepare a journal entry for each transaction. |
In: Accounting
14)
a. Shelby Co. has common stock of $2,000 and retained earnings of $5,000 at the beginning of the year. During the year, the company earned revenues of $10,000 on account; incurred operating expenses of $6,500; collected $8,000 of accounts receivable; borrowed $20,000 from a bank; obtained $8,000 of cash from owners for stock and paid $4,500 of cash to the owners as dividends. How much is the ending balances of common stock and retained earnings ___________ and _______________ .
b. Henderson Co. purchased $800 of office supplies but only has $200 left over on 1/31/xx. What is the correct end of period adjustment journal entry?
c. LNJ Co. owns equipment costing $120,000. If the salvage value is estimated to be $4,000, the estimated useful life is estimated to be 5 years and the straight-line method is used to depreciate assets make the journal entry for the first full year of depreciation and determine the asset’s book value at the end of year two.
In: Accounting