A University is offering a charitable gift program. A former student who is now 50 years old is consider the following offer: The student can invest $9,600.00 today and then will be paid a 8.00% APR return starting on his 65th birthday (i.e For a $10,000 investment, a 9% rate would mean $900 per year). The program will pay the cash flow for this investment while you are still alive. You anticipate living 20.00 more years after your 65th birthday. The former student wants a return of 7.00% on his investments, but would like to consider this opportunity.

Using the student's desired return, what is the value of this deferred annuity today on his 50th birthday?

The following data represent the smoking status by level of education for people 18 years old or older.

Smoking Status

Number of Years of Education current former never

<12 159 98 196

12 148 81    150

13-15 44 29   33

16 or more   32 26 40

Test whether smoking status and level of education are independent.

a. What is the expected value of the number of Former smokers and 13-15 Years of Education, if we assume that the two variables are independent?

b. Show/explain why the requirements are satisfied.

c. State the p-value

d. State the conclusion so anyone can understand it, using the “best” significance level.

1. How would you prepare a team of three managers to go to Warsaw, Poland, to oversee the operations of a recently acquired financial services firm? They will be leaving in one month, and the assignment lasts two years.

1. How are career paths useful for employees? How can they contribute to company effectiveness?

1. Macroeconomists refer to investment spending as:

buying shares of Apple stock.

buying newly issued shares of Uber stock.

purchasing physical capital.

saving for retirement.

purchasing a government savings bond.

2. In a closed economy, national savings is the sum of _______ and ______:

the budget balance; private consumption.

private saving; government tax revenue.

private saving; the budget balance.

the budget balance; trade surplus.

3. One difference between a closed and an open economy is that:

in the latter, foreign savings complement domestic savings in financing investment spending.

in the latter, the government is more open to the idea of financing investment spending than in the former.

in the former, foreign savings complement domestic savings in financing investment spending.

in the former, foreign savings finance more investment spending than in the latter.

4. The slope of the demand for loanable funds is:

upward, since it takes a higher rate of return to get more funds.

downward, because more potential projects yield 10% than yield 5%.

upward, because higher rates of return are necessary to cover higher costs.

downward, because demand is higher when the price to borrow money is higher.

downward, because the demand is higher when the price to borrow money is lower.

M1D1: Post-Traumatic Stress Disorder

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Scenario:

A 35-year-old man, former Army sergeant, was involved in a multi-vehicle accident on a major highway. He was relatively unhurt, but witnessed several bodies strewn across the road immediately after the accident. This caused him to experience “flashbacks” from an active Army combat zone several years earlier. He begins to have nightmares of the accident and becomes unable to function at home. His wife accompanies him to a Crisis Unit where he is subsequently admitted to the Mental Health Unit of a local hospital with a diagnosis of Post-Traumatic Stress Disorder.

Initial Discussion Post:

Address the following:

What are the most important factors for the RN to assess when dealing with a client who is exhibiting flashbacks?

How might the RN foster therapeutic communication with this client?

List three common flashback triggers for former military personnel and describe how the RN can assist to decrease the effects.

Provide two 3-part nursing diagnosis statements that might apply to former military personnel experiencing flashbacks. Each statement must include an actual NANDA-I nursing diagnosis, a related factor, and “as evidenced by.” (No risk-for diagnoses permitted.)

Three different companies each purchased trucks on January 1, 2018, for $50,000. Each truck was expected to last four years or 200,000 miles. Salvage value was estimated to be $5,000. All three trucks were driven 66,000 miles in 2018, 42,000 miles in 2019, 40,000 miles in 2020, and 60,000 miles in 2021. Each of the three companies earned $40,000 of cash revenue during each of the four years. Company A uses straight-line depreciation, company B uses double-declining-balance depreciation, and company C uses units-of-production depreciation.

Answer each of the following questions. Ignore the effects of income taxes.

b-1. Calculate the net income for 2021?

Company A:

Company B:

Company C:

c-1. Calculate the book value on the December 31, 2020, balance sheet? (Round "Per Unit Cost" to 3 decimal places.)

Company A:

Company B:

Company C:

d-1 Calculate the retained earnings on the December 31, 2021, balance sheet?

Company A:

Company B:

Company C:

Dell Computer has excelled with a fast-paced build-to-order approach that involves taking customer orders online, orchestrating production tailored to each customer, and forging a one-to-one relationship with the customer after the sale. Some auto industry executives have turned to Michael Dell, the company founder, for advice concerning how to make their businesses look like his. Senior executives at Ford, for example, envision a future where customers will order online and factories will build to order, eliminating billions of dollars of inventory costs (for example, large stocks of vehicles on hand). All of those mass-produced cars sitting for weeks on dealer lots represent a massive investment that yields no return until a buyer comes along. How would a build-to-order system alter the way in which suppliers (business marketers) would serve Ford as a customer?

P11.6 The following data relate to the Plant Assets account of Keller Inc. at December 31, 2019:

Note: In the year an asset is purchased, Keller does not record any depreciation expense on the asset. In the year an asset is retired or traded in, Keller takes a full year's depreciation on the asset.

The following transactions occurred during 2020:

• 1. On May 5, Asset A was sold for $16,500 cash. The company's bookkeeper recorded this retirement as follows:

  Cash		16,500
  Asset A				16,500

• 2. On December 31, it was determined that Asset B had been used 3,200 hours during 2020.
• 3. On December 31, before calculating depreciation expense on Asset C, Keller management decided that Asset C's remaining useful life should be nine years as of year end.
• 4. On December 31, it was discovered that a piece of equipment purchased in 2019 had been expensed completely in that year. The asset cost $31,000, had a useful life of 10 years when it was acquired, and had no residual value. Management has decided to use the double-declining-balance method for this asset, which can be referred to as “Asset E.” Ignore income taxes.

Instructions

a. Prepare any necessary adjusting journal entries required at December 31, 2020, as well as any entries to record depreciation for 2020. Round all amounts to the nearest dollar.

b.  As an owner of Keller Inc., do you have any concerns with respect to the bookkeeper's work?

Grab a blank sheet of paper and try some GDP analysis on your own. Take a picture or scan your sheet, and upload it after you are finished. This contributes to your participation grade in the class.

1. Because it is counted as investment, why doesn't the purchase of earthmoving equipment from China by a U.S. corporation increase U.S. GDP?
2. Identify the immediate effect of each of the following events on U.S. GDP and its components:
   • James receives a Social Security check.
   • John buys an Italian sports car.
   • Henry buys domestically produced tools for his construction company.

Upload your file below. Naming convention should be "Last Name_First Name."

Grab a blank sheet of paper and try some GDP analysis on your own. Take a picture or scan your sheet, and upload it after you are finished. This contributes to your participation grade in the class.

1. Because it is counted as investment, why doesn't the purchase of earthmoving equipment from China by a U.S. corporation increase U.S. GDP?
2. Identify the immediate effect of each of the following events on U.S. GDP and its components:
   • James receives a Social Security check.
   • John buys an Italian sports car.
   • Henry buys domestically produced tools for his construction company.

Upload your file below. Naming convention should be "Last Name_First Name."