Questions
Complete the following exercises, in 2-4 sentences each and include a paragraph explaining how you can...

Complete the following exercises, in 2-4 sentences each and include a paragraph explaining how you can apply what you've learned in this chapter to your job.

  1. Write a short note on the Consolidated Omnibus Budget Reconciliation Act of 1986.
  2. What is workers' compensation? Mention some common features that all states' workers' compensation laws share.
  3. Describe some measures that firms have taken to gain tighter management control over the cost of health care.
  4. Discuss some of the trends that are helping to shape the future in health-care coverage.
  5. Write a short note on the Pension Benefit Guaranty Corporation.
  6. Briefly explain the provisions of the Pension Protection Act (PPA) of 2006.
  7. Discuss the four approaches that are widely used to express the costs of employee benefits and services.
  8. What is the broad objective of the design of compensation programs?
  9. Who typically manages contributions to pension funds?
  10. Explain the purpose of the unemployment insurance system.
  11. Why do many companies offer domestic-partner benefits, regardless of an employee's sexual orientation and marital status?
  12. What are some of the requirements for a worker to receive unemployment benefits?
  13. Briefly discuss some of the reasons why employee benefits have grown in the recent years.

In: Finance

I would like to know if the sex of a math student is a statistically significant...

I would like to know if the sex of a math student is a statistically significant factor in predicting average math exam scores. The following lists are exam scores for a math exam, separated by sex.

male 89 33 104 48 90 80 98 32 98 55 75 74 73 90 105 47 48 67 99 103 63

female 99 80 81 88 94 83 70 42 78 75

Perform a hypothesis test to determine whether the sex of a math student is statistically significant for performance on math tests. In other words, is there a statistically significant difference between the scores of these two groups of students?

(a) State the null and alternative hypotheses. Also, state the meaning of your parameters.

(b) Perform the test. Use α = .05. Show your work. Clearly indicate the value of the test statistic. Be sure to mention the value of df if it is relevant. Also, make sure you clearly state your final answer to the question above.

(c) Compute an appropriate 95% confidence interval that would confirm your final answer from part (b). Explain why it confirms that answer.

In: Math

Practice problems 1 – Type of variables 1. In the following situations give an example of...

Practice problems 1 – Type of variables
1. In the following situations give an example of a parameter and a statistic

a. Political elections
b. Subaru 2020 Forester vehicles c. RUM students
d. Puerto Ricans

2. You are in charge of a local company who wants to obtain mean income of the company’s engineers to compare with the mean income of engineers in the industry. You can either obtain the population mean (parameter) or a sample mean (statistic) to reach a managerial conclusion (both describing the same property, and assume both are feasibly possible to get). Which one would you rather use? Explain

3. Determine the type of variable in the following problems (Nominal, ordinal, quantitative). If quantitative state if it is discrete or continuous

a. Times power outages occur in Mayaguez Terrace last December b. Level of attraction of a person (de feo(a) a guapísimo(a))
c. Volume of chocolate by 25 kids sampled in October.
d. Sustained winds of hurricane Irene in the last 24 hours.

e. Placing at a marathon
f. Cell phone ownership (Yes, No) by citizens who are 50 or older

5. Of the examples above mention one that describes a parameter and one that describes a statistic.

In: Math

Firstly, I wasn't sure exactly where to put this. It's a typesetting query but the scope...

Firstly, I wasn't sure exactly where to put this. It's a typesetting query but the scope is greater than TEX; however it's specific also to physics and even more specific to this site.

I've recently been reading a style guide for scientific publications (based on ISO 31-11), however there was no mention of quantum mechanical operators. I've seen them written a few ways and was wondering if there was a decision handed down from "up above" that any particular way is best.

H -- I see this most commonly but I suspect it's mostly due to (mild) laziness to not distinguish it from a variable.
H^ -- This is nicer to me because it makes the distinction between operator and variable. From what I understand of the ISO the italic means it's subject to change, which is true of the form of an operator, but not really its meaning? So I'm not totally sure if that's appropriate here.
H -- Roman lettering is used for functions e.g. sinx, erf(x), and even the differential operator (as in ddx) so this seems to me like the most suitable category to put operators in.
H^ -- Probably the least ambiguous but may also be redundant.

Which would be the best to use? Am I being too pedantic?

In: Physics

Outpatient Therapy Center Financial Proforma-Years Year Year Year Year Year 1 2 3 4 5 5...

Outpatient Therapy Center
Financial Proforma-Years
Year Year Year Year Year
1 2 3 4 5 5 Yr Total
# OF VISITS 2,268 2,940 3,533 3,974 4,783 17,498
Revenue
Gross Revenue 907,200 1,223,040 1,528,625 1,787,971 2,238,056 7,684,893
Contractual Allowance (544,320) (726,486) (898,694) (1,040,114) (1,287,900) (4,497,514)
NET REVENUE $362,880 $496,554 $629,931 $747,857 $950,157 $3,187,379
Direct Expenses
Rent 96,000 98,000 100,000 102,000 104,000 500,000
Common Area Maintenance Charges 24,000 25,200 26,460 27,783 29,172 132,615
Start Up Costs Depreciation 7,143 14,286 14,286 14,286 14,286 64,286
Technology Depreciation 14,286 28,571 28,571 28,571 28,571 128,571
Advertising 12,000 1,500 1,500 1,500 1,500 18,000
Salary 248,976 298,954 335,884 342,884 383,631 1,610,330
Benefits 63,862 83,329 86,154 87,950 98,401 419,697
Vacation Coverage 2,160 2,246 2,336 2,430 2,527 11,699
Extended Leave 1,151 1,197 1,244 5,177 5,384 14,152
Electric 8,000 8,880 9,235 9,605 9,989 45,709
Phone 1,800 1,872 1,947 2,025 2,106 9,749
Repairs & Maintenance 500 1,000 2,000 4,000 8,000 15,500
Total Direct Expenses 479,877 565,035 609,619 628,210 687,567 2,970,308
Indirect Expenses
Supplies 454 588 707 795 957 3,500
Laundry 2,563 3,322 3,993 4,490 5,405 19,772
Total Indirect Expenses 3,016 3,910 4,699 5,285 6,361 23,272
TOTAL EXPENSES $482,894 $568,946 $614,318 $633,495 $693,928 $2,993,580
NET INCOME/LOSS $(120,014) $(72,391) $15,613 $114,362 $256,229 $193,799
Income Percentage -33.1% -14.6% 2.5% 15.3% 27.0% 6.1%

Physical Therapy Center Assignment

1. The operation will receive an interest free, non-amortizing loan of

$ 400,000 from the home office.

2. The pre-opening start up costs are $71,429 which will be

“capitalized” (treated as P,P,& E).

3. The investment in property, plant and equipment (AKA

technology) is $ 285,714 .

Assignment: Prepare the Cash Flow Proforma for 5 years based on

the above assumptions and Proforma Results of Operations posted on

Angel. What is the ending Cash balance?

In: Finance

If you deposit $500 from year 1 to year 5, $300 from year 6 to year...

If you deposit $500 from year 1 to year 5, $300 from year 6 to year 20, no deposits year 21 and year 22, and $700 in year 22. If the discount rate is 5%, what is the present value? Please show all steps

In: Finance

Year 0 Year 1 Year 2 Year 3 Revenues ​ 363,688.342​ 363,688.342​ 363,688.342​ - Cost...

Year 0 Year 1 Year 2 Year 3
Revenues 363,688.342​ 363,688.342​ 363,688.342​
- Cost of Goods Sold -150,000 -150,000 -150,000
- Depreciation -80,000 -80,000 -80,000
= EBIT 133,688.342​ 133,688.342 133,688.342
- Taxes (35%)   -46,790.9196 -46,790.9196 -46,790.9196
= Unlevered net income 86,897.4221 86,897.4221 86,897.4221
+ Depreciation 80,000 80,000 80,000
- Additions to Net Working Capital -20,000 -20,000 -20,000
- Capital Expenditures -300,000  
= Free Cash Flow 146,897.422 146,897.422 146,897.422


Visby Rides, a livery car company, is considering buying some new luxury cars. After extensive research, they come up with the above estimates of free cash flow from this project. By how much could the discount rate rise before the net present value (NPV) of this project is zero, given that it is currently 10%?

12

17

22

27

In: Finance

ou are given the following stream of cash flows: Year 1 Year 2 Year 3 Year...

ou are given the following stream of cash flows: Year 1 Year 2 Year 3 Year 4 Year 5 $100,000 $110,000 $120,000 $130,000 $140,000 A. If you thought the appropriate discount rate was 10%, what would be the present value of this cash flow stream today at t=0? B. If you thought the appropriate interest/discount rate was 10%, what would be the future value of this cash flow stream in five years at t=5 years?

In: Finance

Assignment: Finance and Operations This week we look at finance and operations, and apply a bit...

Assignment: Finance and Operations This week we look at finance and operations, and apply a bit of quantitative analysis to the effort. Your assignment is to analyze current financial ratios for a given business. 1. Think of a specific business you find interesting, i.e. Apple, UTC, Southwest Airlines, etc. 2. Search the web for that business’ “Financial Statement.” (You will find many hits for the data.) 3. Select the http://www.morningstar.com/ site offering your company’s financial statement. 4. You will now see a number of financial ratios for your company. Below is an example for Apple: http://financials.morningstar.com/ratios/r.html?t=AAPL 5. Now, define the following ratios, note the ratio for your business, and explain what the ratio means for the business moving forward: a) Return on Assets b) Return on Equity c) Return on Capital d) Gross Margin e) SG&A Margin f) Current Ratio g) Quick Ratio h) Total Debt/Equity i) Total Revenue j) Gross Profit Here are some additional resources: Apple (Return on Assets): https://ycharts.com/companies/AAPL/return_on_assets Ratios: https://www.stock-analysis-on.net/NASDAQ/Company/Apple-Inc/Ratios/Profitability/Quarterly-Data#Ratios-Summary Use the following guidelines: Use APA format with a title page, in-text citations and references. No abstract required. Research and cite at least 2 credible sources in APA format. Upload your assignment to the Assignment link by Sunday at 11:59 pm (EST)

In: Finance

Assignment: Finance and Operations This week we look at finance and operations, and apply a bit...

Assignment: Finance and Operations This week we look at finance and operations, and apply a bit of quantitative analysis to the effort. Your assignment is to analyze current financial ratios for a given business. 1. Think of a specific business you find interesting, i.e. Apple, UTC, Southwest Airlines, etc. 2. Search the web for that business’ “Financial Statement.” (You will find many hits for the data.) 3. Select the http://www.morningstar.com/ site offering your company’s financial statement. 4. You will now see a number of financial ratios for your company. Below is an example for Apple: http://financials.morningstar.com/ratios/r.html?t=AAPL 5. Now, define the following ratios, note the ratio for your business, and explain what the ratio means for the business moving forward: a) Return on Assets b) Return on Equity c) Return on Capital d) Gross Margin e) SG&A Margin f) Current Ratio g) Quick Ratio h) Total Debt/Equity i) Total Revenue j) Gross Profit Here are some additional resources: Apple (Return on Assets): https://ycharts.com/companies/AAPL/return_on_assets Ratios: https://www.stock-analysis-on.net/NASDAQ/Company/Apple-Inc/Ratios/Profitability/Quarterly-Data#Ratios-Summary Use the following guidelines: Use APA format with a title page, in-text citations and references. No abstract required. Research and cite at least 2 credible sources in APA format. Upload your assignment to the Assignment link by Sunday at 11:59 pm (EST)

In: Finance