Banks offer various types of accounts, such as savings, checking, certificate
of deposits, and money market, to attract customers as well as meet their
specific needs. Two of the most commonly used accounts are savings and
checking. Each of these accounts has various options. For example, you may
have a savings account that requires no minimum balance but has a lower
interest rate. Similarly, you may have a checking account that limits the
number of checks you may write. Another type of account that is used to
save money for the long term is certificate of deposit (CD).
In this programming exercise, you use abstract classes and pure virtual
functions to design classes to manipulate various types of accounts. For
simplicity, assume that the bank offers three types of accounts: savings,
checking, and certificate of deposit, as described next.
Savings accounts: Suppose that the bank offers two types of savings
accounts: one that has no minimum balance and a lower interest rate and
another that requires a minimum balance and has a higher interest rate.
Checking accounts: Suppose that the bank offers three types of checking
accounts: one with a monthly service charge, limited check writing, no
minimum balance, and no interest; another with no monthly service charge,
a minimum balance requirement, unlimited check writing and lower interest;
and a third with no monthly service charge, a higher minimum requirement, a
higher interest rate, and unlimited check writing.
Certificate of deposit (CD): In an account of this type, money is left for
some time, and these accounts draw higher interest rates than savings or
checking accounts. Suppose that you purchase a CD for six months. Then
we say that the CD will mature in six months. The penalty for early
withdrawal is stiff.
Figure 12-25 shows the inheritance hierarchy of these bank accounts.
Note that the classes bankAccount and checkingAccount are
abstract. That is, we cannot instantiate objects of these classes.
The other
classes in Figure 12-25 are not abstract.
bankAccount: Every bank account has an account number, the name
of
the owner, and a balance. Therefore, instance variables such as
name,
accountNumber, and balance should be declared in the abstract
class
bankAccount. Some operations common to all types of accounts are
retrieve
account owner’s name, account number, and account balance; make
deposits;
withdraw money; and create monthly statements. So include functions
to
implement these operations. Some of these functions will be pure
virtual.
checkingAccount: A checking account is a bank account. Therefore,
it
inherits all the properties of a bank account. Because one of the
objectives of
a checking account is to be able to write checks, include the pure
virtual
function writeCheck to write a check.
serviceChargeChecking: A service charge checking account is a
checking
account. Therefore, it inherits all the properties of a checking
account. For
simplicity, assume that this type of account does not pay any
interest, allows the
account holder to write a limited number of checks each month, and
does not
require any minimum balance. Include appropriate named constants,
instance
variables, and functions in this class.
noServiceChargeChecking: A checking account with no monthly
service
charge is a checking account. Therefore, it inherits all the
properties of a
checking account. Furthermore, this type of account pays interest,
allows the
account holder to write checks, and requires a minimum
balance.
highInterestChecking: A checking account with high interest is a
checking
account with nomonthly service charge. Therefore, it inherits all
the properties
of a no service charge checking account. Furthermore, this type
of account pays
higher interest and requires a higher minimum balance than the no
service
charge checking account.
savingsAccount: A savings account is a bank account. Therefore, it
inherits
all the properties of a bank account. Furthermore, a savings
account also pays
interest.
highInterestSavings: A high-interest savings account is a savings
account.
Therefore, it inherits all the properties of a savings account. It
also requires a
minimum balance.
certificateOfDeposit: A certificate of deposit account is a bank
account.
Therefore, it inherits all the properties of a bank account. In
addition, it has
instance variables to store the number of CD maturity months,
interest rate, and
the current CD month.
Write the definitions of the classes described in this programming
exercise and a
program to test your classes.
In: Computer Science
Problem Statement:
Banks offer various types of accounts, such as savings, checking,
certificate of deposits, and money market, to attract customers as
well as meet with their specific needs. Two of the most commonly
used accounts are savings and checking. Each of these accounts has
various options. For example, you may have a savings account that
requires no minimum balance but has a lower interest rate.
Similarly, you may have a checking account that limits the number
of checks you may write. Another type of account that is used to
save money for the long term is certificate of deposit (CD).
In this programming exercise, you use abstract classes and pure
virtual functions to design classes to manipulate various types of
accounts. For simplicity, assume that the bank offers three types
of accounts: savings, checking, and certificate of deposit, as
described next.
Scenarios in every types of bank accounts:
Savings accounts: Suppose that the bank offers two types of savings
accounts: one that has no minimum balance and a lower interest rate
and another that requires a minimum balance and has a higher
interest rate.
Checking accounts: Suppose that the bank offers three types of
checking accounts: one with a monthly service charge, limited check
writing, no minimum balance, and no interest; another with no
monthly service charge, a minimum balance requirement, unlimited
check writing and lower interest; and a third with no monthly
service charge, a higher minimum requirement, a higher interest
rate, and unlimited check writing.
Certificate of deposit (CD): In an account of this type, money is
left for some time, and these accounts draw higher interest rates
than savings or checking accounts. Suppose that you purchase a CD
for six months. Then we say that the CD will mature in six months.
Penalty for early withdrawal is stiff.
Available Classes:
bankAccount: Every bank account has an account number, the name of
the owner, and a balance. Therefore, instance variables such as
name, accountNumber, and balance should be declared in the abstract
class bankAccount. Some operations common to all types of accounts
are retrieve account owner’s name, account number, and account
balance; make deposits; withdraw money; and create monthly
statement. So include functions to implement these operations. Some
of these functions will be pure virtual.
checkingAccount: A checking account is a bank account. Therefore,
it inherits all the properties of a bank account. Because one of
the objectives of a checking account is to be able to write checks,
include the pure virtual function writeCheck() to write a
check.
serviceChargeChecking: A service charge checking account is a
checking account. Therefore, it inherits all the properties of a
checking account. For simplicity, assume that this type of account
does not pay any interest, allows the account holder to write a
limited number of checks each month, and does not require any
minimum balance. Include appropriate named constants, instance
variables, and functions in this class.
noServiceChargeChecking: A checking account with no monthly service
charge is a checking account. Therefore, it inherits all the
properties of a checking account. Furthermore, this type of account
pays interest, allows the account holder to write checks, and
requires a minimum balance.
highInterestChecking: A checking account with high interest is a
checking account with no monthly service charge. Therefore, it
inherits all the properties of a no service charge checking
account. Furthermore, this type of account pays higher interest and
requires a higher minimum balance than the no service charge
checking account.
savingsAccount: A savings account is a bank account. Therefore, it
inherits all the properties of a bank account. Furthermore, a
savings account also pays interest.
highInterestSavings: A high-interest savings account is a savings
account. Therefore, it inherits all the properties of a savings
account. It also requires a minimum balance.
certificateOfDeposit: A certificate of deposit account is a bank
account. Therefore, it inherits all the properties of a bank
account. In addition, it has instance variables to store the number
of CD maturity months, interest rate, and the current CD
month.
Note that the classes bankAccount and checkingAccount are abstract.
That is, we cannot instantiate objects of these classes. The other
classes in Figure above are not abstract.
In: Computer Science
need the vertical and horizontal analysis
| Consolidated Statements of Earnings (USD $) | 12 Months Ended | ||||
| In Millions, except Per Share data, unless otherwise specified | Feb. 01, 2015 | Vertical Analysis | Feb. 02, 2014 | Vertical Analysis | Horizontal Analysis |
| Income Statement [Abstract] | |||||
| NET SALES | $83,176 | $78,812 | |||
| Cost of Sales | 54,222 | 51,422 | |||
| GROSS PROFIT | 28,954 | 27,390 | |||
| Operating Expenses: | |||||
| Selling, General and Administrative | 16,834 | 16,597 | |||
| Depreciation and Amortization | 1,651 | 1,627 | |||
| Total Operating Expenses | 18,485 | 18,224 | |||
| OPERATING INCOME | 10,469 | 9,166 | |||
| Interest and Other (Income) Expense: | |||||
| Interest and Investment Income | -337 | -12 | |||
| Interest Expense | 830 | 711 | |||
| Other | 0 | 0 | |||
| Interest and Other, net | 493 | 699 | |||
| EARNINGS BEFORE PROVISION FOR INCOME TAXES | 9,976 | 8,467 | |||
| Provision for Income Taxes | 3,631 | 3,082 | |||
| NET EARNINGS | $6,345 | $5,385 | |||
| Weighted Average Common Shares | 1,338 | 1,425 | |||
| BASIC EARNINGS PER SHARE | $4.74 | $3.78 | |||
| Diluted Weighted Average Common Shares | 1,346 | 1,434 | |||
| DILUTED EARNINGS PER SHARE | $4.71 | $3.76 | |||
| [1] | Fiscal years ended February 1, 2015 and February 2, 2014 include 52 weeks. Fiscal year ended February 3, 2013 includes 53 weeks. | ||||
In: Accounting
Essay Question: Analyze existing publications on addressing natural disaster emergencies with information technology.
The paper main body needs to be not longer than 5.5 pages single spaced text (without the title page and the abstract and the list of references, and not shorter than 4 pages). It needs to present a synthesized analysis of and describing the importance of the topic), the topic as a Word report. The research paper should show your analysis of findings from published sources (including 70% refereed papers and the rest can be from other online publications) , that are related to the respective problem The research paper needs to have this structure: a title page, showing the title, the author, the course name and the name of the instructor, year; a 10-15 line abstract (which is prepared at the end ) 1. Introduction (it should include sentences stating the purpose of the paper and describing the importance of the topic), 2. Overview of past research on the topic (you need to modify the section title according to your topic, place here the review of the literature that you have conducted, indicating also some evaluation of the most important aspects of it, you can use subsection titles for better structure of the paper), 3. Description of 1-2 case studies on the topic, as described in the literature (again adapt the section title to what you have found) 4. Conclusion 5. References. 10 Note that your formulation of the section titles above can be within certain variations depending on your literature findings but the suggested approximate structure needs to be adhered to and each section in the paper must have a proper title. The author needs to identify supporting materials- at least 5-6 relevant sources, max 10 (of those at least 70% have to be refereed) using our library databases like ABIINform (use the Advanced search link and indicate that you are looking for refereed and peer reviewed sources) and EBSCO Host Academic Search Premier or other database that contain relevant sources for the topic or also Google Scholar (in Google type Google Scholar, this will take you to the site for it, then choose on the left corner the menu, select Advanced Google Scholar and you can combine more than 1 criteria in your search) or use also the ISCRAM Proceedings
Hello, I have to write a 5 page paper on the information provided below. If you could get me started and help with a guide and provide a few sources i could use to help me write that would be greatly appreciated. Basically looking for an outline and introduction paragraph to get started. Thank you!
In: Nursing
Anna, 9 months old
Paul, 3 years old
Andrew, 4 years old
Michelle, 7 years old
Tina, 13 years old
In: Nursing
Read the essays on Google and summarize in no more than 300 words
Financial econometrics: Past developments and future challenges
Tim Bollerslev??*
?Department of Economics, Duke University, Durham, NC 27708,
USA
?NBER, Cambridge, MA 02138, USA
Abstract
The "eld of "nancial econometrics has had a glamorous run during the life span of the Journal of Econometrics. This note provides a selective summary of the most important developments in the "eld over the past two decades, notably ARCH and GMM, along with a discussion of promising avenues for future research. ? 2001 Elsevier Science S.A. All rights reserved.
JEL classixcation: C1; G1
Keywords: ARCH; GMM; High-frequency data; Long memory; Continuous
time
modeling; Risk-neutral distributions
In: Economics
Your answer to Section A should be about 250 words.
Please use APA style for all aspects of this Question. You must cite all course materials in-text; improper or missing citations will receive a zero grade and/or a formal investigation of academic misconduct. You are not allowed to use internet materials, quotations from outside readings or any “cut and paste” learning materials in any of your written answers. Write in your words only and draw on required course materials only
In: Economics
Review Problems for Cost Classification
1.
The cost of leather used in the production of women’s
shoes.
2.
Maintenance costs for painting equipment in a car
factory.
3.
The VP of HR’s annual salary.
4.
Rent on the manufacturing facility.
5.
Depreciation on a tradeshow booth.
6.
Salary of a labourer hired to sew soles to shoes.
7.
Telephone charges of the CEO’s assistant.
8.
Cost of paper required to print coupons to be mailed to
customers.
9.
Rent on the head office building.
10.
Shipping charges for goods shipped to customers.
11.
Cost of an abstract painting for the head office
cafeteria.
12.
The cost of a 30-second Superbowl Ad
Categorize by:
1 – type of cost?
2 – Product or Period Cost/
3 – What is the underlying cost behavior – Fixed or
Variable?
In: Finance
Evening all,
I'd like to get a detailed, clear, and well articulated answer to the below question. Please use correct english and grammar and proof-read your response. Please provide at least 2 detailed pages (double spaced), and provide at least one example and an abstract (executive summary) to start things off. PLEASE DO NOT COPY (PLAGIARISM) OFF THE INTERNET.
Green computing is the environmentally responsible and eco-friendly use of computers and their resources. In broader terms, it is also defined as the study of designing, manufacturing/engineering, using and disposing of computing devices in a way that reduces their environmental impact.
Question for essay: What initiatives could an organization do for green computing
Note: PLEASE USE CORRECT ENGLISH. No English as a 2nd language!! No disrespect, but a lot of you Indian students have terrible grammar.
In: Computer Science
True or False
1.An association is a description of a group of links with common behaviors and semantics.
2.An association is a logical construct, of which a reference is a generalization alternative.
3.Multiplicity specifies the number of instances of one object.
4.An association class is an association that is also a class.
5.An association class may have attributes, operation and participant in associations.
6.A qualified association is an association in which the objects in a “many” generalization are partially disambiguated by a qualifier.
7.Generalization is an important construct for both conceptual modeling and implementation.
8.To build complex systems, the developer must abstract different views of the system, build models using precise notations.
9.When analysts construct a model of the application, the detail implementation information will need to be considered.
10.The model has two dimensions – a view of a system and a stage of development.
In: Computer Science