James is a college senior who is majoring in Risk Management and Insurance. He owns a high-mileage 1998 Honda Civic that has a market value of $2,800. The current replacement value of his clothes, television sets, stereo set, cell phone, and other property in a rented apartment totals $9,000. He has a waterbed in his rented apartment that has leaked in the past. An avid runner, James runs 5 miles daily in a nearby public park that has the reputation of being very dangerous because of drug dealers, numerous assaults and muggings, and drive-by shootings. For each of the following risks or loss exposures, identify an appropriate risk management technique that could have been used to deal with the exposure. Explain your answer. (3 questions)

1. Liability lawsuit against James arising out of negligent operation of his car

2. Waterbed leak that causes property damage to the apartment

3. Physical assault on James by gang members who are dealing drugs in the park where he runs

6. ​Recently, fixed mortgage rates have been at historical lows due to the housing slowdown. The data table linked below shows the​ 30-year fixed average mortgage rate for the month of December every year between 1987 and 2010.

Year   Rate_(%)
1987   11.09
1988   11.04
1989   10.17
1990   9.93
1991   8.57
1992   8.3
1993   7.25
1994   9.04
1995   7.21
1996   7.06
1997   7.07
1998   6.84
1999   7.65
2000   7.74
2001   7.07
2002   6.84
2003   6.94
2004   6.79
2005   7.02
2006   6.82
2007   6.63
2008   5.88
2009   5.64
2010   5.4

b. Forecast the average December mortgage rate in 2011 using a trend projection ​(Round to two decimal places as​ needed.)

c. Calculate the MAD for this forecast. ​(Round to two decimal places as​ needed.)

d. Determine the Durbin–Watson statistic (Round to two decimal places as​ needed.)

e. Identify the critical values. ​(Round to two decimal places as​ needed.)

Anurag has screened some stocks for investment basis their profits and growth. However he is not able to decide if he should invest in these at the current market rates. You are required to advise him regarding his selected stocks basis the available information. Mask Ltd is currently trading at Rs 525 and expected to yield a return of 8%, has a beta of 11 Sanitizer Ltd which trades at Rs 65 and is expected to yield 12% return, has a beta of 1.3. Quarantine Ltd having a beta of 1.2 is trading at Rs 128 and would deliver a return of 9%. Virus Ltd currently commanding a rate of Rs 1998 may deliver 7% return and has a beta of 0.7. The return on the long term Government bonds is 3.5% and the market risk premium is 5%.

You are required to help Anurag plot the stocks on SML and advise if he should invest in his chosen stocks. Please show appropriate calculations and interpretation to support your advice.

please try to give answer within 1Hr

6. ​Recently, fixed mortgage rates have been at historical lows due to the housing slowdown. The data table linked below shows the​30-year fixed average mortgage rate for the month of December every year between 1987 and 2010.

Year   Rate_(%)
1987   11.09
1988   11.04
1989   10.17
1990   9.93
1991   8.57
1992   8.3
1993   7.25
1994   9.04
1995   7.21
1996   7.06
1997   7.07
1998   6.84
1999   7.65
2000   7.74
2001   7.07
2002   6.84
2003   6.94
2004   6.79
2005   7.02
2006   6.82
2007   6.63
2008   5.88
2009   5.64
2010   5.4

b. Forecast the average December mortgage rate in 2011 using a trend projection ​(Round to two decimal places as​ needed.)

c. Calculate the MAD for this forecast. ​(Round to two decimal places as​ needed.)

d. Determine the Durbin–Watson statistic (Round to two decimal places as​ needed.)

e. Identify the critical values. ​(Round to two decimal places as​ needed.)

Consider the following Data:

1. Calculate measures of central tendency and spread for coffee and tea.
2. Create Histograms and Box-Plots for both coffee and tea, displaying the number of years in each interval of consumption in L/person.
3. Create scatter plots for Coffee vs. Year and Tea vs. Year and Coffee vs. Tea.  
4. Create and record the lines of best fit for each and the correlation coefficient.

Automotive: The following table presents a portion of the annual returns for Fidelity's Select Automotive Fund (in percent). This mutual fund invests primarily in companies engaged in the manufacturing, marketing, or the sales of automobiles, trucks, specialty vehicles, parts, tires, and related services.

1.State the null and the alternative hypothesis in order to test whether the standard deviation is greater than 35%.

2.What assumption regarding the population is necessary to implement this step?

3. Calculate the value of the test statistics.

4. Find the p-value.

5.At a=0.05, what is your conclusion?

View 3

Seneca Courses Inc.

Employee Forms

All employee information for SCI is maintained on file forms. The following are sample employee information forms:

Business Rules:

1. SOC_INS must always be different for each employee.

2. EMP_NAME must always have a value.

Normalize the above user view. Document all steps including UNF, 1NF, Dependencies, 2NF, and 3NF and explain or list the primary key and foreign

Using out two-team model, graphically demonstrate that the marginal revenue (MR) from hiring talent is equal across large and small revenue markets in equilibrium. In the same graph, show and clearly label revenue imbalance, competitive imbalance and payroll imbalance.

Hint: You should use a two-team model (one large revenue team and one small revenue team and assume that their winning percentages sum to 1.00)

MR_L = 100 – 120 W_L

MR_S = 60 – 80 W_S

Solve for both winning percents and the MR in equilibrium. Show this on your graph.

Forecast the advertising revenue for each quarter in 2011 using seasonal dummy variables and a best subsets regression.​ (Let the first dummy variable be equal to 1 for Quarter 2 and so​ on, following the order of the seasonal categories in the given​ table.

2008

2009

2010

A) The revenue forecast for the first quarter in 2011 is?

The revenue forecast for the second quarter in 2011 is?

The revenue forecast for the third quarter in 2011 is?

The revenue forecast for the fourth quarter is?

B.) quarter 4 has an average revenue that is ___ above that for quarter !

C.) Calculate the MAD for the forecast.

-The demand for low-priced goods is relatively _________, and the demand for high priced goods is relatively __________.

-The more time you have to adjust to a price change, the _________ (more/less) elastic is your response, because time allows consumers to seek out available substitutes.

-For elastic, an increase in price leads to ________ in total revenue, and decrease in price leads to _______ in total revenue.

-For inelastic, increase in price leads to _______ in total revenue, and decrease in price leads to _____ in total revenue.

-For unitary elastic, increase in price leads to _______ in total revenue, and decrease in price leads to _____ in total revenue.

-Consider the market for bicycles. If a dealer cuts price by 20 percent and sells 10 percent more bikes, then demand for bicycles is:

A. Inelastic, and total revenue will increase.

B. Elastic, and total revenue will increase.

C. Inelastic, and total revenue will decrease.

D. Elastic, and total revenue will decrease.

- If popcorn sales declined 20% when the candy price dropped 10%, the cross-price elasticity of demand for popcorn = __________, a relatively elastic response.

If popcorn sales declined 20% when the movie admission price increased 10%, the cross-price elasticity of popcorn is _____, a relatively elastic response.

- When goods are substitutes, cross-price elasticity is _______. When goods are complements, cross-price elasticity is ______.

- Your income rises by 10%. You go to the movies more and buy 20% more popcorn. Income elasticity of demand for popcorn is ______.

-When a good is a normal good, income elasticity is ________. When a good is an inferior good, income elasticity is _______.

-Income elasticity of demand = 3.29 =>popcorn is an (a) ____ good b/c the income elasticity of demand is __________.