Questions
An insurance company has written two life insurance policies for a husband and wife. Policy 1...

An insurance company has written two life insurance policies for a husband and wife. Policy 1 pays $10,000 to their children if both husband and wife die during this year. Policy 2 pays $100,000 to the surviving spouse if either husband or wife dies during this year. The probability that the husband will die this year is .011. The probability that the wife will die this year is .008. Find the probability that each policy will pay a benefit this year. Assume that the deaths of husband and wife are independent

In: Statistics and Probability

Answer the following questions and draw the cash flow diagrams for each:



Answer the following questions and draw the cash flow diagrams for each:

 (a) What are the equivalent annual payments over a 15-year period for a present value of $14,500 and a compound interest rate of 6% per year.

 (b) What are the annual equivalent payments for a present value of $445,000 in perpetuity and a compound interest rate of 6% per year

 (c) What is the present worth of $15,000/year for 30 years at a compound interest rate of 6% per year?

In: Finance

Compute the missing amount for each of the following separate companies in columns B through E....

Compute the missing amount for each of the following separate companies in columns B through E. (Losses and amounts to be deducted should be indicated with a minus sign.)


CBS

ABC

CNN

Equity, beginning of year

$0

$0

$0

$0

Owner investments during the year

110,000

98,560

220,736

Dividends during the year

(54,000)

(9,000)

(54,000)

Net income (loss) for the year

106,000

54,640

(5,000)

Equity, end of year

$112,000

$108,640

$120,736

In: Accounting

I am needing the following questions answered based on General Motors Company (GM), using the 2019...

I am needing the following questions answered based on General Motors Company (GM), using the 2019 fiscal year

19. What investing activity provided the largest inflow of cash in the current year?

20. What investing activity used the largest amount of cash in the current year?

21. What financing activity provided the largest inflow of cash in the current year?

22. What financing activity used the largest amount of cash in the current year?

In: Accounting

a company reports the following information for the current year. all beginning inventory amounts =$0 this...

a company reports the following information for the current year. all beginning inventory amounts =$0 this year.

unites produced this year 43,000 units, units sold this year 25,800, direct materials 27, direct labor 29 variable overheard 129,000 fixed overheard $215,000.

units sold this year 25,800. Given the data, and the knowledge that the product is sold for $83 per unit and operating expenses are $380,000, compute the net income under absorption and variable costing?

In: Accounting

Financial calculator Due to a recession, expected inflation this year is only 3.25%. However, the inflation...

Financial calculator
Due to a recession, expected inflation this year is only 3.25%. However, the inflation rate in Year 2 and thereafter is expected to be constant at some level above 3.25%. Assume that the expectations theory holds and the real risk-free rate (r*) is 2.25%. If the yield on 3-year Treasury bonds equals the 1-year yield plus 2.25%, what inflation rate is expected after Year 1? Round your answer to two decimal places.

In: Finance

Last year, XYZ Company paid a dividend of $3.40. It expects zero growth in the next...

Last year, XYZ Company paid a dividend of $3.40. It expects zero growth in the next year. In years 2 and 3, 5% growth is expected, and in year 4, 15% growth. In year 5 and thereafter, growth should be a constant 8% per year. What is the maximum price per share that an investor who requires a return of 13% should pay for XYZ common stock?

Select one:

a. $71.74

b. $68.15

c. $73.63

d. $69.91

In: Finance

Last year, XYZ Company paid a dividend of $3.40. It expects zero growth in the next...

Last year, XYZ Company paid a dividend of $3.40. It expects zero growth in the next year. In years 2 and 3, 5% growth is expected, and in year 4, 15% growth. In year 5 and thereafter, growth should be a constant 6% per year. What is the maximum price per share that an investor who requires a return of 11% should pay for XYZ common stock?

Select one:

a. $71.74

b. $73.63

c. $69.91

d. $68.15

In: Finance

Last year, XYZ Company paid a dividend of $3.40. It expects zero growth in the next...

Last year, XYZ Company paid a dividend of $3.40. It expects zero growth in the next year. In years 2 and 3, 5% growth is expected, and in year 4, 15% growth. In year 5 and thereafter, growth should be a constant 8% per year. What is the maximum price per share that an investor who requires a return of 13% should pay for XYZ common stock?

Select one:
a. $73.63
b. $71.74
c. $68.15
d. $69.91

In: Finance

What is the present value of a 1000 USD annuity for 10 years, with the first...

What is the present value of a 1000 USD annuity for 10 years, with the first payment occurring at the end of year 10 (that is, ten 1000 USD payments occurring at the end of year 10 through year 19), given a discount rate of 10 percent?
Given a 10 percent discount rate, what is the present value of a perpetuity of 1000 USD per year if the first payment does not begin until the end of year 10?
Please explain clearly.

In: Finance