Your friend Mark is quite worried about the recent volatility in equity markets due to the current health pandemic and is thinking about investing in the bond market. He contacts you to seek your advice on bond markets. You have undertaken some research and find the following information regarding yield on different bonds.

(i) 1.8% current one-year bond

(ii) 1.9% expected one-year bond rate in 24 months’ time

(iii) 1.93% three-year bond rate

REQUIRED:

1. Using the pure expectations theory advise your friend on the yield he should expect on a one-year bond in 12 months’ time.

2. Identify and explain to your friend two assumptions of the pure expectations theory that are challenged by the segmented markets approach to interest rate determination.

3. Your friend has heard that inflation is anticipated to rise significantly over the next few years. Explain to him what effect would this expected rise in inflation have on the slope of a normal yield curve? Also, what effect, if any, this change in inflation will have on the value of his bond investments?

• 2-1 Your organization collects data on individual patients shown in Appendix Table 2. Identify whether each variable is measured nominally, ordinally, or as an interval/ratio variable.
• 2-2 What statistical measures would you use to summarize the variable for age? What about for gender? For convenience satisfaction? How would you present these graphically?
• 2-3 If you are interested in whether satisfaction scoring differed by the amount the individual paid as a co-pay, how would you state this inquiry as testable hypotheses (the null and alternative)? What statistical test would you run to test this hypothesis?
• 2-4 Perform the test defined in Table 2-3. State your conclusions.
• 2-5 Compare gender and having Rx coverage. State your hypotheses. Perform the appropriate statistical test and interpret.

Appendix Table 1 Chi-Square Values by Alpha Level and Degrees of Freedom

Appendix Table 2 Patient Satisfaction, by Insurer, Same Day of Appointment, Prescription Coverage and Level of Co-pay

James is a 45 year old man who is brought into the clinic after cutting his right hand with a knife while installing carpet. He has cleaned his hand and wrapped the cut in a bandage which has stopped the bleeding. His physical examination reveals a clean 2 inch laceration (cut) in his right palm which is well-approximated (the edges of the wound align). His vital signs are stable, and he has agreed to surgical repair of his laceration. He states that his pain is a 6/10, and describes it as being a sharp pain, directly in the area of the laceration.

What type of pain is James experiencing? Be specific about the type and subtype, and explain your rationale.

In 3-6 sentences, explain the transmission of James’ pain. Include the transduction, transmission, modulation, and perception of the pain.

Laceration repair involves the use of a needle to draw the suturing material through the healthy tissue. What type of analgesia do you expect to be used to control James’ pain while repairing his laceration? Explain why that type of analgesia would be used, as well as the specific mechanisms by which it will control James’ pain.

James is a 45 year old man who is brought into the clinic after cutting his right hand with a knife while installing carpet. He has cleaned his hand and wrapped the cut in a bandage which has stopped the bleeding. His physical examination reveals a clean 2 inch laceration (cut) in his right palm which is well-approximated (the edges of the wound align). His vital signs are stable, and he has agreed to surgical repair of his laceration. He states that his pain is a 6/10, and describes it as being a sharp pain, directly in the area of the laceration.

• What type of pain is James experiencing? Be specific about the type and subtype, and explain your rationale.
• In 3-6 sentences, explain the transmission of James’ pain. Include the transduction, transmission, modulation, and perception of the pain.
• Laceration repair involves the use of a needle to draw the suturing material through the healthy tissue. What type of analgesia do you expect to be used to control James’ pain while repairing his laceration? Explain why that type of analgesia would be used, as well as the specific mechanisms by which it will control James’ pain.

You can find nominal GDP (PxY) by going to bea.gov (Links to an external site.). Under Section 1, use Table 1.1.5. Be sure to use the "Modify" button to select the last 4 years, and change the 'Series" data to annual. Now you have 4 years of nominal GDP.

Colleagues,"sales knowledge" is another critical component to your success in sales. Knowledge of your Customers/Prospects, your Products, and the Technologies available that sales professionals use are the three components of building knowledge.

A sales representative who does not perfectly understand the product they’re selling will very likely be ineffective in trying to win clients. Product training is one of the very first things you would receive as a new sales representative (let's assume that you have attended training and have a basic understanding of your product). From the training you should be able to explain in detail how your product works, its unique advantages and benefits, and the reasons it appeals to your company’s ideal customers/prospects. With this knowledge you will be better positioned to craft an effective sales pitch, highlight each product’s strongest features, advantages and benefits. Deep product knowledge is honestly one of the few things that separates top sales representatives like you from the rest.

For this weeks exercise we are going to have some fun with researching products and comparing them against competitors. Here you will use a pure FAB approach, comparing and contrasting products.

You are the Senior Sales Representative for TESLA, selling their "Tesla Solar Roof" products:

(https://www.tesla.com/solarroof)

Your job is to select a competing solar energy providers in the marketplace (your competitors) and prepare a Features/Advantages/Benefits presentation that shows the unique differentiation of your product vs. the competition (why would someone buy your product over other options available in the market?). Here you will need to study and value the key variables that make your product better, and using FAB. Using the Internet (one of the many technologies available to you) you will study your product and pick & compare it to your competitors.

This third project requires you to invent a merchandising business. You are required to create the financial statements for its first year of operations:

Create your company’s multi-step income statement for the year ended 12/31/18.

Create the retained earnings statement for the year ended 12/31/18.

Create the classified balance sheet dated 12/31/18.

Give me a simple sentence about what your business sells. It can be stated before or after the financial statements.

Hints and reminders:

Make sure the statements ‘flow’ with each other.

Be sure to start the income statement with Net Sales.

Be sure to include a line for Operating Income and an item for the Other Revenue/Expense (Interest expense or Interest revenue) section of the income statement.

Be sure to include Inventory as a current asset on your balance sheet and CGS on your income statement!!

Be sure to include Accumulated Depreciation on the balance sheet if you record Depreciation expense on the income statement.

Be sure you have an amount in the common stock account.

You are not required to pay dividends.

You will be ‘making up’ amounts. Your business can be as successful as you like. Just make sure your balance sheet balances!

Hand in:

The three statements you created

The sentence describing what your company sells

A researcher knows that the body weights of 6-year olds in the state is normally distributed with µ = 20.9 kg and σ = 3.2.  She suspects that children in a certain school district are different.  With a sample of n = 16 children, the researcher obtains a sample mean of M = 22.8.  

1. State the Independent and Dependent Variables
2. State the Null Hypothesis in words and symbols.

b State the alternative Hypothesis in words and symbols.

3. Compute the appropriate statistic.
4. What is the decision (Retain or Reject)
5. State the full conclusion in words

Effect

Direction

Size of Effect

Use a two-tailed test and the .05 of significance to determine if the weights for this sample are significantly higher  than what would be expected for the regular population of 6-year- olds.

Chronic kidney disease is a gradual loss of kidney function. In this assignment, you will explore this disease in more detail using the scenario below.

Scenario:
You are a healthcare provider who is preparing to meet with a patient who has recently been diagnosed with chronic kidney disease. You are tasked with explaining this disease and its treatment options to your patient.

PLEASE ANSWER THE WHOLE THING...

To complete this assignment, do the following:

1. Research this disease using a minimum of 2 source(s).
2. In a minimum of 2 pages (not counting the references page), address the following:
   • Explain how chronic kidney disease develops and the potential causes.
   • Describe the treatment options that exist.
3. Include a references page at the end of your document, formatted using the APA guidelines, that lists your research sources.

Review the Discussion FAQs Module.

Respond to the following:

The president of your company wants you to count merchandise inventory from the factory in preparation for a visit from stockholders. The president asks you to make the inventory a bit heavy by counting one row twice to cause the net income to show a higher number. What should you do?

Okay let's talk first about what we are not interested in:

1) Your moral compass or ethics. I'm not being sarcastic but it really doesn't matter in this instance. We don't care about whether you personally think it is right or wrong. The only thing that matters is GAAP-and whether we are accurately reporting if we do this.

2) Reporting to anyone, law enforcement, SEC, upper management. We aren't going to have a conversation about reporting it to anyone and documenting this request. It doesn't matter. These types of issues are almost never a legal issue anyway.  

3) Effects on financial statements in vague terms such as "thrown off", "out of balance", or any other term that does not state specifically how the statement is inaccurate.

Here's what we do care about:

1) What does GAAP principles say about this type of action?

2) How is the income statement affected? Is gross profit understated or overstated or just right? Is net income overstated or understated or just right? Is the balance sheet correct? If not, what account(s) are off specifically. For example, you can't just say assets-you have to say exactly which asset. You can't just say equity, you have to say which equity account. Are they overstated or understated?