1) What experimental techniques would one use to gain the following information about a sample surface? (a). conducting or insulating regions; (c) magnetic domains; (d) presence of dislocations.

2) Compare and contrast STM with AFM. How does each operate? What are the advantages and disadvantages of each method?

1.What is the main document an external client would use to provide information about particular design elements they require in document design and production?

2.List the four (4) key documents that an organisation may have available internally to use to instruct their employees on how ensure document design is consistent with company and/or client requirements.

3.What are the six (6) essential elements of the document you identified in (b) above?

In this discussion talk about digital forensics examining cases.

What tools and software can you use?

What evidence might you find in computers or other crime scenes?

Add any useful insight that you might have.

what are some tools/strategies I can use to find out about the interests and ability levels of students? How could I use this information to meet individual needs?

Textbook Question 3

Use what you have learned about the time value of money to analyze each of the following decisions:

Decision #1:   Which set of Cash Flows is worth more now?

Assume that your grandmother wants to give you generous gift. She wants you to choose which one of the following sets of cash flows you would like to receive:

Option A: Receive a one-time gift of $ 10,000 today.   

Option B: Receive a $1500 gift each year for the next 10 years. The first $1500 would be

     received 1 year from today.                 

Option C: Receive a one-time gift of $18,000 10 years from today.

Compute the Present Value of each of these options if you expect the interest rate to be 3% annually for the next 10 years.    Which of these options does financial theory suggest you should choose?

       Option A would be worth $__________ today.

      Option B would be worth $__________ today.

       Option C would be worth $__________ today.

       Financial theory supports choosing Option _______

Compute the Present Value of each of these options if you expect the interest rate to be 6% annually for the next 10 years. Which of these options does financial theory suggest you should choose?

       Option A would be worth $__________ today.

       Option B would be worth $__________ today.

       Option C would be worth $__________ today.

      Financial theory supports choosing Option _______

Compute the Present Value of each of these options if you expect to be able to earn 9% annually for the next 10 years. Which of these options does financial theory suggest you should choose?

       Option A would be worth $__________ today.

       Option B would be worth $__________ today.

       Option C would be worth $__________ today.

       Financial theory supports choosing Option _______

Decision #2: Planning for Retirement

Erich and Mallory are 22, newly married, and ready to embark on the journey of life.   They both plan to retire 45 years from today. Because their budget seems tight right now, they had been thinking that they would wait at least 10 years and then start investing $3000 per year to prepare for retirement. Mallory just told Erich, though, that she had heard that they would actually have more money the day they retire if they put $3000 per year away for the next 10 years - and then simply let that money sit for the next 35 years without any additional payments – then they would have MORE when they retired than if they waited 10 years to start investing for retirement and then made yearly payments for 35 years (as they originally planned to do).   Please help Erich and Mallory make an informed decision:   

Assume that all payments are made at the END a year (or month), and that the rate of return on all yearly investments will be 7.2% annually.  

(Please do NOT ROUND when entering “Rates” for any of the questions below)

1. How much money will Erich and Mallory have in 45 years if they do nothing for the next 10 years, then put $3000 per year away for the remaining 35 years?

2. How much money will Erich and Mallory have in 10 years if they put $3000 per year away for the next 10 years?

b2) How much will the amount you just computed grow to if it remains invested for the remaining

35 years, but without any additional yearly deposits being made?

3. How much money will Erich and Mallory have in 45 years if they put $3000 per year away for each of the next 45 years?

How much money will Erich and Mallory have in 45 years if they put away $250

4. per MONTH at the end of each month for the next 45 years? (Remember to adjust 7.2% annual rate to a Rate per month!)

5. If Erich and Mallory wait 25 years (after the kids are raised!) before they put anything away for retirement, how much will they have to put away at the end of each year for 20 years in order to have $1,000,000 saved up on the first day of their retirement 45 years from today?

Fynn enters into a contract to sell Toby his 1999 Commodore for $3,000. During negotiations leading up to the contract Fynn assured Toby that there was no rust in the car.

Examine the following three situations and:

• state whether Fynn’s statement about rust is a term of the contract or a representation (just write term or representation) and

• state the rule and the case that best support your decision.

1. Where three weeks pass before Toby accepts Fynn’s offer.

2. Where Fynn and Toby write down all the things they have agreed to (including the no-rust assurance) on a sheet of paper that neither sign.

Please refer to the question from textbook Stats: Data and Models 4th Edition, Chapter 4, Exercises, Section 4.5 Chapter exercises #22 Camp Sites, part (b): How many parks would you classify as outliers ? Explain

The price of a call option with a strike of $100 is $10. The price of a put option with a strike of $100 is $5. Interest rates are 0 and the current price of the underlying is $100. Can you make an arbitrage profit? If so how? Describe the trade and your pay offs in detail.

Part 2: The price of a call option with a strike of $100 is $10. The price of a put option with a strike of $100 is $15. Interest rates are 0 and the current price of the underlying is $105. Can you make an arbitrage profit? If so how? Describe the trade and your pay offs in detail.

1.

We are all may be here for a different reason - some of us need the general education requirement, some are fulfilling a program requirement, and some may find the material interesting! Either way, I'm sure that we all come into this class with a preconceived view about the field of psychology.

So...what do you think?  Are psychologists just those bearded, white-haired old timers who nod at your every word while judging everything you say!? Do you have a preconceived notion of what this field is all about? Here are a few questions to get you discussing your thoughts about the field.

A. What comes to mind when thinking about the field of psychology?

B. What names come to mind when thinking of the field?

C. What do you think psychologists do? After you state what you think they do, find out what they really do (either cite our text or look online at apa.org). In other words, do your expectations match reality? Also, include an area that surprised you in your reading - what made you say: "wow, I didn't know they did this!"

2.

As our text describes, the history of psychology is full of great discoveries and advances. Our history is also marred with a number of unethical approaches to observing and assessing human behavior. For this discussion post I would like you to choose one study (for example you could choose; Henrietta Lacks or the Tuskegee experiment) that demonstrated an unethical approach to studying the mind and behavior and or human body.   

Be sure to:

(A). What happened in the study - give details of the timeline, the population studied, and what was done.  

(B). Name at least 2 ways in which this study was unethical and what underlining ethical principle(s) were violated.  

(C). In what ways could this study have been completed ethically? In other words, could anything have been changed to study the same objectives in an ethical way?

(D). What's your take on this study? How did you react when reading about it? What do you think lead the researchers to conduct such a study?

In what respects does a UML state diagram differ from a state transition diagram?