21. A mother’s use of cigarettes and alcohol is most damaging to the fetus during the third trimester of pregnancy.

22. It is possible for healthy individuals to be carriers for a dominant genetic disease.

23. “Phenotype” refers to the allelic composition of an individual while “genotype” is what is expressed.  

24. Transcription refers to the process of transferring DNA sequence information to RNA.

25. There is little scientific consensus regarding the idea that current global climate change is largely human-induced.

26. The term “anthropogenic” refers to changes in the environment that are naturally-occurring.  

Until recently, the US Dollar had been appreciating. This was occurring as the growth rates of European and some Asian economies were slowing. Based on these two trends only, how would the rate of growth for the US economy change from its previous levels (provide your basis for this). What should the effect of these two factors be on interest rates, the S&P 500 index, and commodity prices (briefly provide your basis for each of these changes). DO NOT ASSUME ANY ACTIONS BY THE FEDERAL RESERVE IN FORMULATING YOUR ANSWER.

When the duration gap is negative, it means that the duration of assets < duration of liabilities, so liabilities are more sensitive than assets to interest rate changes. My understanding of this is, that if interest rates fall, you pay less on liabilities, and so income would increase....but then why would equity decrease? Wouldn't equity increase?

I'm also confused as to why a negative gap would mean that a rise in interest rates makes equity increase and why a positive gap would mean a decrease in equity with interest rate increases

Spain and England were the first two countries to have explorers circumnavigate the globe. Spain accomplished the first voyage around the world under the leadership of Ferdinand Magellan in 1522. The English voyage, led by Sir Francis Drake, was completed in 1580 (Drake’s expedition was actually the third to circumnavigate the earth as another Spanish crew had completed the journey in the interim). This essay assignment provides you with the opportunity to read about and study firsthand accounts of these incredible voyages in an effort to understand the great changes taking place during this period of history.

2. The courts once decided that Microsoft was a monopoly. How has the interpretation of monopolies and the government’s role in dissipating their power changed over time? Would you consider Facebook a monopoly today?

3. What has been the response of many firms to the uncertainty brought about by increased globalization? How might partnerships help firms adapt to these opportunities and changes?

4. Contrast the barriers to entry into the fast food restaurant industry and the computer industry. Are barriers to entry getting higher or lower in each of those industries? Why?

Why do the voltage and current in the pickup coil cycle between negative and positive? Explain in detail using Faraday’s Law. Remember, Lenz’s Law is part of Faraday’s Law! Although it will not be covered explicitly in this class, this is known as alternating current.

a. How the magnetic flux through the loop changes as the magnet rotates (is the flux maximal when the magnet is horizontal or vertical on the screen? Why?)

b. How this changing magnetic flux works to create an emf (potential difference) in the coil which alternates over time (use the Faraday’s law equation)

Now that you have reviewed Ch. 07 Safety( it is about fire safety and escape plane)  and 08 Inventory procedures( it is about medical office equipment: computers, fax machine, etc.. ), describe how the chapter has influenced changes within your home and/or current place of employment, to be 'more organized and implement safety strategies' for all members of the household. Describe how COVID has had an impact on your household inventory and safety practices. Will those altered COVID inventory and safety practices be the new norm into 2021?

Part 1: Pricing Strategy

Briefly describe pricing for your product or service for non for profit youth program. How does this compare to competitors, assuming competitors are at or near break-even point with their pricing? Analyze pricing alternatives and make recommendations about pricing going forward based on the following:

• How sensitive are your customers to changes in price?
• What revenue do you need to break even and achieve profitability?

• What does the price say about your product in terms of value, quality, prestige, etc.?

In a test of the effectiveness of garlic for lowering​ cholesterol, 45 subjects were treated with garlic in a processed tablet form. Cholesterol levels were measured before and after the treatment. The changes in their levels of LDL cholesterol​ (in mg/dL) have a mean of 4.1 and a standard deviation of 18.6

Construct a 90​% confidence interval estimate of the mean net change in LDL cholesterol after the garlic treatment. What does the confidence interval suggest about the effectiveness of garlic in reducing LDL​ cholesterol?

What is the confidence interval estimate of the population mean μ​?