Discuss the advantages and disadvantages of the price system
In: Finance
100 tons of MSW is combusted per day at a W.T.E. facility.
Assume the MSW is 100% dry volatile solids with the following molar ratio: C9H2O4
Calculate the total oxygen demand of this 100 tons of waste in whole standard cubic feet per minute.
In: Other
In a sample of 1000 recent MBA graduates, 700 said they earn over $100,000 per year, 300 said that 100% of their health insurance premiums are paid by the company for which they work, and 100 said that they neither earn over $100,000 per year, nor does their company pay 100% of their health insurance premiums. Compute the probability of a recent MBA graduate earning over $100,000 per year and having 100% of their health insurance premiums.
In: Statistics and Probability
Mr. Antony inherited the following securities on his uncle’s death:
|
Types of security |
No of securities |
Annual coupon % |
Maturity years |
Yield % |
|
Bond A (Rs 1,000) |
10 |
12 |
4 |
14 |
|
Bond B (Rs 1,000) |
10 |
8 |
7 |
11 |
|
Preference shares C (Rs 100) |
100 |
12 |
- |
14 |
|
Preference shares D (Rs 100) |
100 |
13 |
- |
15 |
Compute the current value of his uncle’s portfolio.
In: Finance
Part a.
You have bought a property and have four different options on how to pay for the property purchase. The four options are:
$ 200,000 p.a. paid every year for five years with the first payment paid at the end of the first year.
$250,000 p.a. for six years with the first payment paid at the end of the first year.
$1,000,000 at the end of the fifth year and $1,250,000 at the end of the 10th year.
A $20,000 deposit paid now plus $100,000 p.a. paid forever from the rental of the property. The first $100,000 is paid at the end of the first year.
Required:
Using a required rate of return of 12% p.a., rank the order in which you would pay for the property from cheapest to most expensive, and provide the PV of each option.
Part b.
Luke and Monica are proud parents of baby Lily who is 2 years old. They want to send Lily to Presbyterian Ladies’ College (PLC), a prestigious private girl college, when Lily enters secondary college. They estimate that to fully fund the cost of Lily’s secondary education they will need to have $120,000 at the time Lily is 13 years old. They currently
have $10,000 in an education fund for Lily which will be invested at 8% per annum until she reaches 13. They also intend to make monthly contributions into an investment account that pays 12% per annum (i.e 1% per month) with annual compounding. What is the monthly contribution if they were to achieve their saving objective of $120,000 when Lily is 13 years old?
Part c.
XYZ company is expected to pay a dividend per share of $1.1 for the coming year. It expected that company can maintain a dividend growth of 15% a year for the next 3 years. Given an in-depth analysis, it comes to term that the growth rate will decline to 5 per cent per annum and remains at that level indefinitely. The required rate of return on the shares is 12 per cent per annum.
Calculate the current share price.
If the market for the company is $20.00, will you recommend to buy this stock?
(4+2 marks)
In: Finance
Part a.
You have bought a property and have four different options on how to pay for the property purchase. The four options are:
Required:
Using a required rate of return of 12% p.a., rank the order in which you would pay for the property from cheapest to most expensive, and provide the PV of each option.
Part b.
Luke and Monica are proud parents of baby Lily who is 2 years old. They want to send Lily to Presbyterian Ladies’ College (PLC), a prestigious private girl college, when Lily enters secondary college. They estimate that to fully fund the cost of Lily’s secondary education they will need to have $120,000 at the time Lily is 13 years old. They currently
have $10,000 in an education fund for Lily which will be invested at 8% per annum until she reaches 13. They also intend to make monthly contributions into an investment account that pays 12% per annum (i.e 1% per month) with annual compounding. What is the monthly contribution if they were to achieve their saving objective of $120,000 when Lily is 13 years old?
Part c.
XYZ company is expected to pay a dividend per share of $1.1 for the coming year. It expected that company can maintain a dividend growth of 15% a year for the next 3 years. Given an in-depth analysis, it comes to term that the growth rate will decline to 5 per cent per annum and remains at that level indefinitely. The required rate of return on the shares is 12 per cent per annum.
In: Finance
In: Accounting
The company's financial year is the calender year. Certain costs (incl. wages, rents and taxes) of 202500 € total are paid out in the middle of each month.
The company's first financial year is, exceptionally, only six months of length (1.7.-31.12.). At the beginning of the first financial year, the company has taken out a loan of 7200000 € total that has not been amortized. However, an interest of 5 % p.a. has been paid at the end of the financial year. The company has made an initial investment of 10800000 €. Half of the investment has been paid during the previous financial year and the rest must be paid at the beginning of the second financial year. Nothing has been sold yet during the the first financial year.
The revenues of the second financial year are estimated according to shipped (billed) quantities of 30000 units at a unit price of 300 € per unit. The variable costs consist of purchasing the materials and are expected to be 171 € per unit. At the end of the second financial year, 3600000 € of the debt must be amortized and an interest must be paid.
The company then specifies the plan for the second financial year. 28 % of the annual volumes are delivered during the first half of the year and 72 % during the second. Monthly volumes are constant during both phases and the customers are given one month for payments. The company purchases the materials for the second financial year in three equal instalments. The first batch has arrived at the end of December, but the bill is not due until at the end of January. The next batches arrive at the beginning of May and September. In order for the business to run smoothly during the next year as well, the company purchases an additional batch of materials for 7500 units towards the end of December (20.12). Each batch is payable in 14 days.
It is recommended to make a table of months having the monthly information of incoming and outgoing payments allocated to the three cash flows, changes in cash and equivalents and total cash and equivalents.
Calculate the cash flow from operating activities and the cash flow from investment activities of the first financial year.
In: Finance