Your employer offers a 401(k) plan with a 45% match, and you set a goal of retiring in 25 years with an amount of money which has the same buying power that 1.4 million dollars has today. If the account earns an annual interest rate of 4.2% and the expected annual rate of inflation is 1.3%, how much should you contribute each month? Round your answer to the nearest dollar.

Discuss why environmental concerns are important to the tourism and hospitality industry in Malaysia. Suggest how stakeholders could contribute in creating environmental awareness among travellers visiting Malaysia. In many parts of the world tourism has caused problems. Explore the negative impacts of tourism illustrating through examples from TWO (2) different places of your choice (in Malaysia). Support your statements with appropriate references.

11. You earn $65,000/year in your first job after graduating from Texas Tech. You contribute $500/month to your retirement account. You have itemized deductions of: Property tax = $3,250; Charitable contributions = $800; State sales tax = $950; Mortgage interest = $1,725. Assume you are filing single and the Standard Deduction is $12,400. What is your taxable income?

Health information researchers learned from the food industry (specifically cereal) on the best way to relate drug information in an understandable form. Another Example: “Spillover” is a book by David Quammen or “Zoobiquity” by Barbara Natterson-Horowitz. These titles reveal the need for Veterinarians to partner with Physicians as many diseases are Zoonotic. Discuss other fields/disciplines that have potential to contribute innovations to healthcare and what they would look like.   Be creative.

Explain the following

a. How would you explain a term premium of zero? Is the term premium likely to be highest during a business cycle expansion or contraction?

b. Using a combination of the expectations and segmented market theory of the yield curve, explain what factors would cause the term premium to decline?

c. Recently the term premium has been negative. What factors would contribute to a negative term premium?

What are 2 potential research questions one might ask that relates to undetected rapist and predatory nature when conducting a research.

Before forming the question consider potential ethical or political issues related to the feasibility of investigating the questions.

Evaluate each question in terms of how it might:

Contribute to development of new knowledge;

lead to more effective practice interventions;

lead to social change;

be useful to other researchers

Nursing/Microbiology Question

1. Discuss the important considerations when collecting a throat sample.
2. What does the presence of neutrophils, macrophages, or respiratory epithelial cells indicate about a sputum sample?
3. How does mask-wearing and physical distancing contribute to prevention of COVID-19? Citizens in some countries routinely wear masks during flu season. Do you think this practice could or should be instituted in the U.S.?