I4) Brad, who uses the cash method of accounting, lives in a state that imposes an income tax

(including withholding from wages). On April 14, 2008, he files his state return for 2007, paying

an additional $600 in state income taxes. During 2008, his withholdings for state income tax

purposes amount to $3,550. On April 13, 2009, he files his state return for 2008 claiming a

refund of $800. Brad receives the refund on August 3, 2009. If he itemizes deductions, how

much may Brad claim as a deduction for state income taxes on his Federal income tax return for

calendar year 2008 (filed in April 2009)?

a. $3,350.

b. $3,550.

c. $4,150.

d. ss, l 50.

e. None of the above.

I 5) Rick and Carol Ryan, married taxpayers, took out a mortgage on their home for $160,000 ten

years ago. In October of the current year, when the home had a fair market value of $200,000 and

they owed $ I 25,000 on the mortgage, the Ryans took out a home equity loan for $1 10,000. They

used the funds to purchase a sailboat to be used for recreational purposes. The sailboat does not

qualify as a residence. What is the maximum amount of debt on which the Ryans can deduct

home equity interest?

a. $75,000.

b. $90,000.

c. Sl10,000.

d. $125,000.

e. None of the above.

I 6) Joseph and Sandra, married taxpayers, took out a mortgage on their home for $350,000 in 1989.

In May of this year, when the home had a fair market value of $450,000 and they owed $250,000

on the mortgage, they took out a home equity loan for $220,000. They used the funds to purchase

a single engine airplane to be used for recreational travel purposes. What is the maximum amount

of debt on which they can deduct home equity interest?

a. $50,000

b. $100,000

c. $220,000

d. $230,000

e. None of the above

17) Pedro's child attends a school operated by the church the family attends. Pedro made a donation

of $1,000 to the church in lieu of the normal registration fee of $200. In addition, Pedro paid the

regular tuition of $6,000 to the school. Based on this information, what is Pedro's charitable

contribution?

a. $0

b. $800

c. $1,000

d. $6,800

(1 point) Find the percent of observations from a standard normal distribution that satisfies each of the following statements. Note: Enter your answers in the form, 74.22, not 0.7422.

z>1.83z>1.83:

%

z<1.83z<1.83:

%

z>−0.89z>−0.89:

%

−0.89<z<1.83−0.89<z<1.83:

%

(1 point) Find the z-score from a standard normal distribution that satisfies each of the following statements.

(a) The point z with 2.09 percent of the observations falling below it.
z=z=

(b) The closest point z with 4.33 percent of the observations falling above it.
z=z=

(1 point) Almost all medical schools in the United States require applicants to take the Medical College Admission Test (MCAT). On one exam, the scores of all applicants on the biological sciences part of the MCAT were approximately Normal with mean 9.4 and standard deviation 2.2. For applicants who actually entered medical school, the mean score was 10.2 and the standard deviation was 1.7.

(a) What percent of all applicants had scores higher than 12?
ANSWER:   

%

(b) What percent of those who entered medical school had scores between 10 and 11?
ANSWER:   

%

(1 point) The temperature at any random location in a kiln used in the manufacture of bricks is normally distributed with a mean of 1025 and a standard deviation of 40 degrees.
If bricks are fired at a temperature above 1140, they will crack and must be disposed of. If the bricks are placed randomly throughout the kiln, the proportion of bricks that crack during the firing process is closest to

(Note: Please enter your answer in decimal form. For example, 5.02% should be entered as 0.0502.)

(1 point) Scores on a certain intelligence test for children between ages 13 and 15 years are approximately normally distributed with μ=106μ=106 and σ=24σ=24.

(a) What proportion of children aged 13 to 15 years old have scores on this test above 96 ? (NOTE: Please enter your answer in decimal form. For example, 45.23% should be entered as 0.4523.)
Answer:

(b) Enter the score which marks the lowest 30 percent of the distribution.
Answer:

(c) Enter the score which marks the highest 10 percent of the distribution.
Answer:

After ten years on the job, Drew is trying to decide whether to go back to school and get a masters degree. He performs a cost-benefit analysis to determine whether the cost of attending school will be covered by the increase in salary he will received after he attains his degree. He does research and compiles data on annual salaries in his industry, health care, along with the years of experience for each employee and whether the employee has a master’s degree. Earning his master’s degree will require him to take out about $20,000 in student loans. He has decided that if his analysis show that the degree will increase his salary by at least $10,000, he will enroll in the program.

The data used in his analysis are the following:

Drew added a dummy variable to indicate whether the employee had a master’s degree. The variable “Master’s dummy” took the value 1 if the employee had a master’s degree, 0 if not. He then regressed Salary on Years of Experience and the Master’s degree dummy. What results does he find? Show in JMP or Excel.

1. Conduct an F-test for the overall significance of the model.

2. Conduct a t-test to determine whether there is a statistically significant relationship between years of experience and salary, holding master’s degree constant.

3. Conduct a t-test to determine whether there is strong evidence that a Master’s degree increases salary by $10,000 or more, holding years of experience constant.

4. Based on the regression results, would you recommend that Drew pursue a Master’s degree? Why or why not?

trial balance is presented below for November 30, 2018.

It is the end of November and Natalie has been in touch with her grandmother. Her grandmother asked Natalie how well things went in her first month of business. Natalie, too, would like to know if the company has been profitable or not during November. Natalie realizes that in order to determine Cookie Creations’ income, she must first make adjustments.

Natalie puts together the following additional information.

Part 1: Prepare Adjusting Journal Entries

Part Two: Post the Adjusting Journal Entries

Part Three: Prepare the Adjusted Trial Balance

Part 4: Using the adjusted trial balance, calculate Cookie Creations’ net income or net loss for the month of November 2018.

This activity requires you to spend some time viewing the world using the perspective of the social construction of disability.

From the social constructionist perspective, disability is created through interaction between individuals and their environments.

Include at least two separate observations.

Each of your observations should illustrate a different way that disability is socially constructed.

Describe what you observed and then briefly explain how your observation illustrates the social construction of disability.

Professors Example: Today I was in line at HEB behind an older person who was moving at a slower pace than the younger people. It was difficult for the older person to manage his cane and use his credit card at the same time. He seemed to have difficulty reading the “prompts” on the credit card device. The person directly behind the older person was noticeably impatient. Clearly the whole setup of the check-out line and credit card device is aimed for people whose hands are free (not needing a cane) and who have good vision. People are also expected to manage the check-out process quickly and keep the line moving. Wendell described the way in which the pace of life does not accommodate anyone who requires more time or needs to rest or needs help opening a door. Our pace of life also does not readily accommodate someone who needs large print on credit card devices and something to lean on to free his hands to manage his wallet and credit card. We create disability by not accommodating variations in vision and mobility.

Today I heard about a school shooting in which several people were killed and others were injured. The violence we allow in society is creating disability for the injured people who may never regain their previous levels of physical functioning. Wendell explicitly mentioned that by failing to protect people from shootings and other violent crimes, society creates disability. In our module on the criminal justice system, we learned that the U.S. has more gun violence than any other country. This and other school shootings suggest that by failing to adequately regulate guns, we are creating disability.

Understanding Human Behavior and the Social Environment by Zastrow.

Life Structure and Environmental Interactions

Levinson developed the concept of life structure which is important to the field of human services. This premise indicates that a person is shaped by personal interactions and one’s environment. For this week’s Discussion, review the information in Chapter 11 about Levinson’s theories and consider where you are according to the life structures defined.

Please respond to the following:

• Identify life structure and explain some of the passages which you have experienced during Preadulthood (birth to age 22) (is the formative time from conception to the end of adolescence) and Early adulthood (age 17 to age 45) (is the era in which people make choices that significantly influence their lives and the era in which people display the greatest energy and experience the most stress).
  • Early adult transition (ages 17 to 22). During this transition (which may take three to five years), men move from pre-adulthood into adulthood. A person moves out of his or her parents' home and becomes more financially and emotionally independent. Going to college or joining the military service serves as a transitional institutional situation between being a child in a family and reaching full adult status.

  • At the heart of Levinson's theory is the concept of life structure. This term is defined as “the underlying pattern or design of a person's life at a given time” (Levinson, 1986, p. 6). A person's life structure shapes and is shaped by the person's interactions with the environment. Components of the life structure include the people, institutions, things, places, and causes that a person decides are most important, as well as the dreams, values, and emotions that make them so. Most people build their life structures around their work and their families. Other important aspects of one's life structure may include religion, racial identification, ethnic heritage, societal events (such as wars and economic depressions), and hobbies.

    According to Levinson, life involves a number of passages: from the freedom of childhood to entering school; from school to the work world; from not dating to dating; from dating to breaking up or marrying; from marrying to divorce; and so on. Levinson sees some structure to these series of life passages.

• Include how personality was influenced by interactions and the environment.

Sex Education and Teenage Pregnancy

Santrock (2016) mentions in his text that the United States has one of the highest teenage pregnancy rates of industrialized nations, despite the fact that adolescent sexual activity is no higher in the United States. Why is that? For starters, sex during adolescence is considered a "taboo" subject in our culture. Abstinence is also promoted and touted as the most safest, surefire way to avoid the consequences of early sexual activity. Additionally, we teach teens that sexual activity is an "adult activity" and do not acknowledge that during the adolescent period, when there is an upsurge of hormones and changes in the physiological landscape, teens grow curious about their bodies and that of the opposite sex. Teens are also at a stage in their life where experimentation and identify formation are at its "peak", and questioning, expressing, and exploring their sexual identity is part of that process.

How many people did you know in high school knew what sex was and even had sex? Probably the majority. That is because sexual curiosity during adolescence is part of healthy, typical human development.

What is sex education?

Briefly, sex education is about instilling accurate, scientific-based information and spreading awareness about the following:

1. The physiological changes that occur in the body due to pubertal/hormonal changes.

2. The risks and consequences involved in sexual activity such as contracting sexually transmitted diseases or pregnancy.

3. It involves teaching youngsters how to set boundaries with others when it comes to their own body and other people's bodies (i.e."No means NO!").

4. Contraception options-how to be "sex smart" such as the benefits of using protection.

5. A discussion about knowing when they are "ready" to have sex.

6. Define rape and sexual assault and how to know if you are about to be a victim.

Put it in Perspective...

Answer the Following Discussion Questions:

1. What was your experience with 'sex education'? Did you take a class in school? Did you learn from your caregivers? Include points that you remember learning. And how has that served you as a teenager?

2. According to the film "Inside the Teenage Brain" and your textbook readings, what are some effective ways to approach a conversation with teenagers about 'safe sex'?

Required information

[The following information applies to the questions displayed below.]

The City of Lynnwood was recently incorporated and had the following transactions for the fiscal year ended December 31.

1. The city council adopted a General Fund budget for the fiscal year. Revenues were estimated at $2,100,000 and appropriations were $2,000,000.
2. Property taxes in the amount of $2,040,000 were levied. It is estimated that $14,000 of the taxes levied will be uncollectible.
3. A General Fund transfer of $30,000 in cash and $310,000 in equipment (with accumulated depreciation of $75,000) was made to establish a central duplicating internal service fund.
4. A citizen of Lynnwood donated marketable securities with a fair value of $900,000. The donated resources are to be maintained in perpetuity with the city using the revenue generated by the donation to finance an after school program for children, which is sponsored by the culture and recreation function. Revenue earned and received as of December 31 was $50,000.
5. The city’s utility fund billed the city’s General Fund $135,000 for water and sewage services. As of December 31, the General Fund had paid $134,000 of the amount billed.
6. The central duplicating fund purchased $9,500 in supplies.
7. Cash collections recorded by the general government function during the year were as follows:

8. During the year the internal service fund billed the city’s general government function $20,700 for duplicating services and it billed the city’s utility fund $13,100 for services.
9. The city council decided to build a city hall at an estimated cost of $5,100,000. To finance the construction, 5 percent bonds were sold at the face value of $5,100,000. A contract for $4,600,000 has been signed for the project; however no expenditures have been incurred as of December 31.
10. The general government function issued a purchase order for $37,000 for computer equipment. When the equipment was received, a voucher for $32,900 was approved for payment and payment was made.

a. For each transaction number identify all of the fund and/or government-wide activity journals in which journal entries must be made. (Select all that apply.)

As the World Health Organization notes, “The research supporting the relation between all forms of aggression and alcohol use is enormous [and] unequivocal.” In their 2018 report, the United Nations Office on Drugs and Crime (UNODC) declared home to be the most dangerous place for women, with the majority of female homicide victims globally being killed by intimate partners or family. Globally, in 2017, 87,000 women were intentionally killed, more than half (58%) were killed by intimate partners or family members, while on the African continent more than two-thirds (69%) of women intentionally killed in 2017 were killed by an intimate partner or family member. South

Africa’s domestic violence rates are notoriously high. Many women and children are exposed to emotional, physical and financial violence and abuse regularly. In South Africa, it is estimated that one in two women experience violence perpetrated by an intimate partner and three women are intentionally killed by their intimate partners each day.

Now, as the world attempts to slow the spread of Covid-19, authorities have introduced the concept of “social distancing” which calls upon people to maintain a degree of physical distance. The optimal form of social distancing requires people to be at home. What happens when home is not safe?

A beer brand might seem an unlikely ally in the campaign to end violence against women. But the clear connection between alcohol and abusive behavior made Carling Black Label, the largest beer brand in South Africa, realize it had to take up the challenge. The brand has long targeted men, and its messaging has been all about defining masculinity. In the 1980s its television ads featured cowboys who deserved a cold Carling Black Label as a reward for a long day’s work. In the 1990s, when South Africa abolished apartheid, Carling’s ads depicted a nation of builders: Ordinary men were now the heroes—strong, honest, and hardworking. In the 2000s the brand connected the beer with entrepreneurs and the rising generation of “self-made” men, the new role models. That is where things stood when AB InBev bought Carling’s owner, SABMiller, in 2016. Andrea Quaye, then AB InBev’s new vice president of marketing for Africa, understood how valuable the brand was, but she also knew it could not continue with business as usual. As the acquisition was going through, local researchers were raising alarms about the country’s drinking problem. South Africans are among the heaviest drinkers on the continent, and men are by far the major consumers. This excess has many consequences, but the most troubling issues in South Africa are rates of murder and violence targeting women that far exceed the global average.

Rather than trying to distance itself from the problem, Carling decided to confront it and use its clout to drive social change. In 2017, Carling launched a TV and social media campaign against gender-based violence under the hashtag #NoExcuse. Carling took responsibility—and risk. It sponsored a men’s march that drew 8,000 people, released five million #NoExcuse cans of beer, and called on South African men to take a pledge to combat violence against women. Building on this, Carling worked with Ogilvy, the global media communications firm, and indaHash, an influencer marketing firm, to take its message to the Soweto Derby, a biannual soccer match that transfixes much of the country. The two soccer teams, the Orlando Pirates and the Kaizer Chiefs, joined in the no excuse campaign as well. The players wore #NoExcuse armbands during the series of games and posed with a banner at the end. Analysts reported that the Soccer Song for Change “Asambe Nono (the South African soccer anthem, but with new lyrics)” campaign reached 45 million people. Andrea Quaye, Vice President Marketing, SAB and AB InBev Africa, said while launching the campaign: “Our decision to be an inaugural supporter of the #NoExcuse movement was driven by Carling Black Label’s status as a beacon of masculinity. As the largest beer brand in the country, it is our responsibility to ensure alcohol is consumed responsibly and to use the power of our brand to challenge South African men and our consumers to take action.

Black Label wanted to keep South African women safe and maintain the brand’s leadership position, but at the same time, it had to stay true to its heritage as an emblem of masculinity.

The question was: How to do it?

4.1. Critically evaluate the efforts of Carling Black Label and its focus of reducing violence at the same time keeping masculinity positioning intact. Critically discuss the challenges faced in implementation, evaluation and control of such marketing efforts.

However, another opinion, “Carling’s initiative is nothing but a marketing ploy” do you agree with the statement or not. Justify your position.

Scenario inputs from Daily Maverick & HBR, 2020