A currency speculator expects the spot rate of Euros to change from $1.20 to $.80 in one year. Assume the speculator has access to credit lines of USD 12,000,000 in the US and EUR 10,000,000 in Europe. The annual borrowing and lending rates are 6 percent in US and 8 percent in Europe. If his forecast turns out to be true, at the end of the one-year period, the speculator's expected profit will be?

In what way is health care a business? In what ways is it not? In what way is the business case in health care different from organizations in other sectors of the US economy? Do you believe the business case for diversity and cultural competence in health care is strong enough that leadership in US health care provider organizations should make strategic diversity management and cultural competence a high priority? .

Astronomers have argued for long time, what it means that the universe is expanding. The observations of redshift and supernova brightness all agree:galaxies that are further away from the Milky Way are moving away faster than than galaxies that are nearby us. But does this affect our lives on Earth? How does our knowledge of an expanding universe help us understand our place in the universe as people?

In Java, What is gained by having a Tail reference/pointer in your Linked List?

A. The tail is superfluous and offers no benefits

B. The tail allows us to speed up a few operations and gives us an end point to look for

C.Since we have head and tail we can now do a Binary Search on the list

D. It only makes deleting from the end of the list faster

Telecorp Inc. sells holiday greeting cards via phone solicitation. Twenty-four new salespersons were hired in January 2020. The company provides training for the first month of their employment. This year, the company decided to engage a relatively expensive training consultant on a test basis to train a random sample of 12 of their 24 new hires. The other twelve received the internal training that the company provides. Management desires more information about the value of the external trainer to decide whether it will seek to extend the agreement with the training consultant to train all the new hires. The company will conduct this test in January 2020 and again in January 2021. The company does not have a directional hypothesis ex ante (in advance) regarding the impact of the trainer since it is certainly conceivable that the external training consultant could be less effective than the in-house trainers.

Sales data from year one is shown in the EXCEL data file in the tab entitled “Telecorp Inc. Sales”.

Please complete the following:

1. Produce a table of descriptive statistics for the respective groups using the EXCEL data analysis technology.
2. Highlight on the output the means, medians, and standard deviations for the two groups.
3. Based on this initial data, what is the probability that the difference in sales between the two groups is not random and instead occurred because the external trainer had an impact on the selling ability of the sales persons that received their training from her? Please provide evidence to support your conclusion.

On December 31, 2018, Marsh Company held Xenon Company bonds in its portfolio of available-for-sale securities. The bonds have a par value of $14,000, carry a 10% annual interest rate, mature in 2025, and had originally been purchased at par. The market value of the bonds at December 31, 2018 was $12,000. The December 31, 2018, balance sheet showed the following:

On January 1, 2019, Marsh acquired bonds of Yellow Company with a par value of $16,000 for $16,200. The Yellow Company bonds carry an annual interest rate of 12% and mature on December 31, 2023. Additionally, Marsh acquired Zebra Company bonds with a face value of 18,000 for $17,600. The Zebra Company bonds carry an 8% annual interest rate and mature on December 31, 2028. At the end of 2019, the respective market values of the bonds were: Xenon, $13,000; Yellow, $17,000; and Zebra, $20,000. Marsh classifies all of the debt securities as available-for-sale as it does not intend to hold them to maturity nor does it intend to actively buy and sell them. Assume that Marsh uses the straight-line method to amortize any discounts or premiums.

Required:

On December 31, 2018, Marsh Company held Xenon Company bonds in its portfolio of available-for-sale securities. The bonds have a par value of $15,000, carry a 10% annual interest rate, mature in 2025, and had originally been purchased at par. The market value of the bonds at December 31, 2018 was $13,000. The December 31, 2018, balance sheet showed the following:

On January 1, 2019, Marsh acquired bonds of Yellow Company with a par value of $16,000 for $16,200. The Yellow Company bonds carry an annual interest rate of 12% and mature on December 31, 2023. Additionally, Marsh acquired Zebra Company bonds with a face value of 18,000 for $17,600. The Zebra Company bonds carry an 8% annual interest rate and mature on December 31, 2028. At the end of 2019, the respective market values of the bonds were: Xenon, $14,000; Yellow, $17,000; and Zebra, $20,000. Marsh classifies all of the debt securities as available-for-sale as it does not intend to hold them to maturity nor does it intend to actively buy and sell them. Assume that Marsh uses the straight-line method to amortize any discounts or premiums.

Required:

1). Which of the following is not included in a security agreement?

Select one:

a. Reference to the finance statement.

b. Reference to the loan.

c. Creation of the security interest.

d. Description of the collateral.

2)

A secured creditor's interest in after-acquired property might include

Select one:

a. new inventory to replace sold inventory.

b. equipment purchased after the initial loan is disbursed, but paid for with money from that loan.

c. Both constitute after-acquired property.

d. Neither, a creditor may not have an interest in after-acquired property. A

3)

Between two unperfected secured creditors,

Select one:

a. Both unperfected creditors become unsecured creditors.

b. the first to perfect has priority over the collateral.

c. the first to attach has priority over the collateral.

5).

Perfection

Select one:

a. gives notice to third parties (usually other creditors) that this creditor has a security interest in the collateral.

b. gives the creditor a priority interest in the collateral securing her loan.

c. accomplished both of these tasks.

6)

In which of the following situations can a security interest be perfected without filing a Finance Statement?

Select one:

a. Possession of the collateral.

b. Perfection by automatic attachment of consumer goods that are purchased on credit from the seller.

c. Both of these are ways to perfect without filing.

d. Neither of these are ways to perfect without filing. A creditor must always file a Finance Statement.

Let's say we are planning on adding a very large modern sign to attract customers to our marijuana and tattoo shop that we run just north of Denver. We've completed a ton of market analysis and we are fairly confident that the sign will increase sales by $50,000 per year for the first two years, and then we think it will result in an increase of $35,000 per year for the next four years. The margins we earn on our sales of marijuana is 70% and the margins we earn on our tattoos is 40%. We expect that the incremental sales resulting from the sign will be split 50-50 between marijuana products and tattoo services.

The sign will cost us $110, 000 and the company has no debt. The owners of the company expect to earn 15% on the funds they invest in the company. After six years, the sign will likely be taken down and sold for scrap to yield $5,000.

Calculate the net present value. Ignore taxes.