Assume you are a bank manager. You are given the responsibility of reviewing your bank s liquidity position by top management, as reflected by balance sheet and income statement information. To do this, your assistant assembled the following financial data per your request:
| Metropolitan Bank | Peer Group of Banks | |||||
|---|---|---|---|---|---|---|
| Financial Ratios (%) | 2001 | 2002 | 2003 | 2001 | 2002 | 2003 |
| Net income/total assets | 0.8% | 0.9% | 1.1% | 0.8% | 0.9% | 0.9% |
| Equity capital/total assets | 5.5 | 5.7 | 6.0 | 5.6 | 5.7 | 5.9 |
| Business loans/total assets | 50 | 53 | 56 | 48 | 47 | 48 |
| Home loans/total assets | 10 | 9 | 8 | 12 | 13 | 13 |
| Comsumer loads/total assets | 9 | 8 | 6 | 10 | 9 | 9 |
| Temporary investments/total assets | 20 | 18 | 15 | 20 | 21 | 20 |
| Core Deposits/total assets | 55 | 50 | 45 | 53 | 55 | 54 |
| Volatile liabilities/total assets | 35 | 39 | 45 | 37 | 36 | 37 |
What does this information suggest?
In: Finance
Discuss and graphically illustrate supply side economics in the context of a negative temporary supply shocks of the 1970s
In: Economics
I am planning to take Physics next semester. We already received our syllabus and I want to start on my project now.
Design
Construct, and demonstrate
A copper penny can be levitated using any two or more of the following techniques in your design: electrostatics, magnetostatics, and electromagnetics.
All components must be built out of household materials.
In: Physics
In: Economics
I need C++ program that Read an input file of text.txt one word at a time. The file should consist of about 500 words. The program should remove all punctuations,keep only words. Store the words in a built-in STL container, such as vector or map.Can someone help with any additional comments that I can understand the logic?thank you
In: Computer Science
On March 1, 2012, the company purchased a building for $1,200,000 which is expected to last 40 years. When purchased, the building was not in a desirable area, but a new stadium is being built nearby, so the value of the building on December 31, 2015 is $2,000,000.
Assuming the company only adjusts depreciation at year-end, the adjusting journal entry on December 31, 2015 is:
In: Accounting
This question is on Apache Spark setup on both local machine and
Amazon Web Services (AWS) cloud platform. Please include detail
elaboration and screenshot for all key steps.
- Discuss on how to setup Apache Spark using Amazon EMR cluster.
Demonstrate how to plan and execute any one of the built-in PySpark
examples in non-interactive mode.
In: Computer Science
You are invited to design a vehicle identification number (VIN) system for the vehicles sold in the U.S.
The VIN number should reflect: a. the vehicle’s make, model, and model year; b. the country, state/province, and assembly plant where the vehicle is built; c. the sequence number of the vehicle.
Please EXPLAIN your design of this VIN number system with appropriate examples.
In: Accounting
In the US economy, nearly half of all workers employed by private firms work at the 0.3% of firms that have 500 or more employees.
What does this relationship mean for the power relationship between large firms and the labor force?
What do you think these large firms having such a market share of labor means for labor prices (wages)?
Can you propose a policy that would counteract this power imbalance?
In: Economics
The red blood cell counts (in millions of cells per microliter) for a population of adult males can be approximated by a normal distribution, with a mean of 5.1 million cells per microliter and a standard deviation of 0.3 million cells per microliter. (a) What is the minimum red blood cell count that can be in the top 28% of counts? (b) What is the maximum red blood cell count that can be in the bottom 13% of counts??
In: Statistics and Probability