In March last year, Goldman Sachs relaxed its dress code, allowing its bankers to swap their bespoke suits for a more casual look. As the CEO of a large financial services company in South Africa, you wonder whether relaxing your existing dress code will result in an improvement in employee morale. To answer your question, you would like to conduct an experiment. Write an essay in which you discuss how you would go about conducting the experiment.

Structure you essay using the following headings:  Design  Participants  Procedure Maximum 600 words.

In March last year, Goldman Sachs relaxed its dress code, allowing its bankers to swap their bespoke suits for a more casual look. As the CEO of a large financial services company in South Africa, you wonder whether relaxing your existing dress code will result in an improvement in employee morale. To answer your question, you would like to conduct an experiment. Write an essay in which you discuss how you would go about conducting the experiment.

Structure you essay using the following headings:  Design  Participants  Procedure Maximum 600 words.

1. Explain how you would rank the 5 C’s of credit analysis in order of importance and explain your rankings?

2. What are the most important covenants for creditors to include in loan agreements with borrowers and why?

3. There is a fundamental flaw in the credit rating agency process – the issuer of securities pays for the rating? How can this fundamental flaw be repaired going forward and why is that the best solution compared to other alternatives?

4. If you were the CEO of a financially-troubled company, what changes would you make in the operating and financial strategies to avoid bankruptcy and improve future performance?

Subject: International business.

b. What are generally the two extremes of market policies towards FDI. Evaluate and explain the balance policy between the two extremes?​​​​​​2.5

c. You are the CEO of a Pakistani company that has to choose between making 100 Million Dollars investment in UAE or Qatar. Both investments promise the same long-run return, so your choice is driven by risk consideration. Assess the various risks of doing business in each of these nations. Which investment would you favor and why? Explain giving economic, social, political, and ethical reasons.​5

Suppose you are the CEO of Rich Products headquartered here in Buffalo, New York. Your main product is non-dairy creamer, but you also make other food products for sale to retail shops and grocery stores. In addition, you are a jobber (making goods under someone else’s private label, for example making product for Top’s Supermarket). In the last four assignments you covered various aspects of business ethics. This assignment requires you to come up with a five-rule code of conduct for your company. After each rule briefly describe what you achieve.

1. You are the CEO of “I am the top 1%” Corporation, which has a capital structure of 60% equity and 40% debt. The estimated net income of your company is $600K. Your capital budget is $800K for the coming year. If you follow the residual dividend models, how much dividend you can pay and what is your pay-out ratio? What happens to dividend when estimated net income is $400K or $800K?
2. Discuss the advantages and disadvantages of Residual dividend policy.
3. What are the steps you consider in setting your dividend policy?
4. Explain the concept of DRIP with an example.

Maryland Home and Community-Based Services (MHCBS) is considering a major expansion that will enable it to attract a different clientele to its organization. Currently, they serve only 34% of the frail elderly seniors and persons with disabilities in the local area. The new chief CEO would like the organization to expand its revenue stream by investing in a senior multipurpose center serving healthy seniors by offering them arts and crafts and health and wellness programs. The center will also contain an Internet café offering nutritious breakfast and lunch options.

The CEO has commissioned a needs assessment, and the study’s results reveal that there are approximately 120 seniors in the local community who are interested in this center and the CEO expects growth of the aging population to be at least 10% each year. Cost growth across all areas of expense is expected to rise by 5% each year. The CEO has presented her proposal and financial information to the Board of Directors, and they have advised her that they are in full support of her strategy only if the program is a benefit to the community and if the organization can recoup its investment in five years. The CEO has asked you if this can be achieved. Based on the information presented in the scenario, calculate the two analyses and explain, in a brief memorandum to the CEO, their implications.

Baseline Information

Monthly Revenue: $125 per senior

Fixed Costs Monthly

Utilities: $590

Health/Wellness Staff: $2,500

Arts/Crafts Staff: $2,000

Supplies: $800

Fitness Equipment Maintenance Contract: $200

Variable Costs

Monthly Breakfast Cost: $25

Monthly Lunch Cost: $15

QUESTIONS

Based on the information above, once the minimum threshold of participants is reached, the initial investment to establish the center is $317,880. The organization anticipates that it will generate $46,920 of net revenues in the first year, $68,166 in the second year, $93,404 in the third year, $123,287in the fourth year, and $158,573 in the fifth year.

1. Perform the break-even analysis to determine how many seniors would need to have full monthly membership and pay for breakfast and lunch for UMUC Home and Community-Based Services to cover its monthly expenses.
2. Calculate the payback period to determine how long it will take for the organization to recover its initial investment of establishing the senior multipurpose center.
3. Based on the information presented in the scenario, calculate the two analyses and explain, in a brief memorandum to the CEO, their implications.
   1. Provide an excel spreadsheet for the specified budget periods.
   2. Provide calculations demonstrating your computations of how you arrived to the answers of the questions
   3. Provide a narrative explaining your calculations, so that if you do not have the correct answer I can at least review how you arrived at your conclusions and potentially render partial credit.

Regarding an employer's vicarious liability for harassment, which of the following statements is true?

a.           the employer automatically has an affirmative defense to vicarious liability when a hostile environment is created by a top official

b.           the employer automatically has an affirmative defense to vicarious liability when harassment by a coworker occurs

c.           the employer is vicariously liable if a supervisor creates a hostile environment and the employer does not have a sexual harassment policy or complaint reporting procedure

d.           the employer is automatically vicariously liable when a top official takes an adverse employment action against the employee

Which of the following would be least likely to create liability for the employer if asked during an interview?

a.           Have you ever filed a workers’ compensation claim for a work-related injury or illness?

b.           Do you have a disability that requires a reasonable accommodation?

c.           How often do you go out on dates?

d.           Why do you want to work for this company?   

For purposes of determining discrimination in recruitment, the “relevant labor market” is best defined as:

a.           the protected class composition of the employer’s applicant pool

b.           the population as a whole

c.           the protected class composition of people qualified for the job, and living geographically close enough to be likely candidates

d.           the protected class composition of the geographic area

In order to avoid liability for negligent hiring, the primary question an employer must consider is:

              a.           whether the employer’s own written hiring policies are adequate

              b.           whether placing an unfit person in the particular job could be expected to result in harm

              c.           whether there is evidence of a candidate’s unfitness that could be found through a thorough personal interview with the applicant

              d.           whether the employer complied with its own written hiring policies

In University of Kansas, the ratio of international students:out-state native students:instate students is 2:3:6 Department of mathematics has 234 freshmen in total with 42 international students, 52 out-state students and 140 in-state students. Is the ratio of students in department mathematics is same as that of the university at 0.05 level?