Explain why businesses such as the newspaper industry may need to rethink their business strategy, and provide some advice on possible strategic management changes. Be specific to include goals/objects, strengths, and weaknesses.

Your response should be at least 200 words in length.

Suppose a​ ten-year, $1,000 bond with an 8.5 % coupon rate and semiannual coupons is trading for $1,035.71.

a. What is the​ bond's yield to maturity​ (expressed as an APR with semiannual​ compounding)?

b. If the​ bond's yield to maturity changes to 9.1 % ​APR, what will be the​ bond's price?

What are the big players in the cruise industry? Give a brief introduction to each company, Discuss their situation today under the impact of COVID-19. What kind of changes do you see in this industry after the outbreak? brief explanation (2 paragraphs)

With double-digit annual percentage increases in the cost of health insurance, more and more workers are likely to lack health insurance coverage (USA Today, January 23, 2004). The following sample data provide a comparison of workers with and without health insurance coverage for small, medium, and large companies. For the purposes of this study, small companies are companies that have fewer than 100 employees. Medium companies have 100 to 999 employees, and large companies have 1000 or more employees. Sample data are reported for 50 employees of small companies, 75 employees of medium companies, and 100 employees of large companies.

Health Insurance

Size of Company yes no total

Small 35   15 50

Medium 67 8 75

Large 87 13 100

a.) Conduct a test of independence to determine whether employee health insurance coverage is independent of the size of the company. Use  = .05. Compute the value of the test statistic (to 2 decimals).

b.) the p-value is _____________

c.) What is your conclusion _________________

d.) The USA Today article indicated employees of small companies are more likely to lack health insurance coverage. Calculate the percentages of employees without health insurance based on company size (to the nearest whole number).

Small _____ %

Medium ______ %

Large ______ %

Based on the percentages above what do you conclude ___________________

With double-digit annual percentage increases in the cost of health insurance, more and more workers are likely to lack health insurance coverage (USA Today, January 23, 2004). The following sample data provide a comparison of workers with and without health insurance coverage for small, medium, and large companies. For the purposes of this study, small companies are companies that have fewer than 100 employees. Medium companies have 100 to 999 employees, and large companies have 1000 or more employees. Sample data are reported for 50 employees of small companies, 75 employees of medium companies, and 100 employees of large companies.

Health Insurance Size of Company Yes No Total Small 32 18 50 Medium 61 14 75 Large 87 13 100

a) Conduct a test of independence to determine whether employee health insurance coverage is independent of the size of the company. Use = .05. Use Table 12.4.

Compute the value of the 2 test statistic (to 2 decimals). The p value is What is your conclusion?

b) The USA Today article indicated employees of small companies are more likely to lack health insurance coverage. Calculate the percentages of employees without health insurance based on company size (to the nearest whole number).

Small % Medium % Large %

Based on the percentages calculated above, what can you conclude?

3. Collateralized Debt Obligations (CDOs)

(a) are Asset-Backed Securities (ABS) that are based only on sub-prime mortgage loans in the U.S.

(b) are not usually rated by rating agencies as the underlying default-free government securities act as collaterals.

(c) are structured in tranches according to the underlying risk characteristics.

(d) (a) and (b) of the above

(e) (b) and (c) of the above

4. Which of the following was NOT a contributing factor to the sub-prime debt crisis in the U.S.?

(a) The series of cuts in the U.S. official interest rate from late 2001 to reach the level of 1% by early 2004.

(b) The unregulated growth of the CDO market in the U.S..

(c) The unregulated sub-prime mortgage market in the U.S. that constantly supplied assets to be securitized.

(d) The Quantitative easing that led to a four-fold increase in the U.S. money base between Dec 2008 to Apr 2014.

(e) Increased demand for higher-yielding AAA rated USD dollar denominated financial assets.

5. Home equity in relation to the mortgage loan market refers to

(a) The difference between the current market price of the mortgaged house and the remaining amount in the mortgage loan.

(b) The difference between the purchase price of the mortgaged house and the remaining amount in the mortgage loan.

(c) The difference between the face value of the mortgage loan and the remaining amount in the mortgage loan.

(d) The difference between the purchase price and the current market price of the mortgaged house.

(e) None of the above is true