Explain the role of climate change in the origins and evolution of early primates, the earliest anthropoids, and the surviving apes of the late Miocene. Think in terms of warming and cooling and affects on available food resources.  

Name and briefly describe the three hypotheses of primate origins.

As per a published report…” In the late 1990s and early 2000s, Nokia was the global leader in mobile phones.

With the arrival of the Internet, other mobile companies started
understanding how data, not voice, was the future of communication. Nokia
didn’t grasp the concept of software and kept focusing on hardware because the
management feared to alienate current users if they changed too much.”

List and briefly explain 2 factors that might have been overlooked by the business(es), referred to in the case

Companies sometimes offer their customers a discount on their purchase if they pay early. What is the benefit for the company to take a reduced amount on these purchases and from the customer’s point of view is it beneficial for them to take the discount. What factors does the customer have to consider when deciding to take the discount?

You realize early on that it will be essential to determine Zoopledorf’s surface gravity gZ — the magnitude of the gravitational acceleration near the planet’s surface. Fortunately, the expedition’s supplies include a small ball and two motion sensors. The motion sensors record the time when an object passes in front of them, but no other information about the object’s motion.

To measure gZ, you set up the motion sensors, one a distance h directly above the other. You toss the ball vertically upward so that it passes each motion sensor twice: once on the way up, and once on the way down. Explain how you can use the measured height h between the two motion sensors and the timestamps the sensors record (four in total) to determine Zoopledorf’s surace gravity gZ. State any assumptions you make about the motion of the ball, and discuss factors that might reduce the accuracy of your measurement.

A) by approximately how much was the yuan believed to be undervalued during the early 2000s? Provide 2 pieces of evidence that could possibly suggest that the yuan was actually undervalued during the early 2000s. (Hint: think about China macroeconomic variables)

B) thew Peterson institute for international economies argues that as of Feb 2010 there was an "undervaluation of at least 25 percent of China's yuan and the currencies of several important economies surrounding it (Hong Kong, Malaysia, Singapore, Taiwan). Correction of all the Asian Undervaluation would cut the global U.S. deficit by about $100 billion ..." Briefly mention 2 major reasons why the U.S. experienced such a huge current account deficit (Hint: you may use equation to explain why imports have Benn more than exports)

C) Briefly explains 2 distinct policies that can be used to improve the U.S. current account deficit ?

The main purpose of the public sector financial reporting in the early days was to demonstrate compliance with legal and contractual provisions. These provisions did not require the determination and reporting of profit. Thus, accrual accounting was less practised or known in the public sector. However, due to the growing establishment of ‘business-type’ government agencies, the need for improvement in the accounting and reporting practices of those entities is essential. With a view to disclosing more meaningful information of the financial statement prepared by the government entities, many countries have begun to change their accounting techniques from cash basis to accrual accounting. The shift towards a comprehensive accrual-oriented public sector accounting and financial reporting structure began to take place in the late 1980s, most notably in New Zealand and Australia.  In Malaysia, a Treasury Circular No.4 on the implementation of accrual accounting in the federal government was issued on 28 March 2013. This circular has stipulated that all reporting entities in the Malaysian public sector are expected to produce financial statements prepared using the Accruals basis, for the first time in the financial year beginning on or after 1st January 2015. However, key challenges surrounding issues such as awareness, infrastructure, training and political will must be addressed before the benefits will become fully apparent. The continuous improvements in the public sector financial management of the Malaysian government were partly attributed to the extensive use of ICT in various government agencies. The integrated government accounting system anchored by the Government Financial Management Accounting System (GFMAS) as well as the Standard Accounting System for Government Agencies (SAGA) was the main impetus for the successful transformation and implementation of Accruals Accounting in the Malaysian public sector.

Elaborate on the implementation of Accruals Accounting by Malaysian Local Authorities and discuss issues inherent in the accounting treatment of heritage assets, military equipment and infrastructure assets.

A young man reflects on the delights of being in love, the disappointments of early career, and the decision to make a change.
In the course of our courting, there were frisbees-a-flying, beers-a-flowing, big bad barbeques, and more than a smattering of smooching and cuddles. Being together was easy and always.
We married in 1997, healthy, happy, and excited about our lives. All that we wanted was to be together and continue the fun and goofiness that attracted us to each other in the first place. Simple enough, seeing that we were getting married and all, right?
Change from 1998–2007 included such delights as increased pant sizes, long work hours, more doctor visits, decreased intimacy, a slump in the fun fund, fewer hours together, lack of peaceful sleep, lack of creative endeavors, and an increase in mindless spending, just to name a few.
What the hell happened during this nine year black hole of productivity, progress, and pleasure? Work happened. Two crappy jobs that we allowed to suck the life right out of us.
Fun, where ever did you go?
Mornings were filled with sullen grunts, brooding silences, sick heads and stomachs, and occasional weeping. Yes, even that. Evenings were a noxious mixture of prickliness and anxiety with the additional strain of trying to show love in the absence of the resources to make it so. The night was all tossing and turning with our minds running and repeating disturbing scenarios of the following day despite total exhaustion.

Finally, we admitted that we were very unhappy apart from each other, so we quit and opened our own guitar studio.
Sullen morning grunts became laughter and five mile walks. The death defying and lonely commute became an animated discussion or business meeting on the way to the studio. Our commute now enjoyed together. Incompetent coworkers became employees of the month – every month. We really did hang an award on the wall of the studio too. Work hours got slashed by 50%. Evenings became filled with conversation, reading, and excitement over our tasty vittles. I can feel the excitement over the changes even now as I write and relive the lifting of the immense burdens of the past! Before we sleep, there is usually one more fit of giggles about some asinine thing we said or did. And night time now was filled with blissful, peaceful, complete, high-quality sleep – oblivion.
We wanted and got our time together back. And now that we have it, we clench it in our jaws like a rabid Tasmanian devil with a chip on its striped shoulder. And fun has returned screaming with vengeance.

1) What are some of the challenges that this individual is facing?

2) Knowing these challenges associated with trajectories and transitions evaluate the developmental crisis and implications for an individual facing the psycho-social crisis of intimacy versus isolation.

Harry and Meghan are in their early forties. They come to you seeking advice after the receipt of a lump sum inheritance from Harry’s dad of $180,000 and they wish to invest the funds. He wants to invest the funds outside of superannuation in order to have access to the liquidity if required. With the additional funds he prepared to take on more risk in order to try and generate a higher return. He would like to use $60,000 to build a swimming pool in around 4 years.

Their situation is as follows:

Harry earns $120,000 per year and Meghan works part time earning $52,000. They have disposable income of $10,000 per year after all expenses. The couple has two children under 16. Meghan is pregnant. They have no debts and their existing assets include cash of $40,000 held in their joint bank account and $55,000 in a term deposit. Harry has $110,000 in Super and Meghan has $130,000 both in the conservative option of their super fund.

Address the following questions.

(A) What would be the benefit of investing the inheritance in a portfolio of investments that are professional managed by SCU graduates such as managed funds, ETF, Listed Investment companies etc as opposed to Harry and Meghan Managing the money?

(B) Given their risk profile of a balanced investor, how would you construct a portfolio for Harry and Meghan and discuss how you would allocate funds across various asset classes.

(C) What issues would you consider in determining which particular managed funds would be appropriate to invest in. They advise that they do not need any further income.

(D) How would you explain any risks they face.

(E)   How would an investment in managed funds affect their tax position and should funds be invested in any particular persons name, or entity in order to minimise tax ? Explain.

(F) If they wished to invest in Ethical Investments, which characteristics are typically associated with ethical investments.