Section A                                                                                                                                       (10marks)

Answer all the questions in this section. Choose the best answer from the options A, B, C and D that are supplied. You must answer these questions on the supplied Multiple Choice Questions Answer Sheet provided.

Q1. A(n) ____ is software that can be used to block access to certain Web sites that contain material deemed inappropriate or offensive.

1. Trojan horse
2. Virus
3. Internet filter
4. Worm

Q2. An oral defamatory statement is ____.          

1. Abuse
2. Slang
3. Slander
4. Defamation

Q3. Examination of Internet records in order to reveal the identity of an anonymous poster is defined as

1. Doxing
2. Filtering
3. Spamming
4. Hacking

Q4. E-discovery software helps:

1. Analyze large volumes of ESI quickly
2. Simplify and streamline data collection
3. Identify all participants in an investigation to determine who knew what and when
4. All of the above

Q5.       A(n) _____ is a harmful program that resides in the active memory of the computer and duplicates itself.

1. Worm
2. Virus
3. Keylogger
4. Timebomb

Q6. _____ use illegal means to obtain trade secrets from competitors.

1. Hacktivists
2. Industrial spies
3. Crackers
4. Cyber terrorists

Q7. Information that is of economic value and that has required effort or cost to develop and has some degree of uniqueness or novelty is defined as

1. Patent
2. Copyright
3. Data analysis
4. Trade secret

Q8.       A(n) _____ provides an organization with vision and leadership in the area of business conduct.

1. Corporate ethics officer
2. Code of conduct
3. Code of ethics
4. Common good practice

Q9. A statement that highlights an organization's key ethical issues and identifies the overarching values and principles that are important to the organization and its decisions making is defined as

1. Business ethics
2. Common good practice
3. Code of ethics
4. Common good approach

Q10. __ is the adherence to a personal code of principles.

1. Ethics
2. Morality
3. Integrity
4. Honesty

Section B                                                                                                                                          (10marks)

Answer all the questions in this section. Read what is required from each question carefully and answer all parts of the question. Begin each Answer on a fresh page, and label the question on the answer booklet clearly.

Q1. Differentiate between morals and ethics.                                                 (2.5 Marks)

Q2. Describe at least THREE laws that provide protection for the privacy of personal data, and explain some of the associated ethical issues. (2.5 Marks)

Q3. List 5 types of exploits from cybercrime and provide brief definition. (2.5 Marks)

Q4. What components are not protected by freedom of expressions and brief

          definition?                                                                                                      (2.5 Marks)

Chapter Name: Handmaid of ethics: Corporate Social Responsibility

Creative Question: (Some question have a requirements which is give with the question)

1. Why social responsibility of business in CSR?- Explain in your own word. ( Requirement: You must include in this topic :Accountability to society and Corporations’ debt to society) .Explain in your own word about The Classical Economic Model & The Socioeconomic Model. Explain in your own word about implementation of CSR.

If you had a picture that revealed the way you think and feel about yourself, what would that image look like? What would others think and feel about you if they saw it? You can think about self-concept as the picture made up of everything about yourself: your likes, dislikes, emotional states, talents, interests, even your physical appearance. Your picture will also include what you believe others think and feel about you. Usually, these additions are others’ observations of your behaviors or accomplishments.

Sound familiar? Social media sites like Facebook, Twitter, and Instagram are platforms we use to display (and in many ways construct) our self-concepts. But social media only shows part of our self-concept because people tend to share only positive things about themselves on social media sites. In an article for InsideHigherEd.com, Lisa Lebduska described the Facebook phenomenon this way: “Facebook must be recognized for what it is — a medium that invites carefully polished reflections of our favorite self.”

If self-concept is the picture, self-esteem is what you feel when you look at that picture. Self-esteem is not about the picture itself, but about self-worth. Do you feel “good” or “bad” about yourself? Are you happy, disappointed, satisfied? Ultimately, the way you “see yourself” shapes how you communicate about yourself with others.

So, what does your social media profile say about you? How do you feel about your online profile? What do you want it to say about you?

What Educational Materials should we use to educate about national insurance coverage?

What should we do about antibiotic use that is not health-related? A lot of antibiotics are used to keep crops from spoiling and to increase the growth of livestock. These practices have important economic benefits to farmers and to consumers who buy their products. But they increase the levels of antibiotics in our environment and lead to resistance. What do you think should be done about using antibiotics in this way?

Use what you have learned about the time value of money to analyze each of the following decisions:

Decision #1:   Which set of Cash Flows is worth more now?

Assume that your grandmother wants to give you generous gift. She wants you to choose which one of the following sets of cash flows you would like to receive:

Option A: Receive a one-time gift of $10,000 today.   

Option B: Receive a $1600 gift each year for the next 10 years. The first $1600 would be

     received 1 year from today.             

Option C: Receive a one-time gift of $20,000 10 years from today.

Compute the Present Value of each of these options if you expect the interest rate to be 2% annually for the next 10 years.    Which of these options does financial theory suggest you should choose?

       Option A would be worth $__________ today.

      Option B would be worth $__________ today.

       Option C would be worth $__________ today.

       Financial theory supports choosing Option _______

Compute the Present Value of each of these options if you expect the interest rate to be 5% annually for the next 10 years. Which of these options does financial theory suggest you should choose?

       Option A would be worth $__________ today.

       Option B would be worth $__________ today.

       Option C would be worth $__________ today.

      Financial theory supports choosing Option _______

Compute the Present Value of each of these options if you expect to be able to earn 8% annually for the next 10 years. Which of these options does financial theory suggest you should choose?

       Option A would be worth $__________ today.

       Option B would be worth $__________ today.

       Option C would be worth $__________ today.

       Financial theory supports choosing Option _______

Decision #2: Planning for Retirement

Todd and Jessalyn are 25, newly married, and ready to embark on the journey of life.   They both plan to retire 45 years from today. Because their budget seems tight right now, they had been thinking that they would wait at least 10 years and then start investing $2400 per year to prepare for retirement. Jessalyn just told Todd, though, that she had heard that they would actually have more money the day they retire if they put $2400 per year away for the next 10 years - and then simply let that money sit for the next 35 years without any additional payments - than they would have if they waited 10 years to start investing for retirement and then made yearly payments for 35 years (as they originally planned to do).  

Please help Todd and Jessalyn make an informed decision:   

Assume that all payments are made at the end of a year, and that the rate of return on all yearly investments will be 8.4% annually.

1. How much money will Todd and Jessalyn have in 45 years if they do nothing for the next 10 years, then puts $2400 per year away for the remaining 35 years?
2. How much money will Todd and Jessalyn have in 10 years if they put $2400 per year away for the next 10 years

b2) How much will the amount you just computed grow to if it remains invested for the remaining

35 years, but without any additional yearly deposits being made?

3. How much money will Todd and Jessalyn have in 45 years if they put $2400 per year away for each of the next 45 years?
4. How much money will Todd and Jessalyn have in 45 years if they put away $200 per MONTH at the end of each month for the next 45 years? (Remember to adjust the 8.4% annual rate to a Rate per month!) (Round this rate per month to 5 places past the decimal)

                                                                   example of rounding: .062134 = .06213 or 6.213%

5. If Todd and Jessalyn wait 25 years (after the kids are raised!) before they put anything away for retirement, how much will they have to put away at the end of each year for 20 years in order to have $1,000,000 saved up on the first day of their retirement 45 years from today?

Use what you have learned about the time value of money to analyze each of the following decisions:

Decision #1:   Which set of Cash Flows is worth more now?

Assume that your grandmother wants to give you generous gift. She wants you to choose which one of the following sets of cash flows you would like to receive:

Option A: Receive a one-time gift of $10,000 today.   

Option B: Receive a $1600 gift each year for the next 10 years. The first $1600 would be

     received 1 year from today.                

Option C: Receive a one-time gift of $20,000 10 years from today.

Compute the Present Value of each of these options if you expect the interest rate to be 2% annually for the next 10 years.    Which of these options does financial theory suggest you should choose?

       Option A would be worth $__________ today.

      Option B would be worth $__________ today.

       Option C would be worth $__________ today.

       Financial theory supports choosing Option _______

Compute the Present Value of each of these options if you expect the interest rate to be 5% annually for the next 10 years. Which of these options does financial theory suggest you should choose?

       Option A would be worth $__________ today.

       Option B would be worth $__________ today.

       Option C would be worth $__________ today.

      Financial theory supports choosing Option _______

Compute the Present Value of each of these options if you expect to be able to earn 8% annually for the next 10 years. Which of these options does financial theory suggest you should choose?

       Option A would be worth $__________ today.

       Option B would be worth $__________ today.

       Option C would be worth $__________ today.

       Financial theory supports choosing Option _______

Decision #2 begins at the top of page 2!

Decision #2: Planning for Retirement

Todd and Jessalyn are 25, newly married, and ready to embark on the journey of life.   They both plan to retire 45 years from today. Because their budget seems tight right now, they had been thinking that they would wait at least 10 years and then start investing $2400 per year to prepare for retirement. Jessalyn just told Todd, though, that she had heard that they would actually have more money the day they retire if they put $2400 per year away for the next 10 years - and then simply let that money sit for the next 35 years without any additional payments - than they would have if they waited 10 years to start investing for retirement and then made yearly payments for 35 years (as they originally planned to do).  

Please help Todd and Jessalyn make an informed decision:   

Assume that all payments are made at the end of a year, and that the rate of return on all yearly investments will be 8.4% annually.

1. How much money will Todd and Jessalyn have in 45 years if they do nothing for the next 10 years, then puts $2400 per year away for the remaining 35 years?

2. How much money will Todd and Jessalyn have in 10 years if they put $2400 per year away for the next 10 years?

b2) How much will the amount you just computed grow to if it remains invested for the remaining

35 years, but without any additional yearly deposits being made?

3. How much money will Todd and Jessalyn have in 45 years if they put $2400 per year away for each of the next 45 years?

4. How much money will Todd and Jessalyn have in 45 years if they put away $200 per MONTH at the end of each month for the next 45 years? (Remember to adjust the 8.4% annual rate to a Rate per month!) (Round this rate per month to 5 places past the decimal)

                                                                   example of rounding: .062134 = .06213 or 6.213%

5. If Todd and Jessalyn wait 25 years (after the kids are raised!) before they put anything away for retirement, how much will they have to put away at the end of each year for 20 years in order to have $1,000,000 saved up on the first day of their retirement 45 years from today?

Use what you have learned about the time value of money to analyze each of the following decisions:

Decision #2: Planning for Retirement

Erich and Mallory are 22, newly married, and ready to embark on the journey of life.   They both plan to retire 45 years from today. Because their budget seems tight right now, they had been thinking that they would wait at least 10 years and then start investing $1800 per year to prepare for retirement.   Mallory just told Erich, though, that she had heard that they would actually have more money the day they retire if they put $1800 per year away for the next 10 years - and then simply let that money sit for the next 35 years without any additional payments – then they would have MORE when they retired than if they waited 10 years to start investing for retirement and then made yearly payments for 35 years (as they originally planned to do).   Please help Erich and Mallory make an informed decision:   

Assume that all payments are made at the END a year (or month), and that the rate of return on all yearly investments will be 7.5% annually.  

(Please do NOT ROUND when entering “Rates” for any of the questions below)

1. How much money will Erich and Mallory have in 45 years if they do nothing for the next 10 years, then put $1800 per year away for the remaining 35 years?

2. How much money will Erich and Mallory have in 10 years if they put $1800 per year away for the next 10 years?

3. How much will the amount you just computed grow to if it remains invested for the remaining 35 years, but without any additional yearly deposits being made?
4. How much money will Erich and Mallory have in 45 years if they put $1800 per year away for each of the next 45 years?

5. How much money will Erich and Mallory have in 45 years if they put away $150 per MONTH at the end of each month for the next 45 years? (Remember to adjust 7.5% annual rate to a Rate per month!)

6. If Erich and Mallory wait 25 years (after the kids are raised!) before they put anything away for retirement, how much will they have to put away at the end of each year for 20 years in order to have $700,000 saved up on the first day of their retirement 45 years from today?