We are going to retire at age 65. To do this we wish to have some money set aside to help us survive the rest of our life. Let’s suppose that we wish for an annuity to be set up so that we can take out $6000 every quarter for 15 years (until age 80). An annuity that you receive money from is sometimes referred to as a payout annuity. Let’s suppose further that this annuity will get 6% interest compounded quarterly.

1. What type of problem is this? {Future Value (FV), Present Value (PV), Sinking Fund (S), or Amortization(A)} _________________

How much must we invest (at age 65) for this to happen? ___________________

Now in order to have this money to invest we needed to start saving for it a long time before we are 65. Let’s start saving at age 25. (Let’s set up a sinking fund)

2. How much money would we need to put away monthly into an ordinary annuity that earns 12% compounded monthly in order to get to our goal? (12% is a somewhat realistic return for a good IRA depending, of course, on how the stock market does) ________________

3. What would be our monthly value if we had started saving at age 35 instead of 25? _______________

How much are we earning???

We will compare what we get out to what we put in.

4. First, how much are we getting out? At age 65 we will start to receive payments until age 80. What is the total of all of these payments coming out of the first annuity described in this problem? ___________

5. Second calculate the total invested into the sinking funds; Starting at age 25 ___________

Starting at age 35___________

The difference is how much you are earning (in interest) 6. Calculate how much interest is earned starting at age 25. _________

Calculate how much interest is earned starting at age 35.__________

What is the difference by starting at an earlier age? _______________

1. On January 1, 2016 Du Lac Company purchased office equipment that cost $16,000 cash. The equipment had a five year useful life and a $1,200 expected salvage value. Using straight line depreciation, determine the amount of depreciation expense and the amount of accumulated depreciation that would appear on the December 31, 2018 financial statements. A) $2,960 / $2,960. B) $2,608 / $7,824. C) $2,960 / $8,880. D) $2,600 / $7,800. Input the Letter answer from above

2. On January 1, 2016 Du Lac Company purchased office equipment that cost $16,000 cash. The equipment had a five year useful life and a $1,200 expected salvage value. Assume that Du Lac Company earned $5,000 cash revenue in 2018. Using straight line depreciation and assuming that the office equipment was sold on 12/31/18 for $6,000, the amount of net income or net loss appearing on the December 31, 2018 income statement would be: A) $2,040. B) $2,960. C) $2,760. D) $920. Input the Letter answer from above .

3.On January 1, 2016 Du Lac Company purchased office equipment that cost $16,000 cash. The equipment had a five year useful life and a $1,200 expected salvage value. If Du Lac Company had used the double-declining balance depreciation method, the depreciation expense appearing on the 2018 income statement would be: A) $2,131. B) $2,304. C) $5,920. D) $6,420. Input the correct letter answer

An Initial Public Offering (IPO) is a major milestone for a company. This is a very expensive and time-consuming process. It does not come without a lot of forethought and judicial weighing of the pros and cons. We will start this conversation by looking at some of the reasons why a company would decide to take the steps to become a publicly traded corporation. What pros and cons have to be weighed?

Instructions - Use the numbers in the instructions to organize your post and ensure that you meet all requirements.

1. The #1 benefit of an IPO is the capital that is raised. List one additional way a company would benefit from an IPO. Explain in one paragraph.

2. List one use of additional capital. Explain the benefit in one paragraph.

3. Many changes in reporting standards have been enacted as a result of financial scandals. Identify one specific change in reporting standards or requirements for publicly traded companies and explain why this is important. Identify the change by the title of the act or section number.

NOTE: The Sarbanes-Oxley Act is the most frequently mentioned changed. It contains many individual provisions. Break it down to one provision that has not been mentioned by a classmate. There are a number of more recent changes to select from as well.

The grade appeal process at a university requires that a jury be structured by selecting five individuals randomly from a pool of eight students and thirteen faculty.​

(a) What is the probability of selecting a jury of all​ students?

(b) What is the probability of selecting a jury of all​ faculty?

(c) What is the probability of selecting a jury of three students and two ​faculty?

​​(Round to five decimal places as​ needed.)

A university system enrolling thousands of students needs to determine how many credit hours, on the average, each student takes per quarter. From previous studies, the population standard deviation is known to be 2.3 credit hours per quarter. Suppose the administration wanted to estimate the mean to within 0.1 hours with 95% confidence. How large a sample would they need to take?

B- In light of your study of the course subjects and your readings through the Internet and/or the university e-library, Provide examples from the real world for successful and unsuccessful mergers and acquisitions cases in recent years and state the specific reasons behind their success or failure. (Do not provide general reasons behind success or failure & only one example should be provided for each case).

B- In light of your study of the course subjects and your readings through the Internet and/or the university e-library, Provide examples from the real world for successful and unsuccessful mergers and acquisitions cases in recent years and state the specific reasons behind their success or failure.

(Do not provide general reasons behind success or failure & only one example should be provided for each case).

• Knowing Your Population

Using data gathered from the text, South University Online Library resources, and websites, create an outline of the entire research paper or internship proposal you will submit for the class.

On the basis of your research, create a 2- to 3-page report:

• Explaining how you will research components of the data required in the paper portion of the appendix of the Capstone handbook