The following problem has you examine the impact of interest rate changes on bank profits using basic gap analysis.
Assume that the amount of variable- and fixed-rate assets and liabilities is fixed over the next year. In other words, no assets or liabilities will mature during this period. For each part, be sure to give a numerical answer.
Suppose a bank has $70M in variable-rate assets and $120M in variable-rate liabilities. What is the impact on the bank’s profits of a 1.5% increase in interest rates?
If the bank has $200M in assets, what is the impact on the return on assets (ROA)?
If the bank has $200M in assets and an capital of $15M, what is the impact on the
return on equity (ROE)?
In: Accounting
Use the dynamic AD-AS model to explain circumstances by which productivity and technological changes can lead to an increase in unemployment. Discuss what happens to the price level depending on the assumptions you make.(please explain in detail)
In: Economics
1. what are the common age-related changes of
respiratory system in older adult?
2. In selected respiratory conditions: Give nursing management and
medication.
a. Chronic Obstructive Pulmonary Disease
b. Lung cancer
c. Pneumonia
3. What self-imposed and environmentally imposed risks to younger
adults can contribute to the development of respiratory conditions
in later life?
In: Nursing
A parcel of air moves adiabatically and without phase changes of water from 900 hPa (Point A) to 700 hPa (Point B) and then to 800 hPa (Point C).
(a) At which of these three points is the relative humidity the largest, and at which point is it the smallest? Justify your answer
(b) At which of these three points is the specific humidity the largest, and at which point is it the smallest? Justify your answer
In: Physics
Calculate the heat/mole KCl when KCl is dissolved in water if 3.00 grams of KCl changes the temperature of 301 mL of water from 23oC to 29oC. (swater = 4.184 J/goC)
In: Chemistry
What material changes could advance the item leading?
(for example, to improvements in sustainability, accessibility, affordability, equity, performance, etc..)
Use materials property data and knowledge of materials selection strategies to support your proposed material innovation.
(Can you please not answer handwriting)
In: Mechanical Engineering
Recent global changes in political and economic systems show that
Multiple Choice
the multipolar world dominated by a number of civilizations of the Cold War era has vanished and is now being replaced by abipolar world.
many undeveloped and impoverished national markets of eastern Europe, Latin America, Africa, and Asia are potentiallyenormous for international business.
a lack of deregulation was the cause for the global financial crisis of 2008–2009.
it is guaranteed that democracy will thrive in most of the world's newer democratic states.
East European communist ideology is now widespread.
In: Economics
Variations in the resistivity of blood can give valuable clues to changes in the blood's viscosity and other properties. The resistivity is measured by applying a small potential difference and measuring the current. Suppose a medical device attaches electrodes into a 1.5-mm-diameter vein at two points 5.0 apart.
What is the blood resistivity if a 8.9 V potential difference causes a 240 mu A current through the blood in the vein (in omega*m)?
In: Other
Odum’s succession hypothesis describes succession as an ecosystem process. Explain the changes during succession in net primary productivity, inorganic vs. organic nutrients, importance of organic matter to mineral cycles, nutrient conservation of mineral cycles.
In: Biology
Referencing the ADA recommendations, analyze and discuss the significant changes a newly diagnosed diabetic would have to make in regards to diet and nutrition. Also, explain which change would be hardest for you to personally make and why.
In: Nursing