Please read through this unit's list of terms and concepts provided in the Key Terms module of this unit. You should look for these terms as you read the assigned textbook chapters. The terms and concepts are important for understanding the material. Do not look at each word as a separate entity that stands alone. Try to understand it in the context of the chapters' content. You should write out your own definitions for each term.
For this unit, please submit five of these term definitions for grading. A few words of caution: writing out the definitions is an important exercise, even the ones you don't have to submit. For this assignment do not simply copy a one-sentence definition of the term. Instead, provide a definition which relates to context and/or examples to best demonstrate your understanding.
Money markets Negotiable CD
Bond equivalent yield
Discount yield
Opportunity cost
Liquidity
Treasury Bills
LIBOR
Default risk free
Banker's acceptance
Repo and reverse repurchase agreement
Eurodollar deposits
Term vs serial bonds
Mortgage bonds
Convertible and callable bonds
Call premium
Second mortgages
Lien
Syndicate
Originating house
Preemptive rights
Red herring proxy
Secondary stock markets
Net long (short) in a currency
Open position
Safe haven
Purchasing power parity
Interest rate parity theorem (IRPT)
Open interest
Option
American option
European option
Call option
Put option
Intrinsic value of an option
Time value of an option
Foreign exchange rates
Dollarization
Foreign exchange risk
Currency appreciation
Derivative security
Derivative security markets
Spot contract
Forward contract
Futures contract
Marked to market
Initial margin
Maintenance margin
Floor broker
In: Accounting
WITHOUT USING POINTERS. This is C programming. I am writing a program which should calculate standard deviation of an array of exam scores and then add the standard deviation to each array element. It should print the original array, the standard deviation, and the new rounded adjusted array. I included my question as a comment in the line of code that is giving me an issue. (Removing the a from E-x-a-m as Chegg doesn't allow the word.)
#include <stdio.h>
#include <math.h>
float calcstddev(float exmgrades[], int size)
{
float sum =0.0;
float mean;
int temp;
float variance;
float stddev;
float difference;
for (temp=0;temp<size;++temp)
{
sum+=exmgrades[temp];
}
mean = sum/size;
for (temp=0;temp<size;++temp)
{
stddev+=pow(exmgrades[temp]-mean,2);
}
stddev/=size;
stddev=sqrt(stddev);
return stddev;
}
float adjustscores(float exmgrades[],int size)
{
float stddev=calcstddev(exmgrades,7);
int temp=0;
float adjustedscores[size];
for(temp=0;temp<size;++temp)
{
adjustedscores[temp]+=exmgrades[temp]+stddev;
}
return adjustedscores; //////HERE is the line that
gives me an error. It states:[Error] incompatible types when
returning type 'float *' but 'float' was
expected. If I remove this line, my output for
the adjusted array elements is .0f, so the data isn't passed to
main. What should I do here? ///////////////////
}
int main()
{
float exmgrades[]={90,95,90,82,80,87,92};
float stddev=calcstddev(exmgrades,7);
int size;
int arrayprint;
float adjustedscores[size];
printf("The exm scores are: ");
for (arrayprint = 0; arrayprint < 7;
arrayprint++)
{
printf("%.0f ", exmgrades[arrayprint]);
}
printf("\nThe standard deviation is %.4f",
stddev);
printf("\nThe adjusted scores are: ");
for (arrayprint =0; arrayprint <7;
arrayprint++)
{
printf(".0f", adjustedscores[arrayprint]);
}
}
In: Computer Science
Create a Java class named Trivia that contains three instance variables, question of type String that stores the question of the trivia, answer of type String that stores the answer to the question, and points of type integer that stores the points’ value between 1 and 3 based on the difficulty of the question.
Also create the following methods:
Create Java application that contains a main method that plays a simple Trivia game. The game should have 5 questions. Each question has a corresponding answer and point value between 1 and 3. Implement the game using an array of 5 Trivia objects.
Next, open a binary file and store those 5 Trivia objects into a binary file then close the file. Open the file again to read each question one at a time and store them into an array of objects.
Randomly, display a question and allow the player to enter an answer.
If the player’s answer matches the actual answer, the player wins the number of points for that question. If the player’s answer is incorrect, the player wins no points for the question. Make sure the answer is not case sensitive and it is only one word or two words at most. The program should show the correct answer if the player is incorrect. After the player has answered all five questions, the game is over and your program should display the player’s total score.
You need to turn in the code, a sample output of those 5 questions, the player's answers and the total.
Make sure it is readable, formatted and commented.
In: Computer Science
Research Problem
Find a catalog or visit the Website of a major distributor of microcomputer equipment,such as Computer Discount Warehouse (www.cdw.com) or Dell (www.dell.com). Select or configure a system that provides optimal performance for the following types of users:
· A home user who uses word-processing software, such as Microsoft Office; a home accounting package, such as Quicken or TurboTax; children’s games; and multimedia software for editing pictures and creating video DVDs
· An accountant who uses office software, such as Microsoft Office, and statistical software, such as SPSS or SAS, and downloads large amounts of financial data from a corporate server for statistical and financial modeling .
· An architect who uses typical office software and CAD software, such as AutoCAD
Pay particular attention to whether CPU power, memory, disk space, and I/O capabilities are adequate. Compare the cost of each computer. Which is most expensive and why?
Instructions
Please read these instructions carefully.
Answer the Research Problem above for the three types of users listed. You should have 3 different configurations total because there is not a one-size-fits-all with the different user needs presented. Use a budget of a max of $1,500 per machine, not the total for all three combined, and you do not have to use the entire budget. Do not include productivity software or peripherals such as scanners or printers in the budget total. You may use an online configuration site from major manufacturers (Dell, HP, Lenovo, etc) or build by individual components. If you are building the PC by individual components, be sure to add the cost of an operating system and necessary peripherals (keyboard/mouse/display). The computers and components must be available on the market today. Do not use components that have been out of stock for years. Do not use a configuration from a prior class, even if you originally created it.
In: Computer Science
Background:
When Ava started her Business Accounting firm 2 years ago, with 10 employees. This company of hers offers both accounting and bookkeeping services to businesses and is busy between December and April (5 months). Today, her company has 80 employees, supported by a team of 3 Information Technology staff. Her company has a local area network, capable of supporting 100 users/employees. In order to maintain data integrity and security, all data records are accessed via a database server running on the company’s local area network. The database server, of course, enables real-time access to data records. (Hence, no data records are stored on the employee’s computer.)
In the last 2 months, her company lost several bids on potential business projects due to the lack of IT resources, specifically the lack of storage capacity. Ava has decided to adopt the necessary the cloud computing service in order to resolve this issue. In other words, she has decided to shifte from assess-based physical IT resources to service-based virtual resources.
Your task:
1. Research and study to understand the key business operations of Accounting and the key business operations of Bookkeeping. 2. Create a screening rubric (in MS Word or MS Excel) to be used to evaluate/select the cloud service provider for resolving the abovementioned issue for Ava’s Business Accounting firm.
Hints: You need to determine the cloud service that may resolve the issue before you can create the screening rubric. Due to data sensitivity (integrity and security), Ava’s business can only use the private cloud model. Using the rubric created by you, can you select a cloud service provider that can meet Ava’s business requirements?
In: Finance
The balance sheet and income statement shown below are for Pettijohn Inc. Note that the firm has no amortization charges, it does not lease any assets, none of its debt must be retired during the next 5 years, and the notes payable will be rolled over.
|
Balance Sheet (Millions of $) |
|
|
Assets |
2012 |
|
Cash and securities |
$ 1,554.0 |
|
Accounts receivable |
9,660.0 |
|
Inventories |
13,440.0 |
|
Total current assets |
$24,654.0 |
|
Net plant and equipment |
17,346.0 |
|
Total assets |
$42,000.0 |
|
Liabilities and Equity |
|
|
Accounts payable |
$ 7,980.0 |
|
Notes payable |
5,880.0 |
|
Accruals |
4,620.0 |
|
Total current liabilities |
$18,480.0 |
|
Long-term bonds |
10,920.0 |
|
Total debt |
$29,400.0 |
|
Common stock |
3,360.0 |
|
Retained earnings |
9,240.0 |
|
Total common equity |
$12,600.0 |
|
Total liabilities and equity |
$42,000.0 |
|
Income Statement (Millions of $) |
2012 |
|
Net sales |
$58,800.0 |
|
Operating costs except depr'n |
$54,978.0 |
|
Depreciation |
$ 1,029.0 |
|
Earnings bef int and taxes (EBIT) |
$ 2,793.0 |
|
Less interest |
1,050.0 |
|
Earnings before taxes (EBT) |
$ 1,743.0 |
|
Taxes |
$ 610.1 |
|
Net income |
$ 1,133.0 |
|
Other data: |
|
|
Shares outstanding (millions) |
175.00 |
|
Common dividends |
$ 509.83 |
|
Int rate on notes payable & L-T bonds |
6.25% |
|
Federal plus state income tax rate |
35% |
|
Year-end stock price |
$77.69 |
Current Ratio = 1.33
Quick Ratio = 0.61
Days sales outstanding (DSO) = 59.14 days
Asset Turnover - 1.40
Inventory Turnover Ratio = 4.09
Return on Asset(ROA)= 2.70%
Return on Equity(ROE)= 9%
Net Profit Margin= 1.93%
Question: A). Using the following data, analyse the company's performance based on the ratio, explain what each ratio figure means in terms of the performance. (50-100 word on each ratio)
B). analyze the company overall performance (summary of A)
In: Finance
Write a program which compresses a given string of 1s and 0s and uncompress the string that was compressed. Use the run-length compression technique which replaces runs of 0s with a count of how many 0s.
The interactive input/output should allow users to select and run required processes.
The assignment submission on Blackboard should be as CIS_232_Project_LastName.zip file and include:
project report file: ProjectReportLastName.doc
program’s source file: ProjectLastName.java
program’s bytecode file: ProjectLastName.class
and any other relevant files.
The project report should be prepared by using word processing software. To write a program you should complete and include in your assignment report the following steps:
Title:
Student’s name:
CIS 232 Introduction to Programming
Programming Project
Due Date: November 30, 2020
Instructor Dr. Lomako:
In: Computer Science
You are a legal assistant for the attorney of the FUN company. You must conduct research and find three (3) court opinions (i.e. cases that have been previously decided by the court) that are precedent (i.e. have similar facts and issues of law) to the case below. You must provide the case title and citation of each of the three (3) cases you find.
Three months ago the CEO for FUN Company sent a letter to the Pastor for the Church of Stranger Things pledging a $3,000,000.00 donation to the Church. Upon receipt of this news, the Pastor contacted FUN’s CEO who re-assured the Pastor that the Church would be receiving a check for this amount within the ensuing four to six weeks. The Pastor, who for several years had wanted to expand the Church in order to increase its congregation, immediately hired an architect and paid him $400,000.00 to design the new ambitious project. The Pastor was in love with the architect’s design, so he quickly hired a general contractor for $750,000.00 to start the building process. In addition to the $750,000.00 for the labor, the Pastor paid another 1,100,000.00 for the tools and materials needed for the project. Five weeks after receiving the letter and first speaking to FUN’s CEO on the phone, the bishop called FUN because he was nervous about the fact that he had not received the check and he had already incurred such significant expenses. Note that the only reason the Pastor engaged in this ambitious construction project was because of the extra money he was counting on getting from FUN since the Church’s structure did not need it to continue its regular operations. The CEO at that point told the Pastor that soon after committing to donate the money, FUN’s finances started going terribly wrong and as such at this point, they were not able to make a donation to the church. The Pastor is now demanding that FUN still true to its word and give the church the donation.
In: Accounting
| San Francisco Bread Company | ||||
| Demand (Q) | Price (P) | Competitor Price (Px) | Advertising (Ad) | Income (I) |
| 599,201 | $6.66 | $5.96 | $206,647.00 | $52,955.00 |
| 572,258 | $8.01 | $5.30 | $207,025.00 | $54,391.00 |
| 558,142 | $7.53 | $6.16 | $207,422.00 | $48,491.00 |
| 627,973 | $6.51 | $7.56 | $216,224.00 | $51,219.00 |
| 593,024 | $6.20 | $7.15 | $217,954.00 | $48,685.00 |
| 565,004 | $7.28 | $6.97 | $220,139.00 | $47,219.00 |
| 596,254 | $5.95 | $5.52 | $220,215.00 | $49,775.00 |
| 652,880 | $6.42 | $6.27 | $220,728.00 | $54,932.00 |
| 596,784 | $5.94 | $5.66 | $226,603.00 | $48,092.00 |
| 657,468 | $6.47 | $7.68 | $228,620.00 | $54,929.00 |
| 519,866 | $6.99 | $5.10 | $230,241.00 | $46,057.00 |
| 612,941 | $7.72 | $5.38 | $232,777.00 | $55,239.00 |
| 621,707 | $6.46 | $6.20 | $237,300.00 | $53,976.00 |
| 597,215 | $7.31 | $7.43 | $238,765.00 | $49,576.00 |
| 617,427 | $7.36 | $5.28 | $241,957.00 | $55,454.00 |
| 572,320 | $6.19 | $6.12 | $251,317.00 | $48,480.00 |
| 602,400 | $7.95 | $6.38 | $254,393.00 | $53,249.00 |
| 575,004 | $6.34 | $5.67 | $255,699.00 | $49,696.00 |
| 667,581 | $5.54 | $7.08 | $262,270.00 | $52,600.00 |
| 569,880 | $7.89 | $5.10 | $275,588.00 | $50,472.00 |
| 644,684 | $6.76 | $7.22 | $277,667.00 | $53,409.00 |
| 605,468 | $6.39 | $5.21 | $277,816.00 | $52,660.00 |
| 599,213 | $6.42 | $6.00 | $279,031.00 | $50,464.00 |
| 610,735 | $6.82 | $6.97 | $279,934.00 | $49,525.00 |
| 603,830 | $7.10 | $5.30 | $287,921.00 | $49,489.00 |
| 617,803 | $7.77 | $6.96 | $289,358.00 | $49,375.00 |
| 529,009 | $8.07 | $5.76 | $294,787.00 | $48,254.00 |
| 573,211 | $6.91 | $5.96 | $296,246.00 | $46,017.00 |
Create a descriptive statistics table for our variables in word for submission (simply export from excel and cleaning it up a bit)
Create a table showing the variable names, coefficients, and p-values, indicating which variables are statistically significant for submission (export from excel and clean up a bit)
Write out the regression equation for sales here based on excel output:
Interpret the coefficient on our own price here:
If a manager increases our price by $2 then what is the predicted impact on sales?
In: Economics
Financial Statement Analysis
Due Date: Monday, March 18, 2019 by 5:00pm.
Submission:
Upload your submission file to D2L under Assignments. Include your
first and last name in the title of the files you upload. Each
individual will submit one (1) Excel workbook and one (1) Word
document. There should be only one (1) worksheet in the
workbook.
Donna James, a 2009 graduate of the University of Florida with 4 years of banking experience, was recently brought in as an assistant to the chairperson of the board of Keystone Foods, a small food producer that operates in southeastern Pennsylvania and whose specialty is high-quality pecan and other nut products sold in the snack food market. Keystone’s president, Jimmy Watkins, decided in 2017 to undertake a major expansion and to “go national” in competition with Frito-Lay, Eagle, and other major snack food companies. Watkins believed that Keystone’s products were of higher quality than the competition’s; that this quality differential would enable it to charge a premium price; and that the end results would be greatly increased sales, profits, and stock price.
The company doubled its plant capacity, opened new sales offices outside its home territory, and launched an expensive advertising campaign. Keystone’s results were not satisfactory, to put it mildly. Thus far, sales have not been up to the forecasted level, costs have been higher than were projected, and a large loss occurred in 2018 rather than the expected profit.
Its board of directors, which consisted of the president, vice president, and major stockholders (all of whom were local business people), was most upset when directors learned how the expansion was going. Unhappy suppliers were being paid late; and the bank was complaining about the deteriorating situation, threatening to cut off credit. As a result, Watkins was informed that changes would have to be made - and quickly; otherwise, he would be fired. Also, at the board’s insistence, Donna James was brought in and given the job of assistant to Frederico Ortez, a retired banker who was Keystone’s chairperson and largest stockholder. Ortez agreed to give up a few of his golfing days and help nurse the company back to health, with James’ help.
James began by gathering the financial statements and other data given (see supplemental spreadsheet schedules). She also projected financial statement data for 2019 (see supplemental spreadsheet schedules), assuming that some new financing is arranged to get the company “over the hump.”
James examined monthly data for 2018 (not provided in the case), and she detected an improving pattern during the year. Monthly sales were rising, costs were falling, and large losses in the early months had turned to a small profit by December. Thus, the annual data look somewhat worse than final monthly data. Also, she noticed that it appears to be taking longer for the advertising program to get the message out, for the new sales offices to generate sales, and for the new manufacturing facilities to operate efficiently. In other words, the lags between spending money and deriving benefits were longer than Keystone’s managers had anticipated. For these reasons, James and Ortez see hope for the company - provided it can survive in the short run.
Other pertinent facts:
Keystone purchases materials on 30-day terms, meaning that it is supposed to pay for purchases within 30 days of receipt.
Keystone spends money for labor, materials, and fixed (long-term) assets (i.e., depreciation) to make products - and spends still more money to sell those products. Then, the firm makes sales that result in receivables, which eventually results in cash inflows.
Keystone’s sales manager changed the company’s sales terms to 60-day credit terms rather than 30-day terms which were historically offered. Keystone’s competitors reacted by offering similar terms.
James must prepare an analysis of where the company is now, what it must do to regain its financial health, and what actions should be taken. Your assignment is to help her answer the following questions. Using spreadsheet software (i.e., Microsoft Excel or Google Sheets) and word processing software (i.e., Microsoft Word or Google Docs), respond to the following items, providing clear explanations, not simply “yes” or “no” answers. In all cases requiring computation, determine your responses using appropriate formulas. DO NOT simply key in an answer without computation.
Identify specific ratios that should be used to assess the financial health of Keystone. Justify your inclusion of each selected ratio. Be sure to also classify these ratios based on what aspect of the firm’s characteristics they reflect (e.g., liquidity).
For each given year, conduct calculations for the ratios you identified in #1. Show the appropriate formula for each ratio, the value(s) used in the numerator and denominator, and the final calculated result.
Discuss/interpret each ratio in the context of the company’s overall financial health. Which ratios are positive and/or show improvement? Which ratios continue to highlight areas for further investigation or problems? Discuss any trends in the ratios that you observed over the time period presented.
Based on your analysis, what three (or more) specific actionable items could Keystone do to improve its financial health? Be specific in your response and discuss the implication of your recommendation; for example, if you suggest that the company should pursue raising capital through a bond issue, you should discuss the merits of this recommendation, note any limitations that the company may encounter, and discuss the expected implication on the firm’s financial results. On the later, a high-level discussion on the financial results will suffice, such as, “if a bond issue is undertaken, the company would be responsible for paying bond interest expense which would negatively affect cash flow.
In: Accounting