he following observations are obtained from a random sample of 10 individuals: Individual x y 1 9.47 5.24 2 4.21 3.04 3 6.63 4.58 4 10.7 5.73 5 8.52 4.11 6 10.1 5.57 7 4.92 3.60 8 8.28 5.77 9 7.58 4.30 10 9.21 5.01 Run a t-linear regression test on this data. (HINT: make sure you copy the numbers correctly!) What are the appropriate null and alternative hypotheses? H0:ρ=0H1:ρ<0 H0:ρ=0H1:ρ>0 H0:r=0H1:r>0 H0:r=0H1:r<0 H0:r=0H1:r≠0 H0:ρ=0H1:ρ≠0 What is the correlation coefficient? Round to 4 decimals. Number What is the coefficient of determination? Round to 4 decimals. Number Calculate the value of the test statistic. Round your response to at least 2 decimal places. |t|= Number What is the corresponding P-value for the test statistic? Round your response to at least 6 decimal places. Number Make a decision (hint: when in doubt, use the α=.05 significance level) Since α P, we the null hypothesis Help write a summary of the results of this hypothesis test: enough evidence in this sample to conclude there is a between the variables X and Y at the α= significance level because P= Number . What is the equation of the Regression line? Round the values to 4 decimal places y^= Number ⋅x+ Number

1. stock Calculate the total return percentage achieved for each individual stock from the day you selected the to the present or most recent business day. Use the formula
   
   End Share Price – Beginning Share Price + Dividends Received (if any)/Beginning Share Price.

Husky energy: End-June 23-4.69                      Beginning -April 1-3.65

Canopy Growth: end- June 23- 17.24                 Brining- April 1– 13.58

2.Annualize the percentage return for each stock; that is, calculate what your return would be if you held the stock for one year. To do this, take your returns from above, divide by the number of days the share was held, and multiply by 365.

3. Calculate the annualized return for the Husky energy and Canopy Growth Company. (Use an equal weighting for each stock.) Was your return higher or lower than the rate of inflation?

Thanks!

1. How do loan portfolio risks differ from individual loan risks? What is the importance of concentration limits in managing the amount of NPLs (non-performing loans)?

2. Explain whether each of the statements below is True, False or Uncertain. Justify your answer.

a. Compensating balances kept at the bank that has originated a loan help to reduce the adverse selection and moral hazard problems associated with lending.

b. If the book value of the collateral is greater than or equal to the amount of the loan, the credit risk of the lender is fully covered.

c. The market risk premium positively depends on the probability of default of the borrower and the recovery rate.

1. Describe two individuals from each of Erikson's stages of psychosocial development. One individual will have successfully resolved each stage while the other will have not. Explain, in your descriptions, what may have led to each individual's outcome and how this has played a role in his or her personality.

2. Identify your current stage of psychosocial development. Describe how Erikson's theory is or is not relevant to your personal situation. Explain where you are in terms of resolution of this stage.

The Bank of England will prevent members of its interest rate-setting committee from publishing individual opinions on the economy despite a review of its procedures calling for greater transparency. The Bank said a "collective forecast" will remain the centerpiece of the monetary policy committee's monthly reports, effectively barring members from explaining their views on the likely path of economic growth, inflation, and unemployment. Critics of the Bank's policy said the Bank's governor, Sir Mervyn King, had rejected proposals for the public to see a wider range of views because he wanted to maintain a stranglehold on the direction of policy...In response, the Bank said it agreed some procedures were opaque and there was a need for clear lines of responsibility, but said that criticism of the monetary policy committee, which King chairs, were largely unfounded. Explain why then-Bank of England Governor Mervyn King would want to prevent members of the monetary policy committee from stating their own views. Think about this within the context of inflationary expectations. Why then is the Bank of England calling for greater transparency?

Scenario 1: Individual Retirement Accounts (IRAs) allow people to shelter some of their income from taxation. Suppose the maximum annual contribution to such accounts is $5,000 per person. Now suppose there is a decrease in the maximum contribution, from $5,000 to $3,000 per year.

Shift the appropriate curve on the graph to reflect this change.

This change in the tax treatment of interest income from saving causes the equilibrium interest rate in the market for loanable funds to__________ and the level of investment spending to ____________ .

Scenario 2: An investment tax credit effectively lowers the tax bill of any firm that purchases new capital in the relevant time period. Suppose the government implements a new investment tax credit.

Shift the appropriate curve on the graph to reflect this change.

The implementation of the new tax credit causes the interest rate to _____________ and the level of investment to ________ .

Scenario 3: Initially, the government's budget is balanced; then the government significantly increases spending on national defense without changing taxes.

This change in spending causes the government to run a budget _________ , which _________ national saving.

Shift the appropriate curve on the graph to reflect this change.

This causes the interest rate to ___________ , the level of investment spending.

An individual finds that they have high blood pressure. Explain two different responses (from different body systems) that their body will have in order to try and maintain homeostasis

Web Wizard, Inc., has provided information technology services for several years. For the first two months of the current year, the company has used the percentage of credit sales method to estimate bad debts. At the end of the first quarter, the company switched to the aging of accounts receivable method. The company entered into the following partial list of transactions during the first quarter.

1. During January, the company provided services for $41,000 on credit.
2. On January 31, the company estimated bad debts using 2 percent of credit sales.
3. On February 4, the company collected $20,500 of accounts receivable.
4. On February 15, the company wrote off a $150 account receivable.
5. During February, the company provided services for $31,000 on credit.
6. On February 28, the company estimated bad debts using 2 percent of credit sales.
7. On March 1, the company loaned $2,600 to an employee, who signed a 6% note, due in 6 months.
8. On March 15, the company collected $150 on the account written off one month earlier.
9. On March 31, the company accrued interest earned on the note.
10. On March 31, the company adjusted for uncollectible accounts, based on an aging analysis (below). Allowance for Doubtful Accounts has an unadjusted credit balance of $1,210.

1. For items (a)–(j), analyze the transaction to determine effects on specific financial statement accounts and the overall accounting equation. (Enter any decreases to Assets, Liabilities, or Stockholders Equity with a minus sign. Do not round intermediate calculations.)

2. Prepare the journal entries for items (a)–(j). (If no entry is required for a transaction/event, select "No Journal Entry Required" in the first account field. Do not round intermediate calculations.)

3. Show how Accounts Receivable, Notes Receivable, and their related accounts would be reported in the current assets section of a classified balance sheet at the end of the quarter on March 31. (Do not round intermediate calculations.)

4. Sales Revenue and Service Revenue are two income statement accounts that relate to Accounts Receivable. Name two other accounts related to Accounts Receivable and Notes Receivable that would be reported on the income statement and indicate whether each would appear before, or after, Income from Operations.