Which of the following statements is true about the types of insurance sold in the United States?
A. Most policies sold are whole life, but universal has the largest percentage of coverage in force.
B. Most sold are term life, but whole life has the largest percentage of face amount in force.
C. Most policies sold are whole life, but term life has the largest percentage of face amount coverage in force.
D. Most policies sold are term life, but variable life has the largest percentage of face amount coverage in force.
In: Operations Management
The potential market represents all active duty military members, all veterans, and their families. Assume that according to the United States Department of Defense, as of December 31, 2014 there were 1,360,671 active duty personnel in all armed services. The veteran population totaled 21 million at the end of 2014. Assuming the average cost of life insurance is $710 per year and that potential customers purchase one policy per year, use the chain ratio method to calculate the market potential for life insurance in the military market.
The marked demand is estimated as $_________million
In: Operations Management
Testing and screening for genetic diseases are done in a number of ways. Which of the following statements is true of genetic testing and screening?
| A. |
Down Syndrome can be detected through a maternal blood test; alphafetoprotein levels tend to be altered in women carrying a fetus with Down Syndrome. |
|
| B. |
All of the other choices are true of genetic screening and testing programs. |
|
| C. |
Phenylketonuria screening is decreasing in commonality in the United States as incidence decreases in the population. |
|
| D. |
Chorionic Villus Sampling is the safest and most risk-free method of prenatal testing available for expecting mothers. |
In: Biology
Husky Corporation is considering an investment project in Canada. The project has an initial cost of CAD602,000 and is expected to produce cash inflows of CAD220,000 a year for four years. The project will be worthless after four years. The risk-free rate in the United States is 2 percent and the risk-free rate in Canada is 2.4 percent. The current spot rate is CAD1 = $.742. Husky's required return on dollar investments of this type is 12 percent. What is the net present value of this project in U.S. dollars using the foreign currency approach? $52,810 $48,367 $44,491 $40,769 $36,915
In: Finance
Selected Country: NIGERIA
This is a Collaborative Learning Community (CLC)
assignment.
To better understand cultural differences and how these differences
influence global management, as a group, create a
PowerPoint presentation that addresses the following:
1. Compare how the United States differs from another country of
your choice (within the african region ) on Hofstede’s six
dimensions of culture.
2. Explain how your knowledge of these differences would influence
you as a global manager if you were doing business
in the selected country.
3. Explain the challenges and opportunities associated with leading
in your selected country.
In: Accounting
In: Economics
Bernie Sanders advocated heavily against share buybacks, calling for a regulation that would restrict them in the United States. Which of the following are most likely to be targeted for a share repurchase ban/restriction?
a.
Under levered (too little debt) firms, with many good investment opportunities.
b.
Over levered (too much debt) firms, with few good investment opportunities.
c.
Under levered (too little debt) firms, with few good investment opportunities.
d.
Over levered (too much debt) firms, with many good investment opportunities.
In: Finance
The survey by The Bureau of Labor Statistics American Time, showed that the time a person spends in the United States using a computer for entertainment varies greatly according to age. Individuals aged 75 years and older averaged 0.3 hrs (18 minutes) per day. Those aged 15 to 19 spent 1.0 hrs a day. If these times follow an exponential distribution find the proportion of each group that passes: a) Less than 15 minutes a day using the computer to entertainment b) More than two hours c) Between 30 and 90 minutes
In: Statistics and Probability
Essay 2
The Effect of International Financial Reporting Standards on
Current Tax Planning Strategy
For this assignment, you will be submitting an essay on the effect
the adoption of IFRS has had and will continue to have on tax
planning strategy. While reporting under IFRS will not be required
until 2015 or 2016, we are already beginning to see changes in the
tax industry, particularly when considering planning for the
future. The purpose of this assignment is for you to consider how
and to what extent the adoption of IFRS in the United States will
affect current tax planning strategy, both in the short-term and
the long-term.
In: Accounting
Dr. Micheal Osterholm, director of the Center for Infectious Disease Research and Policy at the University of Minnesota, in an interview with Chuck Todd on Sunday May 10, claimed that some COVID-19 tests have 50% false positives. Assuming that the same test has 2% false negatives, calculate
(a) Probability that a person who tested positive is really infected with COVID-19 virus.
(b) Probability that a person who tested negative is not sick.
As of today, there are 1.37 million confirmed COVID-19 cases. Population of the United States is about 330 million.
In: Statistics and Probability