1.Describe the two different ways in which an ADI may be exposed to interest rate risk.  What would it do – in respect of the two different aspects of interest rate risk – if it thought interest rates were going to increase in the near future and wanted to take advantage of this prediction?  Explain how these actions will be of benefit if interest rates do increase as predicted?

2.Describe how a bank could use derivatives to hedge an exposure to decreasing interest rates.

Explain why each of the following actions would negatively impact the results of a recrystallization procedure. Answer each in two sentences or less.

i) After achieving proper dissolution, immediately cooling the solution in an ice bath.

ii) Dissolving all of the material at room temperature, then heating to near the solvent boiling point, followed by cooling to 0 °C.

iii) Upon collection of the recrystallized material on a filter, rinsing with 1-2 mL of room temperature solvent.

Let us say that you work for Starbucks!

Since college campuses are traditionally very attractive locations for Coffee-shops, your District manager is proposing to set up a coffee shop near at the junction of Broadway and 35th   .

As a statistical consultant how would you explore this option?

Discuss what would be your population and variables, type of variables and how many?

Do you think some kind of secondary data would suffice in this case?

Corporate management and the Board of Directors fulfil a vital role to ensure good corporate governance within a company. Which of the reasons, listed below, has been a major contributing factor to corporate governance scandals?

Question 23 options:

1. Spending at All Levels of Government
   1. How much is spent, (not double counting the transfers from the federal government to state and local governments), by ALL levels of US government right now (2019 FY or 2018 full-year OK to report)?
2. 2. On a per capita basis, how much is this? Compare this amount of spending per person with the overall GDP per person of countries with GDP per person near those levels.
      
   3. As a share of GDP, how much is this?

Exercise 5: Let's Build a Moon Base

Prompt: One day in the future we will decide to establish a colony on the Moon. Where should we put it?

Analysis Directions: Make a list of the advantages and disadvantages of locating such a human habitat on poles. Should it be in a crater the near side, the far side, or at the? Highland? Maria?

Also, what site would be best for doing visible-light and radio astronomy from observatories on the Moon? Comment on each other’s lists.

a. What kind of ratios to find from the consolidated statement of operations and consolidated balance sheet of a particular industry for: understanding the financial performance, as well as near-term future for a company. b. Using consolidated statement of operations and consolidated balance sheet as well as that of competitors what ratio tools do we need to analyse their performance. Moreovers what ratio and other tools do we use for making comparison except common size and comparitive statement.

Patents are granted for 20 years, but pharmaceutical companies cannot use their patent-guaranteed monopoly powers for anywhere near this long because it takes several years to acquire the Food and Drug Administration (FDA) approval of drugs.

• What purposes do barriers to entry created by the government serve?
• What are other barriers to entry in the pharmaceutical industry?
• Should drug patents be extended to 20 years after FDA approval?
• Explain what would be the costs and benefits of this extension.

4. We have called plate tectonics a scientific revolution. What other scientific revolutions do you know about? How is the plate tectonics revolution similar to, or different from, other revolutions, such as the Copernican revolution in astronomy? 5. What is the tectonic environment of the place where you live or attend school? Do you live near a plate margin? If so, what type is it? Or do you live in the middle of a plate? If so, which one?

Boatbound

Serial entrepreneur Aaron Hall took note of the “sharing economy” that emerged during the last recession and launched Boatbound, a peer-to-peer boat rental company that brings together boat owners who are willing to rent their boats when they are not in use and people who want a fun boating experience without the cost of owning a boat. Hall realized that 12.2 million boats are registered in the United States, yet the average owner uses his or her boat just 26 days per year. Boatbound screens all potential renters, verifies the condition and the safety of each boat, carries ample insurance on each boat, and covers general liability. Boat owners select their renters from Boatbound’s pool of applicants and set daily rental fees, and Boatbound collects 35 percent of the fee. Boatbound has rented every kind of boat, from kayaks to yachts with captains. Fees range from $200 to $8,500 per day. “As a boat owner and someone in the marine industry, I’ve been waiting for something like this my whole life,” says Aabad Melwani, owner of a marina. “I just didn’t know it.”

Henrybuilt

Scott Hudson, CEO of Henrybuilt, had created a profitable niche designing and building upscale kitchens that ranged from $30,000 to $100,000. In 2006, Hudson opened a New York City showroom, which doubled in size in just 18 months. By 2008, the company had more than 200 jobs in the United States, Mexico, and Canada. When the recession hit, however, new projects came to a standstill, and customers began cancelling orders. In response, Hudson launched a subsidiary, Viola Park Corporation, that provides customers lower-cost remodeling options that use its software rather than an architect to create “custom” variations on Henrybuilt designs. The result is a process that produces a kitchen much faster and at half the cost of a Henrybuilt kitchen. Henrybuilt sales have recovered, but Viola Park accounts for 20 percent of sales and is growing twice as fast as Henrybuilt. Unequal Technologies Robert Vito started Unequal Technologies in 2008 to supply protective clothing and gear, including bullet-proof vests, to military contractors. The protective gear is made from a lightweight yet strong composite material that he developed and patented. Two years later, the equipment manager of the Philadelphia Eagles called to ask whether Unequal Technologies could create a special garment for one of its star players who had suffered a sternum injury. Vito modified the bullet-proof vest for the player and soon had other players in the National Football League asking for protective gear. Unequal technologies went on to develop Concussion Reduction Technology (CRT), peel-and-stick pads for football helmets that are made from before it reaches the skull. Independent tests show that CRT reduces the risk of head injuries from impact by 53 percent. The company now supplies equipment to 27 of the NFL’s 32 teams and has its sights set on an even larger market: amateur sports. Vito says Unequal’s technology gives the company a competitive edge that has allowed it to increase sales from $1 million to $20 million in just one year.

(Source: Scarborough and Cornwall, 2016)

1. Select one of these small businesses (Boatbound or Henrybuilt) and explain how the said business used six (6) of the 10 types of innovation to bolster its success.   

15. Marks)