Questions
Organizations that emphasize social responsibility and adhere to a set or corporate ethics will likely gain...

Organizations that emphasize social responsibility and adhere to a set or corporate ethics will likely gain competitive advantages in the market place and avoid costly litigation and loss of reputation. Due to high levels of corporate fraud in the 1990s with companies such as Enron and Global Crossing, Congress passed the Sarbanes Oxley Act of 2002 that set new increased standards for the boards of public U.S. companies and accounting firms. Read the different sections and provisions of the Sarbanes Oxley Act at the following link. http://www.soxlaw.com/ Discuss your overall thoughts on the Sarbanes Oxley Act and the provision that you feel is the most effective and why. Additionally do you believe that executives will become more ethical based on the legislation? Why or why not?

In: Operations Management

Surprise! Jamie Lee and Ross were stunned to find that their family of two has grown...

Surprise! Jamie Lee and Ross were stunned to find that their family of two has grown to a family of five! They were expecting twins, but when the babies were born, they discovered that they were actually the parents of triplets!

Ross immediately had worries of being able to provide for the growing family: diapers, formula, college expenses times three! What if something happened to him or Jamie Lee? How would the surviving parent be able to provide for such a large family?

Jamie Lee and Ross decided to purchase life insurance for Ross because his is the higher income at this time and because it would be more devastating if his income was lost due to his death. They have allowed $8,500 for funeral costs.

Calculate their living expenses for 6 months to include all monthly expenses, excluding credit card debt and entertainment. Note that Ross's mother lives close and will be providing childcare to their triplets once Jamie Lee goes back to work at the bakery for half days. His mom will have a hired nanny to assist, which will cost them $1,200 a month. Use the table below to determine the amount Jamie Lee and Ross should use when shopping for life insurance. Each answer must have a value for the assignment to be complete. Enter "0" for any unused categories.

Current Financial Situation

Assets: Income:
Checking account $3,000 Gross income (Jamie Lee) $50,000
Savings account $16,500 Net income after taxes (Jamie Lee) $35,000
Emergency fund savings account $19,600 Gross income (Ross) $74,000
IRA balance $25,500 Net income after taxes (Ross) $61,500
Car (Jamie Lee) $12,000 Monthly Expenses:
Car (Ross) $19,500 Mortgage $1,300
Liabilities: Property taxes $450
Student loan balance $0 Homeowners insurance $250
Credit card balance $4,000 Utilities $185
Car loans $7,500 Food $525
Gas/maintenance $300
Credit card payment $300
Car loan payment $294
Entertainment $150

Surprise! Jamie Lee and Ross were stunned to find that their family of two has grown to a family of five! They were expecting twins, but when the babies were born, they discovered that they were actually the parents of triplets!

Ross immediately had worries of being able to provide for the growing family: diapers, formula, college expenses times three! What if something happened to him or Jamie Lee? How would the surviving parent be able to provide for such a large family?

Jamie Lee and Ross decided to purchase life insurance for Ross because his is the higher income at this time and because it would be more devastating if his income was lost due to his death. They have allowed $8,500 for funeral costs.

Calculate their living expenses for 6 months to include all monthly expenses, excluding credit card debt and entertainment. Note that Ross's mother lives close and will be providing childcare to their triplets once Jamie Lee goes back to work at the bakery for half days. His mom will have a hired nanny to assist, which will cost them $1,200 a month. Use the table below to determine the amount Jamie Lee and Ross should use when shopping for life insurance. Each answer must have a value for the assignment to be complete. Enter "0" for any unused categories.

Current Financial Situation

Assets: Income:
Checking account $3,000 Gross income (Jamie Lee) $50,000
Savings account $16,500 Net income after taxes (Jamie Lee) $35,000
Emergency fund savings account $19,600 Gross income (Ross) $74,000
IRA balance $25,500 Net income after taxes (Ross) $61,500
Car (Jamie Lee) $12,000 Monthly Expenses:
Car (Ross) $19,500 Mortgage $1,300
Liabilities: Property taxes $450
Student loan balance $0 Homeowners insurance $250
Credit card balance $4,000 Utilities $185
Car loans $7,500 Food $525
Gas/maintenance $300
Credit card payment $300
Car loan payment $294
Entertainment $150
Use the "family need" method to complete
1. Yearly income x 5 [1]
2. Total approximate expenses above and beyond your daily living costs for you and your dependents (e.g. tutition, care for disabled child or parent) [2]
3. Emergency fund needed (6 months of living expenses) [3]
4. Expected funeral expenses [4]
5. Total estimate of family's financial needs (sum of lines 1-4) [5]
6. Total liquid assets (e.g. savings account, CDs, money market funds, other life insurance, pension plan death benefits, and Social Security benefits) [6]
7. Life insurance needs (total estimate of needs minus liquid assets) [7]

In: Accounting

Swift Inc Company, all information about 2019, prepare a balance sheet for Swift Inc. as of...

Swift Inc Company, all information about 2019, prepare a balance sheet for Swift Inc. as of December 31, 2019.

• Retained earnings at December 31, 2018is $234,000
• Sales (all credit sales) are $2.5 million
• Days to sell inventory is 20
• Cash on hand is 1% of sales
• All sales are paid 30 days after purchase
• Noncurrent assets are $1 million
• Long-term debt to equity ratio is 1
• All liabilities, other than long-term debt, are short-term liabilities
• 20,000 shares outstanding issued at $10 in 2004
• No dividends are paid
• Gross margin is 40%
• Net profit margin is 8%
• Assume there are 360 days in the year

In: Finance

The extinction coefficients of the four natural nucleoside-5’monophosphates pdA, pdG, pdC and pdT at 260 nm...

The extinction coefficients of the four natural nucleoside-5’monophosphates pdA, pdG, pdC and pdT at 260 nm are 1.506*104 , 1.218*104 , 7.10*103 , and 8.56*103 L/mol/cm, respectively (Cavaluzzi, M.J., Nucleic Acids Res., 2004, 32, e13). Please determine:

a) The extinction coefficient of a single-stranded, 5’-phosphorylated Dickerson Dodecamer sequence d(pCGCGAATTCGCG).

Answer: ε260 = 1.244*105. HOw they got that?

b) Please calculate absorbance and percent transmittance of a 10 micromolar (μM) solution of the single-stranded Dickerson Dodecamer, as described in (a), at 260 nm when a cell with the path length of 1.0 cm was used.

What is A? %T?

I don't know the answer for that.

In: Chemistry

Shown below are rental and leasing revenue figures for office machinery and equipment in the United...

Shown below are rental and leasing revenue figures for office machinery and equipment in the United States over a 7-year period according to the U.S. Census Bureau. Use this data and the regression tool in the data analysis tool pack to run a linear regression. Based on the formula you get from the regression output, answer the following questions: a) What is the forecast for the rental and leasing revenue for the year 2011? b) How confident are you in this forecast? Explain your answer by citing the relevant metrics. Year Rental and Leasing ($ millions) 2004 5,860 2005 6,632 2006 6,543 2007 5,952 2008 5,732 2009 5,423 2010 4,589

can the answer be typed out please?

In: Advanced Math

As of 12/31/03, an insurance company has a known obligation to pay $1,000,000 on 12/31/2007. To...

As of 12/31/03, an insurance company has a known obligation to pay $1,000,000 on

12/31/2007. To fund this liability, the company immediately purchases 4-year 5% annual

coupon bonds totaling $822,703 of par value. The company anticipates reinvestment interest

rates to remain constant at 5% through 12/31/07. The maturity value of the bond equals

the par value. Under the following reinvestment interest rate movement scenarios effective

1/1/2004, what best describes the insurance companys profit or (loss) as of 12/31/2007 after

the liability is paid?

(a) Interest rates drop by 1/2%

(b) Interest rates increase by 1/2%

In: Finance

All other things being equal, the tax benefits of a tax credit outweigh the tax savings...

All other things being equal, the tax benefits of a tax credit outweigh the tax savings produced by a tax deduction because:

1) It reduces a taxpayer's tax liability

2) It reduces a taxpayer's taxable income

3) It reduces a taxpayer's capital gains

4) None of these

In 2019, what is the earned income credit allowed Don Andersen, a head of household taxpayer, assuming he has adjusted gross income of $9,500 (consisting of interest income of $3,500 and earned income of $6,000? He maintains his household with his daughter.

1) $2004


2) $2049


3) $2094


4) $0

5) None of the above answers are within $20 (plus or minus) of the correct answer.

In: Accounting

Graphically illustrate the impact of the following events on real GDP per capita in a balanced-...

Graphically illustrate the impact of the following events on real GDP per capita in a balanced- growth-path equilibrium. Keep in mind that the Solow model graph provides qualitative predictions for variables such as real GDP per effective worker (y), and that real GDP per capita is given by Y/L = A × y.

  1. a) For the first time in modern history, the birthrate in Japan falls below the mortality rate. (5 points)

  2. b) A megathrust earthquake, much like the 2004 Indian Ocean earthquake, along the Cas- cadia subduction zone destroys all buildings and infrastructure in Washington, Oregon, and northern California. Due to a newly developed earthquake early warning system, the loss of life is minimal.1 (5 points)

In: Economics

The 2.4 billion working people in the developing countries often have to endure employment conditions, which do not meet even basic occupational safety and health (OSH) standards.

 

PHC261

The 2.4 billion working people in the developing countries often have to endure employment conditions, which do not meet even basic occupational safety and health (OSH) standards. The lack of work safety, excessive workloads, and occupational physical, chemical and biological exposures result in occupational diseases, injuries and as many as 1.2 million fatalities each year. Furthermore, as little as 15% of workers in the developing countries have access to occupational health and safety services.” (Rantanen et al., 2004).

In your own words, to what extent do you agree with the information provided by the quote above? Support your argument by giving further details about developing and developed countries with examples of the services.

In: Nursing

The daily exchange rate for currencies fluctuates on a daily basis due to many economic conditions...

The daily exchange rate for currencies fluctuates on a daily basis due to many economic conditions affecting the business cycle. The exchange rate for a twelve month period in the year 2004 between the US dollar and the EURO shows an approximately normally distributed behavior with a mean exchange rate of 0.804 euros for every dollar and a standard deviation of 0.0255.

Find the following:

A) The probability that the exchange rate between the pair of currencies between 0.798 and 0.8100.

B) The probability that the exchange rate will be larger than 0.845 euros for every dollar.

C) The exchange rate such that 98% of the data falls below it.

D) If the standard deviation is changed from the stated value to 0.03, what will the answers in (A) through (C) be.

In: Statistics and Probability