Questions
Assume you are a bank manager. You are given the responsibility of reviewing your bank s...

Assume you are a bank manager. You are given the responsibility of reviewing your bank s liquidity position by top management, as reflected by balance sheet and income statement information. To do this, your assistant assembled the following financial data per your request:

Metropolitan Bank Peer Group of Banks
Financial Ratios (%) 2001 2002 2003 2001 2002 2003
Net income/total assets 0.8% 0.9% 1.1% 0.8% 0.9% 0.9%
Equity capital/total assets 5.5 5.7 6.0 5.6 5.7 5.9
Business loans/total assets 50 53 56 48 47 48
Home loans/total assets 10 9 8 12 13 13
Comsumer loads/total assets 9 8 6 10 9 9
Temporary investments/total assets 20 18 15 20 21 20
Core Deposits/total assets 55 50 45 53 55 54
Volatile liabilities/total assets 35 39 45 37 36 37


What does this information suggest?

In: Finance

A mutual fund advertises that average annual compound rate of returns for various periods ending end...

A mutual fund advertises that average annual compound rate of
returns for various periods ending end of December 2005 are as
follow :
10 years - 13%
5 years - 17%
2 years - 15%
1 year - 22%
Find the 5-year average annual compound rates of return for the
period January 1, 1996 to December 31, 2000, and nd the annual
rate of return for calender year 2004.

In: Finance

The cash flow from operations and cash flow from investing are both positive. Which of the...

The cash flow from operations and cash flow from investing are both positive. Which of the following best describes the situation?

2004

2005

Net income

$189

$170

Adjustments to reconcile net income to net cash provided by operating activities

Depreciation and amortization

201

173

Deferred income taxes

14

(20)

Restructuring charges

80

90

Accounts receivable

30

20

Inventory

(30)

50

Current liabilities

10

30

Cash flow from operations

494

513

Sale of equipment

200

300

Purchase of equipment

(130)

(120)

Cash flow from investing

70

180

Dividends

(120)

(130)

Long-term debt

(440)

(440)

Cash flow from financing

(560)

(570

A. The cash flow statement would indicate there are no reasons for concern.
B. Repayment of long-term debt indicates the company is becoming more profitable.
C. The company appears to be liquidating assets of the company that may affect future profitability.
D. Increased operating and investing cash flows in 2005, relative to 2004, indicate increased profitability in 2005.

In: Accounting

I need this in pseudocode: Similar to the previous assignment, you’re going to read in the...

I need this in pseudocode:

Similar to the previous assignment, you’re going to read in the number of years the player played and the starting year of that player – followed by the statistics for those years. This time, however, you’re going to print out the years from worst to best in sorted order. Hint: this will require a second array to store years. If you can sort one array, can you sort both? Sample Output #1: Enter the number of years: 5

Enter the starting year: 2003

Enter stat for year 2003: 5

Enter stat for year 2004: 4

Enter stat for year 2005: 7

Enter stat for year 2006: 1

Enter stat for year 2007: 3

2006|2007|2004|2003|2005|

Sample Output #2: Enter the number of years: 6

Enter the starting year: 1879

Enter stat for year 1879: 70

Enter stat for year 1880: 89

Enter stat for year 1881: 111

Enter stat for year 1882: 65

Enter stat for year 1883: 105

Enter stat for year 1884: 98

1882|1879|1880|1884|1883|1881|

In: Computer Science

. Discuss all major ‘myths’ of management. (entrepreneurs are always inventors, entrepreneurs are academic and social...

. Discuss all major ‘myths’ of management. (entrepreneurs are always inventors, entrepreneurs are academic and social misfits,

are they true or false

5: Entrepreneurs Must Fit the Profile

6: All Entrepreneurs Need Is Money

7: All Entrepreneurs Need Is Luck

8: Entrepreneurship Is Unstructured and Chaotic

9: Most Entrepreneurial Initiatives Fail

10: Entrepreneurs Are Extreme Risk Takers

In: Economics

complete a 500-750 word reflective essay in response to the following two questions related to the...

complete a 500-750 word reflective essay in response to the following two questions related to the documentary (Inside Job)

In your estimation, what does the documentary imply concerning the role of academic economists in the 2008-2009 financial crisis and what are your thoughts concerning this?

Is Inside Job biased or otherwise incomplete in its depiction of the financial crisis? Explain.

In: Economics

Chapter 3, Six Sigma (book: Quality Improvement) Working as an individual or in a team of...

Chapter 3, Six Sigma (book: Quality Improvement)

  1. Working as an individual or in a team of three or more people, use DMAIC to improve a process in one or more of the organizations listed below:
    1. Large Bank
    2. Health-care facility
    3. University academic department
    4. University nonacademic department
    5. Large department store
    6. Grade School
    7. Manufacturing facility
    8. Large grocery store

In: Statistics and Probability

Explore the FASB Codification section related to inventory (§330). Explain how inventory might be treated within...

Explore the FASB Codification section related to inventory (§330). Explain how inventory might be treated within a particular industry, and justify why this methodology is appropriate. Participate in follow-up discussion by challenging or defending the methods as explained by your classmates. Your initial post should be 250-500 words and should demonstrate solid academic writing skills.

In: Finance

There are four measurement scales or types of data. These are simply ways to categorize different...

There are four measurement scales or types of data. These are simply ways to categorize different types of variables. The measurement is usually discussed in the context of academic teaching and less often in the “real world.” If you are brushing up on this concept for a research method, thank a psychologist researcher named Stanley Stevens for coming up with these terms.

Q/Critically evaluate these four measurement scales with examples?

In: Economics

Complete research on MAST (Michigan Alcohol Screening Test), AUDIT (Alcohol Use Disorder Identification Test), and CAGE...

Complete research on MAST (Michigan Alcohol Screening Test), AUDIT (Alcohol Use Disorder Identification Test), and CAGE (Cutdown, Annoyed, Guilt, Eyeopener). All research information gathered needs to be evidenced-based, thus a references are needed. Information that is not evidence-based will not be accepted. Please use academic journals or any other database that has peer-reviewed materials.

In: Nursing