Financial technology, also known as FinTech is an industry composed of companies that use new technology and innovation with available resources in order to compete in the marketplace of traditional financial institutions and intermediaries in the delivery of financial services. The use of mobile apps is embedded in the average Mauritian’s everyday life while the country already provides services such digital insurance, mobile banking amongst others. Several enterprises, particularly those aiming towards Africa, are already using Mauritius as a viable Fintech platform. The stable business climate and well-established corporate governance culture in Mauritius, favorable time zone, excellent connectivity and highly-educated labour, mitigates the high-risk profile of certain African countries.

QUESTIONS

Considering the Mauritian context, list and explain the benefits of Fintech

(Answer should be between 500-1000 words)

Financial technology, also known as FinTech is an industry composed of companies that use new technology and innovation with available resources in order to compete in the marketplace of traditional financial institutions and intermediaries in the delivery of financial services.

The use of mobile apps is embedded in the average Mauritian’s everyday life while the country already provides services such digital insurance, mobile banking amongst others.

Several enterprises, particularly those aiming towards Africa, are already using Mauritius as a viable Fintech platform. The stable business climate and well-established corporate governance culture in Mauritius, favorable time zone, excellent connectivity and highly-educated labour, mitigates the high-risk profile of certain African countries.

Question :

Considering the Mauritian context , justify what could be the possible drawbacks of Fintech.

Answer to be in 1000 words

ATD Corporation starts its business in January 1, 2010 in Buford, GA to produce and sell mobile homes. On January 1, 2010, ATD Corporation issued $1,200,000 of ten-year, 7% bonds at an effective interest rate of 8% at a discount for 1,119,479.03. Interest on the bonds is payable annually on December 31. The fiscal year of the company is the calendar year. 1. Based on the above information, prepare the initial journal entry by ATD Corporation to record the issuance of bonds on January 1, 2010. Please show supporting computations in Excel for your journal entry. 2. Suppose ATD Corporation uses straight-line method for bond amortization, prepare a bond amortization table on the worksheet for ATD. Print the amortization table in good format. 3. Based on the table in (2), prepare journal necessary journal entry(ies) for ATD for the following dates: a. 12/31/2010 b. 1/1/2011 c. 12/31/2014 d. 12/31/2019 e. 1/1/2020 when ATD paid off its bonds payable. 4. Based on the table in (2), suppose ATD retires half of its bonds on October 1, 2015 at 102, prepare necessary journal entry(ies) for ATD for the following dates: a. 9/30/2015 b. 10/1/2015 c. 12/31/2019 d. 1/1/2020 when ATD paid off its bonds payable. 5. Suppose ATD Corporation uses effective-interest method for bond amortization, prepare a bond amortization table on the worksheet for ATD. Print the amortization table in goof format. 6. Based on the table in (5), prepare journal necessary journal entry(ies) for ATD for the following dates: a. 12/31/2010 b. 1/1/2011 c. 12/31/2014 d. 12/31/2019 e. 1/1/2020 when ATD paid off its bonds payable. 7. Based on the table in (5), suppose ATD retires half of its bonds on October 1, 2015 at 102, prepare necessary journal entry(ies) for ATD for the following dates: a. 9/30/2015 b. 10/1/2015 c. 12/31/2019 d. 1/1/2020 when ATD paid off its bonds payable. Required: Turn in printouts from Steps 1-7 in good format. Save the results as Exercise9.xls.

7. Property taxes for an Ontario resident over the years are listed.

Year: 2007 2008 2009 2010 2011 2012

Taxes: $2,900 $3,000 $3,150 $3,300 $3,400 $3,600

a) Draw/sketch a scatter diagram.

b) Calculate the least squares equation.

c) Predict the property tax for the year 2020.

describe at least four (4) strategies the employer can take during the collective bargaining process. Include how to successfully manage deadlocks during the process. Explain what is meant by “good faith” in regards to both the employer and the union during collective agreement negotiations.

Business information on styrene, such as major producers, trends in worldwide production capacity, recent industry news, new projects, typical plant capacities, and historic and current prices, and technology developments. Please include at least two recent business sources and one recent research / technology development article, with recent meaning, say, 2017–2020.

Please describe how you can down regulate transcription of specific genes using CRISPR technology

2. Determine whether each of the following would be considered frictional, structural, seasonal, or cyclical unemployment. Please answer in the blank box.  

3. Technological change is an important driver of economic growth. Find a story about a new innovation, (The “Technology” column in the Wall Street Journal Marketplace section is a good place to find one).In addition to providing a link to the article complete the following:

1. Briefly describe the article

2. How will this innovation affect the US production possibilities frontier?

3. Does is it seem to affect employment as well?

4. If so which type of workers will be harmed?

Subject: innovation and technology mangement

Case 2 – Mobile Ads

According to eMarketer, mobile ads will top 100 and it accounts for about 16.5 percent of total advertising spending in 2016. The top five spenders of mobile ads are the United States, China, the United Kingdom, Japan and Germany. This number is expected to increase as the worldwide adoption of smartphones continue to grow. In 2015, there were about 2.6 billion smartphone users. This number is expected to top 6.1 billion globally by 2020.

Businesses are increasingly using mobile ads. Location data from mobile devices is the key element for a successful mobile ad campaign. Facebook and Google are two biggest players that generate the highest revenue from mobile ads. PlaceIQ, a technology form headquartered in New York city collects billions of data points from mobile devices and other sources and is able tract potential customers as they move from one retail location to another retail location – such as from one car dealership to another. PlaceIQ is also able to help businesses find out if the ads can translate to an actual visit by a customer. In addition to its huge data set for business, PlaceIQ also offers location data and analytics tools to businesses and allows them to do their own advertising.

Audi is using the Place IQ data to measure how many potential customers will visit its dealerships before and after they have seen ads. They also want to target potential customers who are visiting their competitors’ showrooms. Stacom Media Group is using PlaceIQ in order to find out how mobile location data can be helpful and eventually attract more customers to a business.

Questions:

a)     By 2020 how many smartphones will be existing globally?

b)    Who are the two leading companies that generate the biggest revenue from mobile ads?

c)     How PlaceIQ impact businesses?

d)    Why is Audi using the services offered by PlaceIQ?

e)    Your overall observation and learning from the above case study.

For each of the scenarios below, determine how the total mass of the described object or system is changing, and say whether the scenario Increases the Mass, Decreases the Mass, or that the Mass Remains Unchanged:

A hot stone cooling down

A closed, thermally isolated box containing a controlled exothermic nuclearreaction

A closed, thermally isolated box containing a controlled exothermic chemicalreaction

A glass full of ice cubes melting

A compressed spring slowly relaxing

A car batter being charged